Bajaj Finserv Ltd. Website

Bajaj Finserv Ltd.

NSEI-BAJAJFINSV

Basic

  • Market Cap

    ₹2,505.89B

  • EV

    ₹5,170.55B

  • Shares Out

    1,594.13M

  • Revenue

    ₹1,171.21B

  • Employees

    92,079

Margins

  • Gross

    50.36%

  • EBITDA

    36.35%

  • Operating

    36%

  • Pre-Tax

    18.97%

  • Net

    7.12%

  • FCF

    -63.81%

Returns (5Yr Avg)

  • ROA

    1.62%

  • ROTA

    8.46%

  • ROE

    8.6%

  • ROCE

    9.27%

  • ROIC

    5.83%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    ₹1,768.64

  • P/E

    —

  • PEG

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

Financial Health

  • Cash

    ₹57.65B

  • Net Debt

    ₹2,230.19B

  • Debt/Equity

    2.2

  • EBIT/Interest

    2.11

Growth (CAGR)

  • Rev 3Yr

    25.11%

  • Rev 5Yr

    20.64%

  • Rev 10Yr

    28.96%

  • Dil EPS 3Yr

    26.43%

  • Dil EPS 5Yr

    20.59%

  • Dil EPS 10Yr

    17.94%

  • Rev Fwd 2Yr

    15%

  • EBITDA Fwd 2Yr

    15.42%

  • EPS Fwd 2Yr

    14.68%

  • EPS LT Growth Est

    18.15%

Dividends

  • Yield

    —

  • Payout

    1.95%

  • DPS

    ₹1

  • DPS Growth 3Yr

    49.38%

  • DPS Growth 5Yr

    31.95%

  • DPS Growth 10Yr

    19.04%

  • DPS Growth Fwd 2Yr

    18.32%

Select a metric from the list below to chart it

Mar '15

Mar '16

Mar '17

Mar '18

Mar '19

Mar '20

Mar '21

Mar '22

Mar '23

Mar '24

LTM

Mar '25 (E)

Mar '26 (E)

Mar '27 (E)

Metric
Mar '15
Mar '16
Mar '17
Mar '18
Mar '19
Mar '20
Mar '21
Mar '22
Mar '23
Mar '24
LTM

Premiums and Annuity Revenues

244,985.6

257,598.3

314,298.4

361,581.2

463,226.5

504,164.8

Total Interest And Dividend Income

—

—

265,693.8

270,256.6

314,314.3

402,909.1

539,556

573,550.8

Gain (Loss) on Sale of Investments, Total

—

—

—

37,747.9

3,222

-8,973.9

25,650.6

25,688.7

Non-Insurance Activities Revenues

—

—

—

1,876.9

2,837.8

3,404.9

3,258.7

6,551.2

8,505

Other Revenues, Total

28,144.9

34,053.8

36,127.5

49,655.8

56,225.6

59,302.7

Total Revenues

540,701.2

602,494.4

671,367.1

808,430.9

1,091,209.9

1,171,212

Total Revenues % Chg.

27.2%

11.4%

11.4%

20.4%

35%

33%

Policy Benefits

213,867.1

246,952.9

281,086.6

302,472.7

416,488.9

453,280.3

Policy Acquisition / Underwriting Costs, Total

22,061

26,143.7

34,420.4

42,381.7

69,706

73,548.2

Depreciation & Amortization - (Collected)

4,567.9

4,984.6

5,627.3

6,778

9,001.3

9,648.4

Selling General & Admin Expenses, Total

18,587.7

17,493.2

22,537.8

30,901.2

19,617.9

19,617.9

Provision For Loan Losses

—

—

—

-59,432.8

-48,031.2

-31,415.9

-45,491.6

-52,388.5

Salaries And Other Employee Benefits

46,274

45,204.3

63,037.4

84,244.1

99,684.3

104,222.4

Other Operating Expenses

17,740.4

12,176.2

9,011.5

20,124.7

33,684.5

36,820.6

Total Operating Expenses

323,098.1

412,387.7

463,752.2

518,318.3

693,674.5

749,526.3

Operating Income

217,603.1

190,106.7

207,614.9

290,112.6

397,535.4

421,685.7

Interest Expense, Total

-93,385.3

-91,412.8

-94,982.6

-122,014.2

-183,995.1

-199,711.1

Income (Loss) on Equity Invest.

—

—

6.6

-1.8

-3.6

11.9

80.9

77

Other Non Operating Income (Expenses)

-41,203.8

0.5

—

—

—

—

EBT, Excl. Unusual Items

83,020.6

98,692.6

112,628.7

168,110.3

213,621.2

222,051.6

Gain (Loss) on Sale of Assets

—

—

-4

-69.2

77.1

1

129.1

129.1

EBT, Incl. Unusual Items

83,016.6

98,623.4

112,705.8

168,111.3

213,750.3

222,180.7

Income Tax Expense

23,080.6

24,949.6

29,570.5

46,015.9

57,796.7

61,228.5

Earnings From Continuing Operations

59,936

73,673.8

83,135.3

122,095.4

155,953.6

160,952.2

Minority Interest

-26,244.7

-28,969.2

-37,567.6

-57,922.6

-74,475.7

-77,523.6

Net Income

33,691.3

44,704.6

45,567.7

64,172.8

81,477.9

83,428.6

Net Income to Common Incl Extra Items

33,691.3

44,704.6

45,567.7

64,172.8

81,477.9

83,428.6

Net Income to Common Excl. Extra Items

33,691.3

44,704.6

45,567.7

64,172.8

81,477.9

83,428.6

Total Shares Outstanding

1,591.4

1,591.4

1,591.4

1,592.6

1,594.1

1,595.3

Weighted Avg. Shares Outstanding

1,591.4

1,591.4

1,591.4

1,591.4

1,592.8

1,593.6

Weighted Avg. Shares Outstanding Dil

1,591.7

1,591.7

1,591.9

1,604.3

1,608.3

1,608.7

EPS

21.2

28.1

28.6

40.3

51.2

52.4

EPS Diluted

21.2

28.1

28.6

40

50.7

51.9

EBITDA

219,867.7

192,295.2

210,066.1

292,744.1

401,261.3

425,685.2

Effective Tax Rate

27.8%

25.3%

26.2%

27.4%

27%

27.6%