Cathay Financial Holding Co., Ltd. Website

Cathay Financial Holding Co., Ltd.

TWSE-2882

Basic

  • Market Cap

    NT$881.62B

  • EV

    NT$1,031.85B

  • Shares Out

    14.67B

  • Revenue

    NT$762.4B

  • Employees

    55,669

Margins

  • Gross

    12.67%

  • EBITDA

    -0.45%

  • Operating

    -1.23%

  • Pre-Tax

    12.37%

  • Net

    10.76%

  • FCF

    -21.81%

Returns (5Yr Avg)

  • ROA

    0.68%

  • ROTA

    10.42%

  • ROE

    10.08%

  • ROCE

    0.95%

  • ROIC

    0.79%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    NT$59.52

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    NT$508.35B

  • Net Debt

    NT$120.86B

  • Debt/Equity

    0.72

  • EBIT/Interest

    -0.14

Growth (CAGR)

  • Rev 3Yr

    -13.09%

  • Rev 5Yr

    -2.42%

  • Rev 10Yr

    2.23%

  • Dil EPS 3Yr

    -12.47%

  • Dil EPS 5Yr

    8.05%

  • Dil EPS 10Yr

    6.8%

  • Rev Fwd 2Yr

    12.15%

  • EBITDA Fwd 2Yr

    -18.09%

  • EPS Fwd 2Yr

    34.42%

  • EPS LT Growth Est

    20.03%

Dividends

  • Yield

  • Payout

    37.3%

  • DPS

    NT$2

  • DPS Growth 3Yr

    -7.17%

  • DPS Growth 5Yr

  • DPS Growth 10Yr

    3.42%

  • DPS Growth Fwd 2Yr

    -22.7%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Premiums and Annuity Revenues

690,160.9

671,352.7

595,780.7

429,479.7

479,641.8

492,018.9

Total Interest And Dividend Income

231,732.2

219,369.7

219,471

264,216.1

319,620

326,289.6

Gain (Loss) on Sale of Investments, Total

129,637.5

237,829.7

254,233.1

-182,677.7

23,543.5

-76,696.7

Other Revenues, Total

3,905.9

1,639.7

21,652.5

-18,350.4

19,702.2

20,787.5

Total Revenues

1,055,436.5

1,130,191.8

1,091,137.3

492,667.7

842,507.4

762,399.3

Total Revenues % Chg.

26.4%

7.1%

-3.5%

-54.8%

71%

30.3%

Policy Benefits

818,417.5

820,448.5

754,705.5

626,141.6

648,814.1

659,038.5

Depreciation & Amortization - (Collected)

7,098

7,358.4

7,397.8

7,544.1

8,636

8,716.8

Selling General & Admin Expenses, Total

24,882.2

23,007.1

24,439.2

27,061.8

33,331.2

34,657.3

Provision For Loan Losses

-2,205.4

-3,177.9

-3,484.4

-4,777.6

-4,103.2

-6,751.6

Salaries And Other Employee Benefits

57,070.2

52,661.1

53,706.5

54,004.4

60,529.3

62,645.2

Total Operating Expenses

909,673.3

906,653.1

843,733.3

719,529.5

755,413.8

771,809.4

Operating Income

145,763.2

223,538.7

247,404

-226,861.8

87,093.6

-9,410.2

Interest Expense, Total

-23,892.2

-17,319.7

-12,930.9

-24,357

-61,947.4

-65,681.5

Currency Exchange Gains (Loss)

-52,147.4

-126,717.2

-74,946.8

301,166.6

32,732.3

187,799.2

Other Non Operating Income (Expenses)

858.3

-18,131.5

EBT, Excl. Unusual Items

69,723.6

79,501.8

159,526.4

49,947.8

58,736.9

94,576.1

Asset Writedown

833.6

2,114

-267.6

-267.6

EBT, Incl. Unusual Items

70,557.2

81,615.8

159,526.4

49,947.8

58,469.3

94,308.5

Income Tax Expense

6,697.9

5,657.6

18,637.1

11,985.7

6,955.5

12,391.9

Earnings From Continuing Operations

63,859.3

75,958.2

140,889.3

37,962.1

51,513.8

81,916.6

Earnings Of Discontinued Operations

-13.7

Minority Interest

-1,102

-1,378.8

-1,375.2

-602.8

-585

125.6

Net Income

62,757.3

74,579.5

139,514.1

37,359.4

50,928.9

82,028.5

Preferred Dividend and Other Adjustments

2,667.9

3,390.9

3,390.9

3,390.9

3,390.9

3,390.9

Net Income to Common Incl Extra Items

60,089.4

71,188.5

136,123.2

33,968.4

47,537.9

78,637.6

Net Income to Common Excl. Extra Items

60,089.4

71,188.5

136,123.2

33,968.4

47,537.9

78,651.3

Total Shares Outstanding

13,169.2

13,169.2

13,169.2

14,669.2

14,669.2

14,669.2

Weighted Avg. Shares Outstanding

12,618

13,169.2

13,169.2

13,189.8

14,669.2

14,669.2

Weighted Avg. Shares Outstanding Dil

12,618

13,169.2

13,169.2

13,189.8

14,669.2

14,669.2

EPS

4.8

5.4

10.3

2.6

3.2

5.4

EPS Diluted

4.8

5.4

10.3

2.6

3.2

5.4

EBITDA

150,811.8

228,695.1

252,523.1

-221,792.3

93,018

-3,430.3

Effective Tax Rate

9.5%

6.9%

11.7%

24%

11.9%

13.1%