Erste Group Bank AG
WBAG-EBS
Company Overview
Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, real estate, and public sector customers in Austria, Central and Eastern Europe, and internationally. The company operates through Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, and Group Corporate Center segments. It provides mortgage and consumer loans, investment products, current accounts, savings products, and credit cards, as well as cross selling products, such as leasing, insurance, and building society products. The company also offers factoring and accounts receivable purchasing; investment, acquisition and leveraged, project, and commercial real estate finance; interest rate and currency hedging, letters of credit, documentary collections, and guarantees; account management, payments, digital-banking, and cash logistics services; equity interests and investments, revolving export credits lines, customer financing, and export guarantee; and loan syndication, and debt and equity capital market services. In addition, it provides cash management, trade finance, customer referral, markets execution, and custody and brokerage services. Further, the company offers corporate finance; portfolio management; trading and market; trade execution, market making, and short-term liquidity management; and asset/liability management services, as well as working capital and bridge loans. As of December 31, 2021, it operated 2,091 branches. The company was founded in 1819 and is headquartered in Vienna, Austria.
Name
Erste Group Bank AG
CEO
Dr. Peter Bosek MP
Website
www.erstegroup.com
Sector
Banks
Year Founded
1819
Profile
Market Cap
€19.5B
EV
—
Shares Out
407.43M
Revenue
€10.5B
Employees
45,398
Margins
Gross
—
EBITDA
—
Operating
—
Pre-Tax
47.15%
Net
29.89%
FCF
26.18%
Returns (5Yr Avg)
ROA
0.63%
ROTA
8.49%
ROE
8.05%
ROCE
—
ROIC
0.93%
Valuation (TTM)
P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—
Valuation (NTM)
Price Target
€55.65
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
Financial Health
Cash
—
Net Debt
€45.06B
Debt/Equity
—
EBIT/Interest
—
Growth (CAGR)
Rev 3Yr
15.72%
Rev 5Yr
7.98%
Rev 10Yr
—
Dil EPS 3Yr
33.93%
Dil EPS 5Yr
12.83%
Dil EPS 10Yr
11.11%
Rev Fwd 2Yr
1.31%
EBITDA Fwd 2Yr
-0.18%
EPS Fwd 2Yr
-1.85%
EPS LT Growth Est
18%
Dividends
Yield
—
Payout
37.65%
DPS
€2.7
DPS Growth 3Yr
21.64%
DPS Growth 5Yr
14.04%
DPS Growth 10Yr
29.73%
DPS Growth Fwd 2Yr
6.73%