Income Statement
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

210,044

221,475

229,334

241,309

250,809

245,309

Interest Income, Total

210,044

221,475

229,334

241,309

250,809

245,309

Interest On Deposits

108,126

110,778

117,179

127,654

143,329

144,451

Interest Expense, Total

108,126

110,778

117,179

127,654

143,329

144,451

Net Interest Income

101,918

110,697

112,155

113,655

107,480

100,858

Income From Trading Activities

1,685

Gain (Loss) on Sale of Assets

-25

-23

94

2

Gain (Loss) on Sale of Invest. & Securities

65

599

-127

866

-971

8,033

Income (Loss) on Equity Invest.

-5

-90

-63

36

24

Total Other Non Interest Income

30,721

31,125

40,676

37,074

38,876

28,242

Non Interest Income, Total

30,761

31,696

40,553

37,877

37,941

37,986

Revenues Before Provison For Loan Losses

132,679

142,393

152,708

151,532

145,421

138,844

Provision For Loan Losses

48,965

56,733

54,772

50,600

52,075

45,735

Total Revenues

83,714

85,660

97,936

100,932

93,346

93,109

Total Revenues % Chg.

12.6%

2.3%

14.3%

3.1%

-7.5%

-8.1%

Selling General & Admin Expenses, Total

36,218

37,651

42,805

42,279

41,042

41,711

Total Other Non Interest Expense

2,326

2,273

2,512

2,758

2,735

1,404

Non Operating (Income) Expenses

223

20

46

21

Non Interest Expense, Total

38,544

39,924

45,540

45,057

43,823

43,136

EBT, Excl. Unusual Items

45,170

45,736

52,396

55,875

49,523

49,973

Asset Writedown

-199

-23

-9

-30

-30

Other Unusual Items

-7

-11

568

100

264

216

EBT, Incl. Unusual Items

45,163

45,526

52,941

55,966

49,757

50,159

Income Tax Expense

7,722

7,598

9,302

10,926

8,681

8,692

Earnings From Continuing Operations

37,441

37,928

43,639

45,040

41,076

41,467

Minority Interest

-87

-93

-232

-233

-284

-260

Net Income

37,354

37,835

43,407

44,807

40,792

41,207

Preferred Dividend and Other Adjustments

1,450

2,219

4,800

4,811

4,811

2,081

Net Income to Common Incl Extra Items

35,904

35,616

38,607

39,996

35,981

39,126

Net Income to Common Excl. Extra Items

35,904

35,616

38,607

39,996

35,981

39,126

Total Shares Outstanding

52,489.3

54,031.9

54,031.9

54,032

59,085.6

72,662.1

Weighted Avg. Shares Outstanding

52,489

52,746

54,032

54,032

57,822

62,831

Weighted Avg. Shares Outstanding Dil

59,753

60,059

60,468

60,849

59,306

63,419.6

EPS

0.7

0.7

0.7

0.7

0.6

0.6

EPS Diluted

0.6

0.6

0.7

0.7

0.6

0.6

Effective Tax Rate

17.1%

16.7%

17.6%

19.5%

17.4%

17.3%