U.S. Bancorp Website

U.S. Bancorp

NYSE-USB

Basic

  • Market Cap

    $60.59B

  • EV

  • Shares Out

    1,560.46M

  • Revenue

    $25.16B

  • Employees

    75,465

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    25.36%

  • Net

    20.07%

  • FCF

    40.81%

Returns (5Yr Avg)

  • ROA

    1.14%

  • ROTA

    12.99%

  • ROE

    12%

  • ROCE

  • ROIC

    1.27%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    $47.22

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -$4,938M

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    6.6%

  • Rev 5Yr

    3.76%

  • Rev 10Yr

  • Dil EPS 3Yr

    -7.36%

  • Dil EPS 5Yr

    -6.35%

  • Dil EPS 10Yr

    0.04%

  • Rev Fwd 2Yr

    1.06%

  • EBITDA Fwd 2Yr

    -13.97%

  • EPS Fwd 2Yr

    13.87%

  • EPS LT Growth Est

    2.71%

Dividends

  • Yield

  • Payout

    64.41%

  • DPS

    $1.94

  • DPS Growth 3Yr

    4.91%

  • DPS Growth 5Yr

    6.59%

  • DPS Growth 10Yr

    7.75%

  • DPS Growth Fwd 2Yr

    2.47%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

14,261

12,234

10,979

13,804

22,471

22,912

Interest Income On Investments

3,233

2,606

2,508

4,141

7,536

7,895

Interest Income, Total

17,494

14,840

13,487

17,945

30,007

30,807

Interest On Deposits

2,855

950

320

1,872

8,775

10,154

Total Interest On Borrowings

1,587

1,065

673

1,345

3,836

3,906

Interest Expense, Total

4,442

2,015

993

3,217

12,611

14,060

Net Interest Income

13,052

12,825

12,494

14,728

17,396

16,747

Service Charges On Deposits

909

1,245

1,338

1,298

1,306

1,297

Trust Income

1,673

1,736

1,832

2,209

2,459

2,510

Credit Card Fee

1,413

1,338

1,507

1,512

1,630

1,662

Total Mortgage Banking Activities

874

2,064

1,361

527

540

578

Gain (Loss) on Sale of Invest. & Securities

-166

-1

103

20

-145

-111

Total Other Non Interest Income

4,889

3,841

4,086

3,890

4,827

4,874

Non Interest Income, Total

9,592

10,223

10,227

9,456

10,617

10,810

Revenues Before Provison For Loan Losses

22,644

23,048

22,721

24,184

28,013

27,557

Provision For Loan Losses

1,504

3,806

-1,173

1,977

2,275

2,401

Total Revenues

21,140

19,242

23,894

22,207

25,738

25,156

Total Revenues % Chg.

1.6%

-9%

24.2%

-7.1%

15.9%

7.2%

Salaries And Other Employee Benefits

7,433

7,749

8,521

8,955

10,192

10,237

Amort. of Goodwill & Intang. Assets

168

176

159

215

636

622

Occupancy Expense

729

718

684

706

770

745

Selling General & Admin Expenses, Total

2,837

2,893

3,157

3,303

4,055

4,049

Total Other Non Interest Expense

1,379

1,655

1,207

1,398

2,211

2,204

Non Interest Expense, Total

12,546

13,191

13,728

14,577

17,864

17,857

EBT, Excl. Unusual Items

8,594

6,051

10,166

7,630

7,874

7,299

Total Merger & Related Restructuring Charges

-329

-1,009

-920

EBT, Incl. Unusual Items

8,594

6,051

10,166

7,301

6,865

6,379

Income Tax Expense

1,648

1,066

2,181

1,463

1,407

1,299

Earnings From Continuing Operations

6,946

4,985

7,985

5,838

5,458

5,080

Minority Interest

-32

-26

-22

-13

-29

-30

Net Income

6,914

4,959

7,963

5,825

5,429

5,050

Preferred Dividend and Other Adjustments

331

338

358

324

378

382

Net Income to Common Incl Extra Items

6,583

4,621

7,605

5,501

5,051

4,668

Net Income to Common Excl. Extra Items

6,583

4,621

7,605

5,501

5,051

4,668

Total Shares Outstanding

1,534.2

1,507.1

1,483.5

1,531

1,558

1,560.4

Weighted Avg. Shares Outstanding

1,581

1,509

1,489

1,489

1,543

1,549.8

Weighted Avg. Shares Outstanding Dil

1,583

1,510

1,490

1,490

1,543

1,549.8

EPS

4.2

3.1

5.1

3.7

3.3

3

EPS Diluted

4.2

3.1

5.1

3.7

3.3

3

Effective Tax Rate

19.2%

17.6%

21.5%

20%

20.5%

20.4%