State Bank of India

NSEI-SBIN

Basic

Market Cap
₹7,572.53B
EV
—
Shares Out
8,924.61M
Revenue
₹3,271.34B
Employees
232,296

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
28.32%
Net
20.51%
FCF
-146.9%

Returns (5Yr Avg)

ROA
0.7%
ROTA
11.26%
ROE
11.12%
ROCE
—
ROIC
0.81%

Valuation (TTM)

P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—

Valuation (NTM)

Price Target
₹912.88
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—

Financial Health

Cash
—
Net Debt
₹5,201.32B
Debt/Equity
—
EBIT/Interest
—

Growth (CAGR)

Rev 3Yr
23.25%
Rev 5Yr
22.65%
Rev 10Yr
—
Dil EPS 3Yr
44.13%
Dil EPS 5Yr
96.33%
Dil EPS 10Yr
13.93%
Rev Fwd 2Yr
9.78%
EBITDA Fwd 2Yr
—
EPS Fwd 2Yr
5.67%
EPS LT Growth Est
10.14%

Dividends

Yield
—
Payout
18.23%
DPS
₹13.7
DPS Growth 3Yr
50.74%
DPS Growth 5Yr
—
DPS Growth 10Yr
16.4%
DPS Growth Fwd 2Yr
8.55%

Metric	Mar '15	Mar '16	Mar '17	Mar '18	Mar '19	Mar '20	Mar '21	Mar '22	Mar '23	Mar '24
Interest Income On Loans						2,698,516.6	2,781,154.8	2,899,726.9	3,508,445.8	4,391,885.1
Interest Income, Total						2,698,516.6	2,781,154.8	2,899,726.9	3,508,445.8	4,391,885.1
Interest On Deposits						1,611,238	1,560,101.7	1,561,943.4	1,899,808.2	2,597,360.5
Interest Expense, Total						1,611,238	1,560,101.7	1,561,943.4	1,899,808.2	2,597,360.5
Net Interest Income						1,087,278.6	1,221,053.1	1,337,783.4	1,608,637.6	1,794,524.6
Credit Card Fee						41,221.5	39,153.6	52,696.8	68,004.1	82,638.1
Gain (Loss) on Sale of Assets						-283.4	-283.4	-164	-290.3	-252.1
Gain (Loss) on Sale of Invest. & Securities						92,027.1	74,993	59,299.1	2,354.8	137,828.7
Total Other Non Interest Income						848,624.7	958,360.9	1,058,172.2	1,155,267.1	1,333,649.1
Non Interest Income, Total						981,589.9	1,072,224.1	1,170,004	1,225,335.6	1,553,863.9
Revenues Before Provison For Loan Losses						2,068,868.5	2,293,277.2	2,507,787.5	2,833,973.2	3,348,388.6
Provision For Loan Losses						569,284.6	546,184.1	266,766.9	181,842.8	77,049.8
Total Revenues						1,499,583.9	1,747,093.1	2,241,020.6	2,652,130.5	3,271,338.8
Total Revenues % Chg.						27.2%	16.5%	28.3%	18.3%	23.3%
Salaries And Other Employee Benefits						488,505.4	543,308.3	614,451.3	619,209.1	765,711.9
Occupancy Expense						104,137.9	103,847	106,180.5	111,042.5	118,441.2
Selling General & Admin Expenses, Total						48,099.7	42,334.9	48,592.5	58,104.7	62,511.6
(Income) Loss on Equity Invest.						-29,631.4	3,919	-8,270.1	-11,914.5	-14,051.5
Total Other Non Interest Expense						677,072.6	814,805.9	974,410	1,109,788.6	1,341,273.7
Non Interest Expense, Total						1,288,184.2	1,508,215	1,735,364.1	1,886,230.3	2,273,886.8
EBT, Excl. Unusual Items						211,399.7	238,878.1	505,656.4	765,900.1	997,452
Other Unusual Items	—	—	—	—	—	—	—	—	—	-71,000
EBT, Incl. Unusual Items						211,399.7	238,878.1	505,656.4	765,900.1	926,452
Income Tax Expense					—	—	—	133,824.6	188,401.3	231,017.8
Earnings From Continuing Operations						211,399.7	238,878.1	371,831.8	577,498.8	695,434.2
Minority Interest						-13,721.7	-14,823.6	-18,093	-21,017.1	-24,587.5
Net Income						197,678	224,054.6	353,738.8	556,481.7	670,846.7
Net Income to Common Incl Extra Items						197,678	224,054.6	353,738.8	556,481.7	670,846.7
Net Income to Common Excl. Extra Items						197,678	224,054.6	353,738.8	556,481.7	670,846.7
Total Shares Outstanding						8,924.6	8,924.6	8,924.6	8,924.6	8,924.6
Weighted Avg. Shares Outstanding						8,924.6	8,924.6	8,924.6	8,924.6	8,924.6
Weighted Avg. Shares Outstanding Dil						8,924.6	8,924.6	8,924.6	8,924.6	8,924.6
EPS						22.1	25.1	39.6	62.4	75.2
EPS Diluted						22.1	25.1	39.6	62.3	75.2
Effective Tax Rate					—	—	—	26.5%	24.6%	24.9%