Company Overview

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

  • Name

    Intact Financial Corporation

  • CEO

    Mr. Charles Joseph Gaston Brindamour B.Sc.

  • Website

    www.intactfc.com

  • Sector

    Insurance

  • Year Founded

    1809

Profile

  • Market Cap

    CA$45.45B

  • EV

    CA$51.14B

  • Shares Out

    178.36M

  • Revenue

    CA$29.55B

  • Employees

    30,000

Margins

  • Gross

    13.52%

  • EBITDA

    12.16%

  • Operating

    10.56%

  • Pre-Tax

    9.24%

  • Net

    7.14%

  • FCF

    8.42%

Returns (5Yr Avg)

  • ROA

    3.28%

  • ROTA

    19.75%

  • ROE

    12.27%

  • ROCE

    11.91%

  • ROIC

    4.52%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    CA$266.29

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    CA$1,413M

  • Net Debt

    CA$4,089M

  • Debt/Equity

    0.31

  • EBIT/Interest

    13.11

Growth (CAGR)

  • Rev 3Yr

    30.02%

  • Rev 5Yr

    21.85%

  • Rev 10Yr

    14.17%

  • Dil EPS 3Yr

    -1.61%

  • Dil EPS 5Yr

    16.93%

  • Dil EPS 10Yr

    11.4%

  • Rev Fwd 2Yr

    5.91%

  • EBITDA Fwd 2Yr

    -4.74%

  • EPS Fwd 2Yr

    17.09%

  • EPS LT Growth Est

    13.92%

Dividends

  • Yield

  • Payout

    40.64%

  • DPS

    CA$4.62

  • DPS Growth 3Yr

    11.64%

  • DPS Growth 5Yr

    9.61%

  • DPS Growth 10Yr

    9.64%

  • DPS Growth Fwd 2Yr

    9.2%

TSX:IFC