Intact Financial Corporation
TSX-IFC
Company Overview
Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.
Name
Intact Financial Corporation
CEO
Mr. Charles Joseph Gaston Brindamour B.Sc.
Website
www.intactfc.com
Sector
Insurance
Year Founded
1809
Profile
Market Cap
CA$45.45B
EV
CA$51.14B
Shares Out
178.36M
Revenue
CA$29.55B
Employees
30,000
Margins
Gross
13.52%
EBITDA
12.16%
Operating
10.56%
Pre-Tax
9.24%
Net
7.14%
FCF
8.42%
Returns (5Yr Avg)
ROA
3.28%
ROTA
19.75%
ROE
12.27%
ROCE
11.91%
ROIC
4.52%
Valuation (TTM)
P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—
Valuation (NTM)
Price Target
CA$266.29
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
Financial Health
Cash
CA$1,413M
Net Debt
CA$4,089M
Debt/Equity
0.31
EBIT/Interest
13.11
Growth (CAGR)
Rev 3Yr
30.02%
Rev 5Yr
21.85%
Rev 10Yr
14.17%
Dil EPS 3Yr
-1.61%
Dil EPS 5Yr
16.93%
Dil EPS 10Yr
11.4%
Rev Fwd 2Yr
5.91%
EBITDA Fwd 2Yr
-4.74%
EPS Fwd 2Yr
17.09%
EPS LT Growth Est
13.92%
Dividends
Yield
—
Payout
40.64%
DPS
CA$4.62
DPS Growth 3Yr
11.64%
DPS Growth 5Yr
9.61%
DPS Growth 10Yr
9.64%
DPS Growth Fwd 2Yr
9.2%