QBE Insurance Group Limited Website

QBE Insurance Group Limited

ASX-QBE

Basic

  • Market Cap

    A$27.51B

  • EV

    A$30.44B

  • Shares Out

    1,502.4M

  • Revenue

    $21.68B

  • Employees

    13,479

Margins

  • Gross

    10.86%

  • EBITDA

    9.87%

  • Operating

    9.66%

  • Pre-Tax

    8.47%

  • Net

    6.25%

  • FCF

    6.83%

Returns (5Yr Avg)

  • ROA

    0.53%

  • ROTA

    2.63%

  • ROE

    2.58%

  • ROCE

    4.56%

  • ROIC

    2.77%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    A$19.6

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    $1,093M

  • Net Debt

    $1,994M

  • Debt/Equity

    0.31

  • EBIT/Interest

    12.39

Growth (CAGR)

  • Rev 3Yr

    22.01%

  • Rev 5Yr

    12.21%

  • Rev 10Yr

    2.97%

  • Dil EPS 3Yr

    -7.1%

  • Dil EPS 5Yr

    24.84%

  • Dil EPS 10Yr

    14.32%

  • Rev Fwd 2Yr

    5.1%

  • EBITDA Fwd 2Yr

    19.06%

  • EPS Fwd 2Yr

    16.89%

  • EPS LT Growth Est

    11.3%

Dividends

  • Yield

  • Payout

    48.25%

  • DPS

    $0.42

  • DPS Growth 3Yr

    139.25%

  • DPS Growth 5Yr

    3.7%

  • DPS Growth 10Yr

    3.98%

  • DPS Growth Fwd 2Yr

    20.46%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Premiums and Annuity Revenues

11,609

11,708

13,408

18,904

20,826

Total Interest And Dividend Income

1,036

226

122

264

790

Gain (Loss) on Sale of Investments, Total

Other Revenues, Total

74

62

Total Revenues

12,645

11,934

13,530

19,242

21,678

Total Revenues % Chg.

3.8%

-5.6%

13.4%

42.2%

12.7%

Policy Benefits

8,102

8,374

8,512

17,933

19,323

Policy Acquisition / Underwriting Costs, Total

3,471

3,596

3,865

Amortization of Goodwill and Intangible Assets

55

28

19

16

11

Stock-Based Compensation

38

20

36

Other Operating Expenses

286

250

Total Operating Expenses

11,666

12,018

12,432

18,235

19,584

Operating Income

979

-84

1,098

1,007

2,094

Interest Expense, Total

-200

-188

-177

-166

-169

Income (Loss) on Equity Invest.

-3

-5

-7

-7

-2

Currency Exchange Gains (Loss)

Other Non Operating Income (Expenses)

-57

-64

-70

-79

-63

EBT, Excl. Unusual Items

719

-341

844

755

1,860

Restructuring Charges

-43

-104

-72

-106

Impairment of Goodwill

-390

Gain (Loss) on Sale of Assets

-8

-2

38

2

Asset Writedown

4

-48

-2

-11

-25

Other Unusual Items

-587

143

EBT, Incl. Unusual Items

672

-1,472

913

676

1,837

Income Tax Expense

104

39

156

81

473

Earnings From Continuing Operations

568

-1,511

757

595

1,364

Earnings Of Discontinued Operations

-21

Minority Interest

3

-6

-7

-8

-9

Net Income

550

-1,517

750

587

1,355

Preferred Dividend and Other Adjustments

25

50

50

50

Net Income to Common Incl Extra Items

550

-1,542

700

537

1,305

Net Income to Common Excl. Extra Items

571

-1,542

700

537

1,305

Total Shares Outstanding

1,305

1,471

1,477

1,485

1,494

Weighted Avg. Shares Outstanding

1,317

1,421

1,474

1,482

1,490

Weighted Avg. Shares Outstanding Dil

1,326

1,421

1,482

1,493

1,500

EPS

0.4

-1.1

0.5

0.4

0.9

EPS Diluted

0.4

-1.1

0.5

0.4

0.9

EBITDA

1,071

-20

1,153

1,053

2,139

Effective Tax Rate

15.5%

-2.6%

17.1%

12%

25.7%