Ally Financial Inc. Website

Ally Financial Inc.

NYSE-ALLY

Basic

  • Market Cap

    $11.98B

  • EV

    —

  • Shares Out

    303.98M

  • Revenue

    $6,909M

  • Employees

    11,100

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    12.53%

  • Net

    12.42%

  • FCF

    26.7%

Returns (5Yr Avg)

  • ROA

    0.94%

  • ROTA

    11.91%

  • ROE

    11.85%

  • ROCE

    —

  • ROIC

    1.04%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    $43.22

  • P/E

    —

  • PEG

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

Financial Health

  • Cash

    —

  • Net Debt

    $8,977M

  • Debt/Equity

    —

  • EBIT/Interest

    —

Growth (CAGR)

  • Rev 3Yr

    -2.94%

  • Rev 5Yr

    2.66%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    -25.13%

  • Dil EPS 5Yr

    -5.83%

  • Dil EPS 10Yr

    -2.82%

  • Rev Fwd 2Yr

    6.54%

  • EBITDA Fwd 2Yr

    —

  • EPS Fwd 2Yr

    32.94%

  • EPS LT Growth Est

    27.38%

Dividends

  • Yield

    —

  • Payout

    48.8%

  • DPS

    $1.2

  • DPS Growth 3Yr

    16.45%

  • DPS Growth 5Yr

    14.87%

  • DPS Growth 10Yr

    —

  • DPS Growth Fwd 2Yr

    2.24%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Metric
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

7,354

6,598

6,486

8,130

11,054

11,327

Interest Income On Investments

1,033

764

615

895

1,354

1,423

Interest Income, Total

8,387

7,362

7,101

9,025

12,408

12,750

Interest On Deposits

2,538

1,952

1,045

1,987

5,819

6,253

Total Interest On Borrowings

1,705

1,291

869

870

1,078

1,108

Interest Expense, Total

4,243

3,243

1,914

2,857

6,897

7,361

Net Interest Income

4,144

4,119

5,187

6,168

5,511

5,389

Gain (Loss) on Sale of Loans

28

110

87

52

16

18

Gain (Loss) on Sale of Invest. & Securities

252

406

427

-252

134

102

Income (Loss) on Equity Invest.

62

161

132

102

4

14

Total Other Non Interest Income

2,891

2,843

3,079

3,272

3,409

3,415

Non Interest Income, Total

3,233

3,520

3,725

3,174

3,563

3,549

Revenues Before Provison For Loan Losses

7,377

7,639

8,912

9,342

9,074

8,938

Provision For Loan Losses

998

1,439

241

1,399

1,968

2,029

Total Revenues

6,379

6,200

8,671

7,943

7,106

6,909

Total Revenues % Chg.

7.9%

-2.8%

39.9%

-8.4%

-10.5%

-9.5%

Salaries And Other Employee Benefits

1,155

1,296

1,503

1,800

1,774

1,756

Occupancy Expense

981

851

570

914

860

838

Selling General & Admin Expenses, Total

304

305

381

466

435

430

Total Other Non Interest Expense

1,970

2,182

2,226

2,421

2,805

2,870

Non Interest Expense, Total

4,410

4,634

4,680

5,601

5,874

5,894

EBT, Excl. Unusual Items

1,969

1,566

3,991

2,342

1,232

1,015

Impairment of Goodwill

—

—

—

—

—

—

-50

—

—

-149

-149

Other Unusual Items

—

—

-2

-102

-136

—

—

—

EBT, Incl. Unusual Items

1,967

1,414

3,855

2,342

1,083

866

Income Tax Expense

246

328

790

627

61

7

Earnings From Continuing Operations

1,721

1,086

3,065

1,715

1,022

859

Earnings Of Discontinued Operations

—

-6

-1

-5

-1

-2

-1

Net Income

1,715

1,085

3,060

1,714

1,020

858

Preferred Dividend and Other Adjustments

—

—

—

—

57

110

110

110

Net Income to Common Incl Extra Items

1,715

1,085

3,003

1,604

910

748

Net Income to Common Excl. Extra Items

1,721

1,086

3,008

1,605

912

749

Total Shares Outstanding

374.3

374.7

337.9

299.3

302.5

304

Weighted Avg. Shares Outstanding

393.2

375.6

362.6

316.7

303.8

304.6

Weighted Avg. Shares Outstanding Dil

395.4

377.1

365.2

318.6

305.1

306.4

EPS

4.4

2.9

8.3

5.1

3

2.5

EPS Diluted

4.3

2.9

8.2

5

3

2.4

Effective Tax Rate

12.5%

23.2%

20.5%

26.8%

5.6%

0.8%