Bank of Ningbo Co., Ltd.

SZSE-002142

Overview Financials Investor Relations Estimates Ownership Industry Dividends Modeling Filings

Income Statement	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Interest Income On Loans						47,828	56,789	67,762	78,731	90,766	97,157
Interest Income, Total						47,828	56,789	67,762	78,731	90,766	97,157
Interest On Deposits						25,590	28,930	35,065	41,210	49,859	53,274
Interest Expense, Total						25,590	28,930	35,065	41,210	49,859	53,274
Net Interest Income						22,238	27,859	32,697	37,521	40,907	43,883
Gain (Loss) on Sale of Assets						5	72	7	13	280	-15
Gain (Loss) on Sale of Invest. & Securities						-58	-88	1,040	1,975	2,756	3,573
Total Other Non Interest Income						12,897	13,268	19,037	18,378	17,652	16,438
Non Interest Income, Total						12,844	13,252	20,084	20,366	20,688	19,996
Revenues Before Provison For Loan Losses						35,082	41,111	52,781	57,887	61,595	63,879
Provision For Loan Losses						7,461	8,667	12,354	10,431	8,940	9,523
Total Revenues						27,621	32,444	40,427	47,456	52,655	54,356
Total Revenues % Chg.						27.1%	17.5%	24.6%	17.4%	11%	7.7%
Selling General & Admin Expenses, Total						12,038	15,609	19,500	21,582	24,012	24,102
(Income) Loss on Real Estate Property	—	—	—	—	—	—	—	23	—	—	—
Total Other Non Interest Expense						293	335	419	474	605	682
Non Operating (Income) Expenses	—	—	—			71	45	33	112	130	130
Non Interest Expense, Total						12,402	15,989	19,975	22,168	24,747	24,914
EBT, Excl. Unusual Items						15,219	16,455	20,452	25,288	27,908	29,442
Asset Writedown						—	—	-7	-8	-10	-10
Other Unusual Items				—	—	—	—	—	—	—	-28
EBT, Incl. Unusual Items						15,219	16,455	20,445	25,280	27,898	29,404
Income Tax Expense						1,427	1,319	836	2,148	2,289	3,091
Earnings From Continuing Operations						13,792	15,136	19,609	23,132	25,609	26,313
Minority Interest						-77	-86	-63	-57	-74	-76
Net Income						13,715	15,050	19,546	23,075	25,535	26,237
Preferred Dividend and Other Adjustments	—	—				753	753	757	757	757	757
Net Income to Common Incl Extra Items						12,962	14,297	18,789	22,318	24,778	25,480
Net Income to Common Excl. Extra Items						12,962	14,297	18,789	22,318	24,778	25,480
Total Shares Outstanding						5,628.3	6,008	6,603.6	6,603.6	6,603.6	6,603.6
Weighted Avg. Shares Outstanding						5,380	5,881	6,008	6,604	6,604	6,604
Weighted Avg. Shares Outstanding Dil						5,380	5,881	6,008	6,604	6,604	6,604
EPS						2.4	2.4	3.1	3.4	3.8	3.9
EPS Diluted						2.4	2.4	3.1	3.4	3.8	3.9
Effective Tax Rate						9.4%	8%	4.1%	8.5%	8.2%	10.5%