Cathay Financial Holding Co., Ltd. (2882)

Basic

  • Market Cap

    NT$654.98B

  • EV

    NT$777.83B

  • Shares Out

    14.67B

  • Revenue

    NT$741.87B

  • Employees

    56,031

Margins

  • Gross

    18.63%

  • EBITDA

    6.17%

  • Operating

    5.39%

  • Pre-Tax

    6.75%

  • Net

    5.76%

  • FCF

    4.76%

Returns (5Yr Avg)

  • ROA

    0.56%

  • ROTA

    9.98%

  • ROE

    9.54%

  • ROCE

    1.1%

  • ROIC

    0.91%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    NT$51.12

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    NT$635.09B

  • Net Debt

    NT$93.85B

  • Debt/Equity

    1.06

  • EBIT/Interest

    0.73

Growth (CAGR)

  • Rev 3Yr

    -13.95%

  • Rev 5Yr

    -5.88%

  • Rev 10Yr

    2.46%

  • Dil EPS 3Yr

    -20.52%

  • Dil EPS 5Yr

    -10.45%

  • Dil EPS 10Yr

    0.34%

  • Rev Fwd 2Yr

    0.85%

  • EBITDA Fwd 2Yr

    -18.09%

  • EPS Fwd 2Yr

    35.32%

  • EPS LT Growth Est

    21.21%

Dividends

  • Yield

  • Payout

    32.76%

  • DPS

    NT$0.9

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    -18.48%

  • DPS Growth 10Yr

    3.72%

  • DPS Growth Fwd 2Yr

    31.62%

Select a metric from the list below to chart it

Dec '13

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

LTM

Premiums and Annuity Revenues

603,990.8

690,160.9

671,352.7

595,780.7

429,479.7

419,475.8

Total Interest And Dividend Income

213,476

231,732.2

219,369.7

219,471

262,121.6

308,606.7

Gain (Loss) on Sale of Investments, Total

15,419.7

129,637.5

237,829.7

254,233.1

-178,729.3

-3,392.7

Other Revenues, Total

1,894.5

3,905.9

1,639.7

21,652.5

17,687.2

17,175.8

Total Revenues

834,781

1,055,436.5

1,130,191.8

1,091,137.3

530,559.3

741,865.5

Total Revenues % Chg.

16.2%

26.4%

7.1%

-3.5%

-51.4%

28.5%

Policy Benefits

729,957.5

818,417.5

820,448.5

754,705.5

626,141.6

599,095

Depreciation & Amortization - (Collected)

5,674.6

7,098

7,358.4

7,397.8

7,544.1

8,445.2

Selling General & Admin Expenses, Total

24,183.6

24,882.2

23,007.1

24,439.2

27,061.8

31,635.7

Provision For Loan Losses

-4,599.1

-2,205.4

-3,177.9

-3,484.4

-4,777.6

-4,592.3

Salaries And Other Employee Benefits

49,133.9

57,070.2

52,661.1

53,706.5

54,004.4

58,126.5

Total Operating Expenses

813,548.7

909,673.3

906,653.1

843,733.3

719,529.5

701,894.5

Operating Income

21,232.3

145,763.2

223,538.7

247,404

-188,970.2

39,971

Interest Expense, Total

-22,085.8

-23,892.2

-17,319.7

-12,930.9

-24,357

-54,558.1

Currency Exchange Gains (Loss)

57,450.7

-52,147.4

-126,717.2

-74,946.8

260,716.8

16,508.8

Other Non Operating Income (Expenses)

463.6

46,092.7

EBT, Excl. Unusual Items

56,597.2

69,723.6

79,501.8

159,526.4

47,853.3

48,014.4

Asset Writedown

-998.4

833.6

2,114

2,094.5

2,094.5

EBT, Incl. Unusual Items

55,598.8

70,557.2

81,615.8

159,526.4

49,947.8

50,108.9

Income Tax Expense

3,776.5

6,697.9

5,657.6

18,637.1

11,985.7

6,882.2

Earnings From Continuing Operations

51,822.3

63,859.3

75,958.2

140,889.3

37,962.1

43,226.7

Minority Interest

-355

-1,102

-1,378.8

-1,375.2

-602.8

-509.3

Net Income

51,467.2

62,757.3

74,579.5

139,514.1

37,359.4

42,717.5

Preferred Dividend and Other Adjustments

1,899.9

2,667.9

3,390.9

3,390.9

3,390.9

3,390.9

Net Income to Common Incl Extra Items

49,567.3

60,089.4

71,188.5

136,123.2

33,968.4

39,326.5

Net Income to Common Excl. Extra Items

49,567.3

60,089.4

71,188.5

136,123.2

33,968.4

39,326.5

Total Shares Outstanding

12,563.2

13,169.2

13,169.2

13,169.2

14,669.2

14,669.2

Weighted Avg. Shares Outstanding

12,563.2

12,618

13,169.2

13,169.2

13,189.8

14,314.8

Weighted Avg. Shares Outstanding Dil

12,563.2

12,618

13,169.2

13,169.2

13,189.8

14,314.8

EPS

3.9

4.8

5.4

10.3

2.6

2.7

EPS Diluted

3.9

4.8

5.4

10.3

2.6

2.7

EBITDA

26,358.3

150,811.8

228,695.1

252,523.1

-183,900.7

45,768.8