MS&AD Insurance Group Holdings, Inc. Website

MS&AD Insurance Group Holdings, Inc.

TSE-8725

Basic

  • Market Cap

    ¥5,955.9B

  • EV

    ¥3,805.98B

  • Shares Out

    1,590.36M

  • Revenue

    ¥6,559.22B

  • Employees

    38,391

Margins

  • Gross

    22.13%

  • EBITDA

    11.43%

  • Operating

    9.59%

  • Pre-Tax

    7.05%

  • Net

    5.63%

  • FCF

    8.03%

Returns (5Yr Avg)

  • ROA

    0.81%

  • ROTA

    7.39%

  • ROE

    6.35%

  • ROCE

    1.96%

  • ROIC

    -0.21%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ¥3,526.36

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    ¥2,911.35B

  • Net Debt

    -¥2,196.3B

  • Debt/Equity

    0.16

  • EBIT/Interest

    60.15

Growth (CAGR)

  • Rev 3Yr

    10.32%

  • Rev 5Yr

    3.84%

  • Rev 10Yr

    4.18%

  • Dil EPS 3Yr

    39.59%

  • Dil EPS 5Yr

    16.17%

  • Dil EPS 10Yr

    16.53%

  • Rev Fwd 2Yr

    1.6%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    32.5%

  • EPS LT Growth Est

    37.78%

Dividends

  • Yield

  • Payout

    116.46%

  • DPS

    ¥270

  • DPS Growth 3Yr

    73.53%

  • DPS Growth 5Yr

    42.06%

  • DPS Growth 10Yr

    30.63%

  • DPS Growth Fwd 2Yr

    28.47%

Select a metric from the list below to chart it

Mar '15

Mar '16

Mar '17

Mar '18

Mar '19

Mar '20

Mar '21

Mar '22

Mar '23

Mar '24

Mar '25 (E)

Mar '26 (E)

Mar '27 (E)

Premiums and Annuity Revenues

4,593,008

3,371,313

4,181,277

4,429,413

5,028,648

Total Interest And Dividend Income

-24,453

684,131

470,521

321,429

615,380

Gain (Loss) on Sale of Investments, Total

243,511

796,132

411,336

389,653

825,506

Other Revenues, Total

24,647

33,754

56,470

85,057

89,681

Total Revenues

4,836,713

4,885,330

5,119,604

5,225,552

6,559,215

Total Revenues % Chg.

-11%

1%

4.8%

2.1%

25.5%

Policy Benefits

3,018,134

3,059,780

3,185,476

3,271,555

4,253,393

Policy Acquisition / Underwriting Costs, Total

731,687

740,660

729,903

792,733

853,968

Selling General & Admin Expenses, Total

694,618

688,576

696,390

739,317

797,988

Provision for Bad Debts

4,619

1,611

137

1,723

1,552

Other Operating Expenses

4,383

4,197

5,247

8,778

23,567

Total Operating Expenses

4,453,441

4,494,824

4,617,153

4,814,106

5,930,468

Operating Income

383,272

390,506

502,451

411,446

628,747

Interest Expense, Total

-13,363

-14,599

-15,482

-10,383

-10,453

Income (Loss) on Equity Invest.

-30,878

-6,601

Other Non Operating Income (Expenses)

-18,547

-46,840

-28,063

-2

-58,452

EBT, Excl. Unusual Items

320,484

322,466

458,906

401,061

559,842

Gain (Loss) on Sale of Investments

-162,783

-15,943

-68,408

-169,950

-143,403

Gain (Loss) on Sale of Assets

1,836

1,646

8,694

24,399

11,537

Asset Writedown

-173,611

-1,952

-2,684

-1,801

-11,839

Other Unusual Items

26,579

-104,491

-26,482

-18,254

46,125

EBT, Incl. Unusual Items

12,505

201,726

370,026

235,455

462,262

Income Tax Expense

-133,061

54,056

104,078

70,441

89,443

Earnings From Continuing Operations

145,566

147,670

265,948

165,014

372,819

Minority Interest

-2,536

-3,272

-3,149

-3,484

-3,553

Net Income

143,030

144,398

262,799

161,530

369,266

Net Income to Common Incl Extra Items

143,030

144,398

262,799

161,530

369,266

Net Income to Common Excl. Extra Items

143,030

144,398

262,799

161,530

369,266

Total Shares Outstanding

1,707.1

1,674.6

1,642.3

1,602.8

1,590.4

Weighted Avg. Shares Outstanding

1,727.7

1,693.5

1,661.4

1,616.4

1,592.8

Weighted Avg. Shares Outstanding Dil

1,728.6

1,694.5

1,662.2

1,616.9

1,593.2

EPS

82.8

85.3

158.2

99.9

231.8

EPS Diluted

82.7

85.2

158.1

99.9

231.8

EBITDA

461,622

474,566

599,562

518,439

749,766

Effective Tax Rate

-1,064.1%

26.8%

28.1%

29.9%

19.3%