Zurich Insurance Group AG

SWX-ZURN

Overview Financials Investor Relations Estimates Ownership Industry Dividends Modeling Filings

Income Statement	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Premiums and Annuity Revenues						40,231	39,835	42,929	50,680	56,001	57,771
Total Interest And Dividend Income						24,780	12,289	19,439	3,600	13,193	12,874
Asset Management Fee						3,780	3,703	4,265	—	—	—
Gain (Loss) on Sale of Investments, Total						2,093	2,047	2,038	-1,844	-696	-45
Non-Insurance Activities Revenues						71	109	102	112	98	93
Other Revenues, Total						1,132	961	1,279	6,092	6,097	6,264
Total Revenues						72,087	58,944	70,052	58,640	74,693	76,957
Total Revenues % Chg.						52.7%	-18.2%	18.8%	-16.3%	27.4%	24.8%
Policy Benefits						47,803	35,845	43,785	46,329	50,304	51,912
Policy Acquisition / Underwriting Costs, Total						8,529	8,555	9,213	—	—	—
Selling General & Admin Expenses, Total						8,020	8,006	8,794	3,757	3,583	3,534
Other Operating Expenses	—	—	—	—	—	—	—	—	2,341	2,727	2,625
Non-Insurance Activities Expenses						939	802	285	236	99	87
Total Operating Expenses						65,291	53,208	62,077	52,663	56,713	58,158
Operating Income						6,796	5,736	7,975	5,977	17,980	18,799
Interest Expense, Total						-401	-399	-469	-444	-11,419	-11,415
Other Non Operating Income (Expenses)		—	—			—	1	-1	—	1	2
EBT, Excl. Unusual Items						6,395	5,338	7,505	5,533	6,562	7,386
Total Merger & Related Restructuring Charges	—			—	—	—	—	—	—	—	—
Impairment of Goodwill		—	—	—	—	—	—	—	—	—	—
Gain (Loss) on Sale of Assets						-295	57	-185	-159	-104	-50
Asset Writedown			—	—	—	—	—	—	—	—	—
Other Unusual Items	—	—		—	—	—	—	—	—	—	—
EBT, Incl. Unusual Items						6,100	5,395	7,320	5,374	6,458	7,336
Income Tax Expense						1,716	1,323	1,895	1,076	1,741	2,070
Earnings From Continuing Operations						4,384	4,072	5,425	4,298	4,717	5,266
Minority Interest						-237	-238	-223	-334	-366	-381
Net Income						4,147	3,834	5,202	3,964	4,351	4,885
Net Income to Common Incl Extra Items						4,147	3,834	5,202	3,964	4,351	4,885
Net Income to Common Excl. Extra Items						4,147	3,834	5,202	3,964	4,351	4,885
Total Shares Outstanding						148.1	148.5	148.3	147.5	144	144.2
Weighted Avg. Shares Outstanding						148	148.3	148.7	148.4	145.3	144.3
Weighted Avg. Shares Outstanding Dil						149.8	150	150.1	149.6	146.4	145.6
EPS						28	25.9	35	26.7	30	33.8
EPS Diluted						27.7	25.6	34.7	26.5	29.7	33.6
EBITDA						7,163	5,972	8,250	6,210	18,226	18,827
Effective Tax Rate						28.1%	24.5%	25.9%	20%	27%	28.2%