ABN AMRO Bank N.V.

ENXTAM-ABN

Basic

Market Cap
€13.66B
EV
—
Shares Out
833.05M
Revenue
€8,843M
Employees
20,887

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
42.51%
Net
32.21%
FCF
-92.04%

Returns (5Yr Avg)

ROA
0.38%
ROTA
6.95%
ROE
6.94%
ROCE
—
ROIC
0.43%

Valuation (TTM)

P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—

Valuation (NTM)

Price Target
€17.62
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—

Financial Health

Cash
—
Net Debt
€48.23B
Debt/Equity
—
EBIT/Interest
—

Growth (CAGR)

Rev 3Yr
9.56%
Rev 5Yr
1.28%
Rev 10Yr
—
Dil EPS 3Yr
149.19%
Dil EPS 5Yr
7.12%
Dil EPS 10Yr
9.22%
Rev Fwd 2Yr
0.3%
EBITDA Fwd 2Yr
—
EPS Fwd 2Yr
-11.34%
EPS LT Growth Est
-10.66%

Dividends

Yield
—
Payout
47.87%
DPS
€1.51
DPS Growth 3Yr
—
DPS Growth 5Yr
0.81%
DPS Growth 10Yr
—
DPS Growth Fwd 2Yr
-11.91%

Metric	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Interest Income On Loans						9,701	7,525	6,760	7,698	15,849	16,814
Interest Income On Investments	—	—	—	—		355	290	258	236	334	378
Interest Income, Total						10,056	7,815	7,018	7,934	16,183	17,192
Interest On Deposits						3,407	1,834	1,397	2,455	9,812	10,848
Total Interest On Borrowings	—	—	—	—		181	118	411	57	92	95
Interest Expense, Total						3,588	1,952	1,808	2,512	9,904	10,943
Net Interest Income						6,468	5,863	5,210	5,422	6,279	6,249
Income From Trading Activities						84	163	145	282	213	232
Gain (Loss) on Sale of Loans	—	—	—	—	—	—	-11	-108	1	-75	-86
Gain (Loss) on Sale of Assets						233	275	330	147	33	33
Gain (Loss) on Sale of Invest. & Securities		—				39	2	—	—	—	—
Income (Loss) on Equity Invest.						37	29	23	107	41	15
Total Other Non Interest Income						1,743	1,595	1,996	1,882	2,127	2,231
Non Interest Income, Total						2,136	2,053	2,386	2,419	2,339	2,425
Revenues Before Provison For Loan Losses						8,604	7,916	7,596	7,841	8,618	8,674
Provision For Loan Losses						657	2,303	-46	39	-158	-169
Total Revenues						7,947	5,613	7,642	7,802	8,776	8,843
Total Revenues % Chg.						-5.8%	-29.4%	36.1%	2.1%	12.5%	9.8%
Salaries And Other Employee Benefits						2,183	2,177	2,324	2,458	2,492	2,542
Occupancy Expense						229	219	195	175	169	168
Selling General & Admin Expenses, Total						2,695	2,525	3,137	2,796	2,490	2,292
Total Other Non Interest Expense						99	96	149	-1	-1	—
Non Interest Expense, Total						5,206	5,017	5,805	5,428	5,150	5,002
EBT, Excl. Unusual Items						2,741	596	1,837	2,374	3,626	3,841
Restructuring Charges						-20	-160	—	—	—	—
Impairment of Goodwill		—	—		—	-9	-30	—	—	-79	-79
Asset Writedown						-2	-50	1	3	-3	-3
Insurance Settlements	—	—		—	—	—	—	—	—	—	—
Other Unusual Items		—	—	—		-30	—	—	—	—	—
EBT, Incl. Unusual Items						2,680	356	1,838	2,377	3,544	3,759
Income Tax Expense						634	401	604	509	847	911
Earnings From Continuing Operations						2,046	-45	1,234	1,868	2,697	2,848
Minority Interest	—					—	—	-3	—	—	—
Net Income						2,046	-45	1,231	1,868	2,697	2,848
Preferred Dividend and Other Adjustments	—					105	113	91	92	92	92
Net Income to Common Incl Extra Items						1,941	-158	1,140	1,776	2,605	2,756
Net Income to Common Excl. Extra Items						1,941	-158	1,140	1,776	2,605	2,756
Total Shares Outstanding						940	940	940	897.5	865.6	847
Weighted Avg. Shares Outstanding						940	940	940	907.7	871.5	873.6
Weighted Avg. Shares Outstanding Dil						940	940	940	908	872	874.1
EPS						2.1	-0.2	1.2	2	3	3.2
EPS Diluted						2.1	-0.2	1.2	2	3	3.2
Effective Tax Rate						23.7%	112.6%	32.9%	21.4%	23.9%	24.2%