Income Statement
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

1,293.1

825.2

758.6

1,248.3

2,593.1

2,703.4

Interest Income On Investments

Interest Income, Total

1,293.1

825.2

758.6

1,248.3

2,593.1

2,703.4

Interest On Deposits

500.9

203.5

131.6

425.4

1,751.3

2,102.8

Interest Expense, Total

500.9

203.5

131.6

425.4

1,751.3

2,102.8

Net Interest Income

792.2

621.7

627

822.9

841.8

600.6

Income From Trading Activities

Gain (Loss) on Sale of Invest. & Securities

9.9

15.9

9.4

2.1

1

1

Income (Loss) on Equity Invest.

0.7

-19.8

-19.8

Total Other Non Interest Income

2,589.2

2,981

3,223.3

3,044.4

3,022.8

3,188.5

Non Interest Income, Total

2,599.8

2,996.9

3,232.7

3,046.5

3,004

3,169.7

Revenues Before Provison For Loan Losses

3,392

3,618.6

3,859.7

3,869.4

3,845.8

3,770.3

Provision For Loan Losses

9.2

35.5

1.8

16

606.3

615.6

Total Revenues

3,382.8

3,583.1

3,857.9

3,853.4

3,239.5

3,154.7

Total Revenues % Chg.

0.4%

5.9%

7.7%

-0.1%

-15.9%

-21.5%

Salaries And Other Employee Benefits

1,518.1

1,486.8

1,567.4

1,597.2

1,620.6

1,670

Amort. of Goodwill & Intang. Assets

145.9

131.2

141.4

146.8

133.4

136.3

Occupancy Expense

100

100.5

95.7

93.7

102.6

102

Selling General & Admin Expenses, Total

929.9

769.1

775.9

863.4

860.4

815.4

Total Other Non Interest Expense

-0.1

-0.1

-0.2

Non Interest Expense, Total

2,693.8

2,487.6

2,580.4

2,701.1

2,716.9

2,723.5

EBT, Excl. Unusual Items

689

1,095.5

1,277.5

1,152.3

522.6

431.2

Restructuring Charges

-19

-31

Total Merger & Related Restructuring Charges

-19.3

Impairment of Goodwill

-99.2

-179

-39

Asset Writedown

-4.6

-20.3

-18.7

-30.2

-8.8

-8.8

EBT, Incl. Unusual Items

566.2

845.9

1,258.8

1,083.1

513.8

422.4

Income Tax Expense

101.2

147.3

176.1

134

60.3

48.3

Earnings From Continuing Operations

465

698.6

1,082.7

949.1

453.5

374.1

Minority Interest

-0.2

-0.6

-0.7

0.5

0.5

0.1

Net Income

464.8

698

1,082

949.6

454

374.2

Net Income to Common Incl Extra Items

464.8

698

1,082

949.6

454

374.2

Net Income to Common Excl. Extra Items

464.8

698

1,082

949.6

454

374.2

Total Shares Outstanding

216.9

215

209.2

206.6

204.8

205.5

Weighted Avg. Shares Outstanding

217

215

214

208.3

205.6

205.4

Weighted Avg. Shares Outstanding Dil

217

216.1

214

208.3

205.6

205.4

EPS

2.1

3.2

5.1

4.6

2.2

1.8

EPS Diluted

2.1

3.2

5.1

4.6

2.2

1.8

Effective Tax Rate

17.9%

17.4%

14%

12.4%

11.7%

11.4%