CIMB Group Holdings Berhad

KLSE-CIMB

Basic

Market Cap
MYR 77.03B
EV
—
Shares Out
10.7B
Revenue
MYR 20B
Employees
34,000

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
49.39%
Net
36.36%
FCF
-160.78%

Returns (5Yr Avg)

ROA
0.71%
ROTA
7.58%
ROE
7.35%
ROCE
—
ROIC
0.86%

Valuation (TTM)

P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—

Valuation (NTM)

Price Target
MYR 7.38
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—

Financial Health

Cash
—
Net Debt
-MYR 21.2B
Debt/Equity
—
EBIT/Interest
—

Growth (CAGR)

Rev 3Yr
14.84%
Rev 5Yr
4.76%
Rev 10Yr
—
Dil EPS 3Yr
28.96%
Dil EPS 5Yr
3.24%
Dil EPS 10Yr
2.22%
Rev Fwd 2Yr
5.61%
EBITDA Fwd 2Yr
13.85%
EPS Fwd 2Yr
8%
EPS LT Growth Est
9.7%

Dividends

Yield
—
Payout
52.79%
DPS
MYR 0.36
DPS Growth 3Yr
95.61%
DPS Growth 5Yr
7.57%
DPS Growth 10Yr
4.51%
DPS Growth Fwd 2Yr
9.03%

Metric	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Interest Income On Loans						19,330.5	17,329.6	15,588.1	17,847.4	23,690.7	24,563.3
Interest Income On Investments	—	—	—	—		913.3	633.2	569.7	791.6	1,423.6	1,603.5
Interest Income, Total						20,243.8	17,962.8	16,157.8	18,639	25,114.3	26,166.9
Interest On Deposits						10,159.9	7,702.3	5,221.3	7,016.1	14,026.8	14,928.5
Interest Expense, Total						10,159.9	7,702.3	5,221.3	7,016.1	14,026.8	14,928.5
Net Interest Income						10,083.9	10,260.5	10,936.5	11,622.9	11,087.5	11,238.4
Gain (Loss) on Sale of Assets						255.1	21.5	1,199.2	26.9	67.5	61.6
Gain (Loss) on Sale of Invest. & Securities						1,200.3	30.2	-747.1	-1,018.4	200.5	386.2
Total Other Non Interest Income						6,299.4	6,165.6	8,026.7	9,326.5	9,635.6	9,947.7
Non Interest Income, Total						7,754.8	6,217.3	8,478.7	8,334.9	9,903.6	10,395.5
Revenues Before Provison For Loan Losses						17,838.7	16,477.7	19,415.2	19,957.8	20,991	21,633.9
Provision For Loan Losses						1,638.8	5,342.2	2,613.6	1,952.7	1,534.4	1,632.8
Total Revenues						16,199.9	11,135.5	16,801.6	18,005.1	19,456.6	20,001.1
Total Revenues % Chg.						2.1%	-31.3%	50.9%	7.2%	8.1%	10.1%
Stock-Based Compensation	—	—	—			71	68.6	82.5	77.4	73.8	73.7
Selling General & Admin Expenses, Total						1,145.7	986.9	1,029.6	1,139	1,348.9	1,385.9
(Income) Loss on Equity Invest.						-30.7	-116.5	-68	-40.2	17.2	45.1
Total Other Non Interest Expense						8,388.6	8,421.8	8,607.5	8,461	8,467.1	8,623.5
Non Interest Expense, Total						9,574.6	9,360.8	9,651.5	9,637.1	9,907	10,128.1
EBT, Excl. Unusual Items						6,625.3	1,774.7	7,150	8,368	9,549.6	9,873
Restructuring Charges	—	—	—	—	—	-365.8	—	—	—	—	—
Total Merger & Related Restructuring Charges	—		—	—	—	—	—	—	—	—	—
Impairment of Goodwill		—		—	—	—	—	-1,215.2	—	—	—
Asset Writedown						-284.7	-23.3	-90.3	-3.7	-5.2	9.4
Other Unusual Items	—	—	—	—	—	—	-221.1	-55.1	6.7	-3.7	-4.8
EBT, Incl. Unusual Items						5,974.8	1,530.3	5,789.5	8,371	9,540.7	9,877.7
Income Tax Expense						1,519.7	383.8	1,396.9	2,778.1	2,378.6	2,421.8
Earnings From Continuing Operations						4,455.2	1,146.6	4,392.6	5,592.9	7,162.1	7,455.9
Minority Interest						104.5	47.9	-97.3	-153.1	-181.1	-183.5
Net Income						4,559.7	1,194.4	4,295.3	5,439.9	6,981	7,272.4
Net Income to Common Incl Extra Items						4,559.7	1,194.4	4,295.3	5,439.9	6,981	7,272.4
Net Income to Common Excl. Extra Items						4,559.7	1,194.4	4,295.3	5,439.9	6,981	7,272.4
Total Shares Outstanding						9,923	9,923	10,221.5	10,665.1	10,665.1	10,665.1
Weighted Avg. Shares Outstanding						9,706	9,923	10,022.3	10,425.8	10,665.1	10,665.1
Weighted Avg. Shares Outstanding Dil						9,706	9,923	10,022.3	10,443.3	10,694.2	10,703
EPS						0.5	0.1	0.4	0.5	0.7	0.7
EPS Diluted						0.5	0.1	0.4	0.5	0.7	0.7
Effective Tax Rate						25.4%	25.1%	24.1%	33.2%	24.9%	24.5%