Company Overview

Santander Bank Polska S.A., together with its subsidiaries, provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. It offers personal account, deposits and currencies, internet and mobile banking, and mobile contactless payments, and credit solutions. The company also provides investment advisory, structured deposits, structured certificates and bonds, and brokerage services. In addition, the company offers accounts, business loans, credits, cards and payment terminals, deposits and investments, foreign trade, financial markets, leasing, and internet banking services. Further, the company offers transaction handling, liquidity management, export, import, domestic, and foreign guarantees, working capital finance, current, and investment financing services. Additionally, the company provides foreign exchange, hedging financial risk, correspondence banking, trade finance, and trust services, as well as solutions for financial institutions and global banking transactions. Furthermore, it offers debt and rating advisory and capital market and debt capital services. As of 31 December 2021,the company operates 383 branches. The company was founded in 1857 and is headquartered in Warsaw, Poland. Santander Bank Polska S.A. is a subsidiary of Banco Santander S.A.

  • Name

    Santander Bank Polska S.A.

  • CEO

    Mr. Michal Gajewski

  • Website

    www.santander.pl

  • Sector

    Banks

  • Year Founded

    1857

Profile

  • Market Cap

    PLN 47.37B

  • EV

  • Shares Out

    102.19M

  • Revenue

    PLN 15.42B

  • Employees

    11,437

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    44.39%

  • Net

    31.58%

  • FCF

    -81.99%

Returns (5Yr Avg)

  • ROA

    1.03%

  • ROTA

    8.68%

  • ROE

    8.46%

  • ROCE

  • ROIC

    1.53%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    PLN 565.45

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    PLN 1,921.43M

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    28.95%

  • Rev 5Yr

    15.63%

  • Rev 10Yr

  • Dil EPS 3Yr

    73.31%

  • Dil EPS 5Yr

    16.93%

  • Dil EPS 10Yr

    7.62%

  • Rev Fwd 2Yr

    2.05%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    10.94%

  • EPS LT Growth Est

    18.7%

Dividends

  • Yield

  • Payout

    93.67%

  • DPS

    PLN 44.63

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    17.75%

  • DPS Growth 10Yr

    15.35%

  • DPS Growth Fwd 2Yr

    305.21%

WSE:SPL