Company Overview

POWSZECHNY Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Insurance, Individual Insurance, Investments, Banking Activity, Pension Insurance, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as accident and life insurance. It also provides banking, medical, hospital, physical therapy, assistance, and spa services; manages pension and mutual funds; and offers financial and accounting services. In addition, the company is involved in buying, operating, renting, and selling real estate properties; investment activity; and consulting and training, and other monetary intermediation businesses. Further, it engages in the production and sale of radiators and sanitary fittings, bathroom accessories, and fittings; and auxiliary activity associated with insurance and pension funds. Powszechny Zaklad Ubezpieczen SA was founded in 1803 and is based in Warsaw, Poland.

  • Name

    Powszechny Zaklad Ubezpieczen SA

  • CEO

    Mr. Artur Olech

  • Website

    www.pzu.pl

  • Sector

    Insurance

  • Year Founded

    1803

Profile

  • Market Cap

    PLN 36.21B

  • EV

    PLN 87.38B

  • Shares Out

    863.52M

  • Revenue

    PLN 57.62B

  • Employees

    38,279

Margins

  • Gross

    62.09%

  • EBITDA

    41.12%

  • Operating

    40.21%

  • Pre-Tax

    25.1%

  • Net

    8.61%

  • FCF

    91.06%

Returns (5Yr Avg)

  • ROA

    0.84%

  • ROTA

    8.97%

  • ROE

    7.93%

  • ROCE

    6.91%

  • ROIC

    1.39%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    PLN 52.82

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    PLN 14.95B

  • Net Debt

    PLN 25.09B

  • Debt/Equity

    0.7

  • EBIT/Interest

    2.55

Growth (CAGR)

  • Rev 3Yr

    16.95%

  • Rev 5Yr

    9.07%

  • Rev 10Yr

    11.28%

  • Dil EPS 3Yr

    32.6%

  • Dil EPS 5Yr

    9.14%

  • Dil EPS 10Yr

    4.54%

  • Rev Fwd 2Yr

    6.14%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    -1.94%

  • EPS LT Growth Est

    9%

Dividends

  • Yield

  • Payout

    41.78%

  • DPS

    PLN 2.4

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    -0.81%

  • DPS Growth 10Yr

    -7.02%

  • DPS Growth Fwd 2Yr

    34.98%

WSE:PZU