AIB Group plc (A5G)

Basic

  • Market Cap

    €11.05B

  • EV

  • Shares Out

    2,618.75M

  • Revenue

    €3,397M

  • Employees

    10,133

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    39.15%

  • Net

    33.71%

  • FCF

    -200.91%

Returns (5Yr Avg)

  • ROA

  • ROE

    3.1%

  • ROCE

  • ROIC

    1%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €5.15

  • P/E

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -€30.34B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    40.04%

  • Rev 5Yr

    1.11%

  • Rev 10Yr

  • Dil EPS 3Yr

    13.73%

  • Dil EPS 5Yr

    0.44%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    24.06%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    79.68%

  • EPS LT Growth Est

    8.73%

Dividends

  • Yield

  • Payout

    15.29%

  • DPS

    €0.06

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    -12.37%

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    119.72%

Select a metric from the list below to chart it

Dec '13

Dec '14

Dec '15

Dec '16

Jan '18

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

LTM

Interest Income On Loans

2,289

2,291

2,050

2,003

2,432

3,443

Interest Income On Investments

103

105

103

84

82

89

Interest Income, Total

2,392

2,396

2,153

2,087

2,514

3,532

Interest On Deposits

266

294

255

290

353

494

Interest Expense, Total

266

294

255

290

353

494

Net Interest Income

2,126

2,102

1,898

1,797

2,161

3,038

Income From Trading Activities

5

-57

-32

15

36

89

Gain (Loss) on Sale of Loans

121

-48

24

1

18

-21

Gain (Loss) on Sale of Assets

-20

21

Gain (Loss) on Sale of Invest. & Securities

170

233

103

96

95

80

Total Other Non Interest Income

452

425

380

467

603

618

Non Interest Income, Total

728

574

475

579

752

766

Revenues Before Provison For Loan Losses

2,854

2,676

2,373

2,376

2,913

3,804

Provision For Loan Losses

-204

16

1,460

-238

7

407

Total Revenues

3,058

2,660

913

2,614

2,906

3,397

Total Revenues % Chg.

-1.8%

-13%

-65.7%

186.3%

11.2%

15%

Amort. of Goodwill & Intang. Assets

105

134

184

197

218

221

Occupancy Expense

37

94

94

87

77

39

Selling General & Admin Expenses, Total

1,382.8

1,382

1,351

1,343

1,470

1,589

(Income) Loss on Equity Invest.

-12

-20

-15

-21

-37

-35

Total Other Non Interest Expense

Non Interest Expense, Total

1,512.8

1,590

1,614

1,606

1,728

1,814

EBT, Excl. Unusual Items

1,545.2

1,070

-701

1,008

1,178

1,583

Restructuring Charges

-21

-48

-74

-122

-75

-68

Total Merger & Related Restructuring Charges

-1.2

-2

Asset Writedown

-20

-18

-7

-43

-46

-46

Legal Settlements

-4

-3

-3

-26

-3

-6

Other Unusual Items

-252

-502

-144

-188

-174

-133

EBT, Incl. Unusual Items

1,247

499

-931

629

880

1,330

Income Tax Expense

155

135

-190

-16

115

188

Earnings From Continuing Operations

1,092

364

-741

645

765

1,142

Earnings Of Discontinued Operations

Minority Interest

-37

-28

2

2

3

Net Income

1,092

327

-769

647

767

1,145

Preferred Dividend and Other Adjustments

37

46

65

65

65

Net Income to Common Incl Extra Items

1,055

327

-815

582

702

1,080

Net Income to Common Excl. Extra Items

1,055

327

-815

582

702

1,080

Total Shares Outstanding

2,714.4

2,714.4

2,714.4

2,714.4

2,673.4

2,618.8

Weighted Avg. Shares Outstanding

2,714.4

2,714.4

2,714.4

2,714.4

2,688.3

2,663.3

Weighted Avg. Shares Outstanding Dil

2,714.4

2,714.4

2,714.4

2,714.4

2,688.3

2,663.3

EPS

0.4

0.1

-0.3

0.2

0.3

0.4

EPS Diluted

0.4

0.1

-0.3

0.2

0.3

0.4