AIB Group plc Website

AIB Group plc

ISE-A5G

Basic

  • Market Cap

    €12.83B

  • EV

  • Shares Out

    2,420.52M

  • Revenue

    €4,524M

  • Employees

    10,551

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    52.92%

  • Net

    45.56%

  • FCF

    -97.44%

Returns (5Yr Avg)

  • ROA

    0.4%

  • ROTA

    4.06%

  • ROE

    3.81%

  • ROCE

  • ROIC

    1.09%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €6.01

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -€30.61B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    70.48%

  • Rev 5Yr

    8.15%

  • Rev 10Yr

  • Dil EPS 3Yr

    36.1%

  • Dil EPS 5Yr

    14.26%

  • Dil EPS 10Yr

    -0.15%

  • Rev Fwd 2Yr

    -4.32%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    -8.21%

  • EPS LT Growth Est

    -4.79%

Dividends

  • Yield

  • Payout

    35.09%

  • DPS

    €0.27

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    9.34%

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    10.65%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Jan '18

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

2,291

2,050

2,003

2,432

4,549

Interest Income On Investments

105

103

84

80

96

Interest Income, Total

2,396

2,153

2,087

2,512

4,645

Interest On Deposits

294

255

290

417

804

Interest Expense, Total

294

255

290

417

804

Net Interest Income

2,102

1,898

1,797

2,095

3,841

Income From Trading Activities

-57

-32

15

100

210

Gain (Loss) on Sale of Loans

-48

24

1

18

-9

Gain (Loss) on Sale of Assets

21

-26

Gain (Loss) on Sale of Invest. & Securities

233

103

96

95

8

Total Other Non Interest Income

425

380

467

605

672

Non Interest Income, Total

574

475

579

818

855

Revenues Before Provison For Loan Losses

2,676

2,373

2,376

2,913

4,696

Provision For Loan Losses

16

1,460

-238

7

172

Total Revenues

2,660

913

2,614

2,906

4,524

Total Revenues % Chg.

-13%

-65.7%

186.3%

11.2%

55.7%

Amort. of Goodwill & Intang. Assets

134

184

197

218

220

Occupancy Expense

94

94

87

77

74

Selling General & Admin Expenses, Total

1,382

1,351

1,343

1,470

1,709

(Income) Loss on Equity Invest.

-20

-15

-21

-37

-12

Total Other Non Interest Expense

Non Interest Expense, Total

1,590

1,614

1,606

1,728

1,991

EBT, Excl. Unusual Items

1,070

-701

1,008

1,178

2,533

Restructuring Charges

-48

-74

-122

-75

-10

Total Merger & Related Restructuring Charges

-2

Asset Writedown

-18

-7

-43

-46

-1

Legal Settlements

-3

-3

-26

-3

-7

Other Unusual Items

-502

-144

-188

-174

-121

EBT, Incl. Unusual Items

499

-931

629

880

2,394

Income Tax Expense

135

-190

-16

115

336

Earnings From Continuing Operations

364

-741

645

765

2,058

Earnings Of Discontinued Operations

Minority Interest

-37

-28

2

2

3

Net Income

327

-769

647

767

2,061

Preferred Dividend and Other Adjustments

46

65

65

65

Net Income to Common Incl Extra Items

327

-815

582

702

1,996

Net Income to Common Excl. Extra Items

327

-815

582

702

1,996

Total Shares Outstanding

2,714.4

2,714.4

2,714.4

2,673.4

2,618.8

Weighted Avg. Shares Outstanding

2,714.4

2,714.4

2,714.4

2,688.3

2,635.9

Weighted Avg. Shares Outstanding Dil

2,714.4

2,714.4

2,714.4

2,688.3

2,635.9

EPS

0.1

-0.3

0.2

0.3

0.8

EPS Diluted

0.1

-0.3

0.2

0.3

0.8

Effective Tax Rate

27.1%

20.4%

-2.5%

13.1%

14%