Ping An Bank Co., Ltd.

SZSE-000001

Overview Financials Investor Relations Estimates Ownership Industry Dividends Modeling Filings

Income Statement	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Interest Income On Loans						177,549	201,007	213,536	228,878	227,617	215,279
Interest Income, Total						177,549	201,007	213,536	228,878	227,617	215,279
Interest On Deposits						87,588	87,537	93,200	98,748	109,626	110,836
Interest Expense, Total						87,588	87,537	93,200	98,748	109,626	110,836
Net Interest Income						89,961	113,470	120,336	130,130	117,991	104,443
Gain (Loss) on Sale of Assets			—			-30	57	12	180	144	100
Gain (Loss) on Sale of Invest. & Securities					—	—	—	—	—	—	—
Income (Loss) on Equity Invest.				—	—	—	—	—	—	—	—
Total Other Non Interest Income						48,027	40,015	49,035	49,585	46,564	48,757
Non Interest Income, Total						47,997	40,072	49,047	49,765	46,708	48,857
Revenues Before Provison For Loan Losses						137,958	153,542	169,383	179,895	164,699	153,300
Provision For Loan Losses						58,471	69,611	72,619	71,341	59,017	49,846
Total Revenues						79,487	83,931	96,764	108,554	105,682	103,454
Total Revenues % Chg.						15.4%	5.6%	15.3%	12.2%	-2.6%	-7.2%
Selling General & Admin Expenses, Total						40,852	44,690	47,937	49,387	45,959	43,630
(Income) Loss on Real Estate Property	—	—	—	—		—	—	—	-35	77	40
Total Other Non Interest Expense						1,290	2,332	2,842	1,727	1,718	1,627
Non Operating (Income) Expenses	—	—				49	155	106	222	210	276
Non Interest Expense, Total						42,191	47,177	50,885	51,301	47,964	45,573
EBT, Excl. Unusual Items						37,296	36,754	45,879	57,253	57,718	57,881
Asset Writedown	—	—		—	—	-1,056	—	—	—	—	—
Other Unusual Items			—	—	—	—	—	—	—	—	-119
EBT, Incl. Unusual Items						36,240	36,754	45,879	57,253	57,718	57,762
Income Tax Expense						8,045	7,826	9,543	11,737	11,263	10,815
Earnings From Continuing Operations						28,195	28,928	36,336	45,516	46,455	46,947
Net Income						28,195	28,928	36,336	45,516	46,455	46,947
Preferred Dividend and Other Adjustments	—	—	—			874	1,694	2,849	2,849	2,849	2,849
Net Income to Common Incl Extra Items						27,321	27,234	33,487	42,667	43,606	44,098
Net Income to Common Excl. Extra Items						27,321	27,234	33,487	42,667	43,606	44,098
Total Shares Outstanding						19,405.9	19,405.9	19,405.9	19,405.9	19,405.9	19,405.9
Weighted Avg. Shares Outstanding						17,764	19,406	19,406	19,406	19,406	19,406
Weighted Avg. Shares Outstanding Dil						19,219	19,406	19,406	19,406	19,406	19,406
EPS						1.5	1.4	1.7	2.2	2.2	2.3
EPS Diluted						1.4	1.4	1.7	2.2	2.2	2.3
Effective Tax Rate						22.2%	21.3%	20.8%	20.5%	19.5%	18.7%