Company Overview

Bank Polska Kasa Opieki S.A., a commercial bank, provides a range of banking products and services to retail and corporate clients in Poland and internationally. It operates through Retail Banking, Private Banking, Corporate and Investment Banking, Enterprise banking, and Assets and Liabilities Management and Other segments. The company accepts current accounts, saving accounts, and term deposits. Its loan products include mortgage, operating, investment, cash, and consumer loans; loans for corporates, and small and medium enterprises; and commercial real estate financing. The company also provides insurance, asset management, pension funds, brokerage, transactional advisory, leasing, factoring, business consulting, transferable agent, call-center, real estate development, and online banking services. As of December 31, 2021, it operates 650 outlets and 1,475 ATMs. Bank Polska Kasa Opieki S.A. was incorporated in 1929 and is headquartered in Warsaw, Poland.

  • Name

    Bank Polska Kasa Opieki S.A.

  • CEO

    Ms. Magdalena Zmitrowicz

  • Website

    www.pekao.com.pl

  • Sector

    Banks

  • Year Founded

    1929

Profile

  • Market Cap

    PLN 39.48B

  • EV

  • Shares Out

    262.47M

  • Revenue

    PLN 14.74B

  • Employees

    15,259

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    54.67%

  • Net

    42.4%

  • FCF

    2.25%

Returns (5Yr Avg)

  • ROA

    1.1%

  • ROTA

    12.2%

  • ROE

    11.5%

  • ROCE

  • ROIC

    1.23%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    PLN 194.09

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    PLN 12.19B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    29.18%

  • Rev 5Yr

    14.23%

  • Rev 10Yr

  • Dil EPS 3Yr

    64.43%

  • Dil EPS 5Yr

    23.47%

  • Dil EPS 10Yr

    8.75%

  • Rev Fwd 2Yr

    3.02%

  • EBITDA Fwd 2Yr

    -4.76%

  • EPS Fwd 2Yr

    -4.12%

  • EPS LT Growth Est

    11.5%

Dividends

  • Yield

  • Payout

    80.62%

  • DPS

    PLN 19.2

  • DPS Growth 3Yr

    81.52%

  • DPS Growth 5Yr

    23.81%

  • DPS Growth 10Yr

    6.78%

  • DPS Growth Fwd 2Yr

    -6.5%

WSE:PEO