Company Overview

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

  • Name

    U.S. Bancorp

  • CEO

    Mr. Andrew J. Cecere

  • Website

    www.usbank.com

  • Sector

    Banks

  • Year Founded

    1863

Profile

  • Market Cap

    $70.27B

  • EV

  • Shares Out

    1,560.51M

  • Revenue

    $25.11B

  • Employees

    75,465

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    26.62%

  • Net

    21.08%

  • FCF

    39.13%

Returns (5Yr Avg)

  • ROA

    1.1%

  • ROTA

    12.79%

  • ROE

    11.79%

  • ROCE

  • ROIC

    1.24%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    $49.58

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    $5,558M

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    3.5%

  • Rev 5Yr

    3.55%

  • Rev 10Yr

  • Dil EPS 3Yr

    -12.29%

  • Dil EPS 5Yr

    -5.87%

  • Dil EPS 10Yr

    0.42%

  • Rev Fwd 2Yr

    1.04%

  • EBITDA Fwd 2Yr

    -13.97%

  • EPS Fwd 2Yr

    13.68%

  • EPS LT Growth Est

    2.99%

Dividends

  • Yield

  • Payout

    61.9%

  • DPS

    $1.95

  • DPS Growth 3Yr

    5.09%

  • DPS Growth 5Yr

    5.67%

  • DPS Growth 10Yr

    7.63%

  • DPS Growth Fwd 2Yr

    2.49%

NYSE:USB