Fubon Financial Holding Co., Ltd. Website

Fubon Financial Holding Co., Ltd.

TWSE-2881

Basic

  • Market Cap

    NT$1,184.36B

  • EV

    NT$1,587.8B

  • Shares Out

    13.01B

  • Revenue

    NT$651.26B

  • Employees

    42,309

Margins

  • Gross

    32.5%

  • EBITDA

    18.33%

  • Operating

    17.59%

  • Pre-Tax

    14.65%

  • Net

    12.66%

  • FCF

    -0.96%

Returns (5Yr Avg)

  • ROA

    0.86%

  • ROTA

    11.86%

  • ROE

    11.54%

  • ROCE

    1.54%

  • ROIC

    1.35%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    NT$78.71

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    NT$249.44B

  • Net Debt

    NT$373.35B

  • Debt/Equity

    0.68

  • EBIT/Interest

    1.04

Growth (CAGR)

  • Rev 3Yr

    -9.84%

  • Rev 5Yr

    -1.82%

  • Rev 10Yr

    1.46%

  • Dil EPS 3Yr

    -13.35%

  • Dil EPS 5Yr

    12.19%

  • Dil EPS 10Yr

    5.79%

  • Rev Fwd 2Yr

    20.33%

  • EBITDA Fwd 2Yr

    -18.04%

  • EPS Fwd 2Yr

    20.62%

  • EPS LT Growth Est

    12.61%

Dividends

  • Yield

  • Payout

    41.23%

  • DPS

    NT$2.5

  • DPS Growth 3Yr

    0.35%

  • DPS Growth 5Yr

    8.68%

  • DPS Growth 10Yr

    7.29%

  • DPS Growth Fwd 2Yr

    1.96%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Premiums and Annuity Revenues

637,822.3

593,063.1

477,471.7

384,483.1

373,039

372,827

Total Interest And Dividend Income

184,072.6

172,692.8

175,081.7

216,143

275,147

277,899.6

Gain (Loss) on Sale of Investments, Total

90,512.6

185,589.2

183,818.5

-40,066.8

57,329.6

3,900.6

Other Revenues, Total

-9,122.4

-1,585.6

13,535.5

6,513.1

-3,425.5

-3,369.9

Total Revenues

903,285.1

949,759.5

849,907.5

567,072.4

702,090

651,257.2

Total Revenues % Chg.

26.8%

5.1%

-10.5%

-33.3%

23.8%

3.6%

Policy Benefits

705,990.1

661,346.7

560,297

556,820.5

434,359

439,620.4

Depreciation & Amortization - (Collected)

6,429.3

6,289

6,650

7,023.6

7,460.1

7,607.9

Selling General & Admin Expenses, Total

19,257.7

17,173.7

17,833.1

19,103.8

25,447.7

26,576.2

Provision for Bad Debts

3,223.3

4,372

4,587.6

5,767.9

9,983.3

11,889.7

Provision For Loan Losses

Salaries And Other Employee Benefits

33,707.2

35,316.3

42,479.2

39,064.4

43,840.7

44,576.5

Other Operating Expenses

3,671.4

3,896.2

4,947.4

4,736.7

5,815

6,430.4

Total Operating Expenses

772,279.1

728,394

636,794.3

632,516.8

526,905.8

536,701.2

Operating Income

131,006

221,365.5

213,113.2

-65,444.4

175,184.3

114,556.1

Interest Expense, Total

-43,230.4

-33,072.5

-25,253

-49,438.3

-102,659.8

-109,838

Currency Exchange Gains (Loss)

-22,251.1

-85,190.1

-22,224.2

175,845.6

1,918.6

90,749.3

EBT, Excl. Unusual Items

65,524.5

103,102.9

165,636

60,963

74,443.1

95,467.4

Impairment of Goodwill

Asset Writedown

-56.1

25.1

-46.6

-17.3

0.8

-48.1

EBT, Incl. Unusual Items

65,468.4

103,127.9

165,589.4

60,945.7

74,443.8

95,419.3

Income Tax Expense

5,895.5

12,156.2

18,354.5

13,081.2

9,401.5

13,813.6

Earnings From Continuing Operations

59,572.9

90,971.7

147,234.9

47,864.5

65,042.3

81,605.7

Minority Interest

-1,075.6

-699.2

-2,675.9

-938.9

974.4

835.5

Net Income

58,497.3

90,272.4

144,559

46,925.6

66,016.7

82,441.3

Preferred Dividend and Other Adjustments

2,624

2,916

2,916

3,026.1

3,516

3,516

Net Income to Common Incl Extra Items

55,873.2

87,356.5

141,643.1

43,899.5

62,500.8

78,925.3

Net Income to Common Excl. Extra Items

55,873.2

87,356.5

141,643.1

43,899.5

62,500.8

78,925.3

Total Shares Outstanding

12,410.8

12,410.8

12,841.9

13,015

13,015

13,015

Weighted Avg. Shares Outstanding

12,410.8

12,410.8

12,504.9

13,015

13,015

13,015

Weighted Avg. Shares Outstanding Dil

12,410.8

12,410.8

12,504.9

13,015

13,015

13,015

EPS

4.5

7

11.3

3.4

4.8

6.1

EPS Diluted

4.5

7

11.3

3.4

4.8

6.1

EBITDA

134,783.6

225,138.8

217,136.3

-61,188.1

179,840.6

119,344.9

Effective Tax Rate

9%

11.8%

11.1%

21.5%

12.6%

14.5%