State Bank of India Website

State Bank of India

NSEI-SBIN

Basic

  • Market Cap

    ₹7,530.14B

  • EV

  • Shares Out

    8,924.61M

  • Revenue

    ₹3,271.34B

  • Employees

    232,296

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    28.32%

  • Net

    20.51%

  • FCF

    -146.9%

Returns (5Yr Avg)

  • ROA

    0.7%

  • ROTA

    11.26%

  • ROE

    11.12%

  • ROCE

  • ROIC

    0.81%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹899.64

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    ₹5,201.32B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    23.25%

  • Rev 5Yr

    22.65%

  • Rev 10Yr

  • Dil EPS 3Yr

    44.13%

  • Dil EPS 5Yr

    96.33%

  • Dil EPS 10Yr

    13.93%

  • Rev Fwd 2Yr

    9.72%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    5.75%

  • EPS LT Growth Est

    12.13%

Dividends

  • Yield

  • Payout

    18.23%

  • DPS

    ₹13.7

  • DPS Growth 3Yr

    50.74%

  • DPS Growth 5Yr

  • DPS Growth 10Yr

    16.4%

  • DPS Growth Fwd 2Yr

    8.81%

Select a metric from the list below to chart it

Mar '15

Mar '16

Mar '17

Mar '18

Mar '19

Mar '20

Mar '21

Mar '22

Mar '23

Mar '24

Mar '25 (E)

Mar '26 (E)

Mar '27 (E)

Interest Income On Loans

2,698,516.6

2,781,154.8

2,899,726.9

3,508,445.8

4,391,885.1

Interest Income, Total

2,698,516.6

2,781,154.8

2,899,726.9

3,508,445.8

4,391,885.1

Interest On Deposits

1,611,238

1,560,101.7

1,561,943.4

1,899,808.2

2,597,360.5

Interest Expense, Total

1,611,238

1,560,101.7

1,561,943.4

1,899,808.2

2,597,360.5

Net Interest Income

1,087,278.6

1,221,053.1

1,337,783.4

1,608,637.6

1,794,524.6

Credit Card Fee

41,221.5

39,153.6

52,696.8

68,004.1

82,638.1

Gain (Loss) on Sale of Assets

-283.4

-283.4

-164

-290.3

-252.1

Gain (Loss) on Sale of Invest. & Securities

92,027.1

74,993

59,299.1

2,354.8

137,828.7

Total Other Non Interest Income

848,624.7

958,360.9

1,058,172.2

1,155,267.1

1,333,649.1

Non Interest Income, Total

981,589.9

1,072,224.1

1,170,004

1,225,335.6

1,553,863.9

Revenues Before Provison For Loan Losses

2,068,868.5

2,293,277.2

2,507,787.5

2,833,973.2

3,348,388.6

Provision For Loan Losses

569,284.6

546,184.1

266,766.9

181,842.8

77,049.8

Total Revenues

1,499,583.9

1,747,093.1

2,241,020.6

2,652,130.5

3,271,338.8

Total Revenues % Chg.

27.2%

16.5%

28.3%

18.3%

23.3%

Salaries And Other Employee Benefits

488,505.4

543,308.3

614,451.3

619,209.1

765,711.9

Occupancy Expense

104,137.9

103,847

106,180.5

111,042.5

118,441.2

Selling General & Admin Expenses, Total

48,099.7

42,334.9

48,592.5

58,104.7

62,511.6

(Income) Loss on Equity Invest.

-29,631.4

3,919

-8,270.1

-11,914.5

-14,051.5

Total Other Non Interest Expense

677,072.6

814,805.9

974,410

1,109,788.6

1,341,273.7

Non Interest Expense, Total

1,288,184.2

1,508,215

1,735,364.1

1,886,230.3

2,273,886.8

EBT, Excl. Unusual Items

211,399.7

238,878.1

505,656.4

765,900.1

997,452

Other Unusual Items

-71,000

EBT, Incl. Unusual Items

211,399.7

238,878.1

505,656.4

765,900.1

926,452

Income Tax Expense

133,824.6

188,401.3

231,017.8

Earnings From Continuing Operations

211,399.7

238,878.1

371,831.8

577,498.8

695,434.2

Minority Interest

-13,721.7

-14,823.6

-18,093

-21,017.1

-24,587.5

Net Income

197,678

224,054.6

353,738.8

556,481.7

670,846.7

Net Income to Common Incl Extra Items

197,678

224,054.6

353,738.8

556,481.7

670,846.7

Net Income to Common Excl. Extra Items

197,678

224,054.6

353,738.8

556,481.7

670,846.7

Total Shares Outstanding

8,924.6

8,924.6

8,924.6

8,924.6

8,924.6

Weighted Avg. Shares Outstanding

8,924.6

8,924.6

8,924.6

8,924.6

8,924.6

Weighted Avg. Shares Outstanding Dil

8,924.6

8,924.6

8,924.6

8,924.6

8,924.6

EPS

22.1

25.1

39.6

62.4

75.2

EPS Diluted

22.1

25.1

39.6

62.3

75.2

Effective Tax Rate

26.5%

24.6%

24.9%