China Everbright Bank Company Limited Website

China Everbright Bank Company Limited

SHSE-601818

Basic

  • Market Cap

    CN¥184.95B

  • EV

  • Shares Out

    59.09B

  • Revenue

    CN¥92.36B

  • Employees

    48,428

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    53.45%

  • Net

    44.22%

  • FCF

    -164.8%

Returns (5Yr Avg)

  • ROA

    0.74%

  • ROTA

    9.34%

  • ROE

    9.29%

  • ROCE

  • ROIC

    0.76%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    CN¥3.21

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    CN¥696.69B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    1.76%

  • Rev 5Yr

    3.73%

  • Rev 10Yr

  • Dil EPS 3Yr

    -0.08%

  • Dil EPS 5Yr

    1.5%

  • Dil EPS 10Yr

    -0.54%

  • Rev Fwd 2Yr

    -0.59%

  • EBITDA Fwd 2Yr

    -5.28%

  • EPS Fwd 2Yr

    2.85%

  • EPS LT Growth Est

    -13.15%

Dividends

  • Yield

  • Payout

    28.44%

  • DPS

    CN¥0.17

  • DPS Growth 3Yr

    -6.26%

  • DPS Growth 5Yr

    1.45%

  • DPS Growth 10Yr

    0.06%

  • DPS Growth Fwd 2Yr

    3%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

210,044

221,475

229,334

241,309

250,809

249,546

Interest Income, Total

210,044

221,475

229,334

241,309

250,809

249,546

Interest On Deposits

108,126

110,778

117,179

127,654

143,329

145,277

Interest Expense, Total

108,126

110,778

117,179

127,654

143,329

145,277

Net Interest Income

101,918

110,697

112,155

113,655

107,480

104,269

Gain (Loss) on Sale of Assets

-25

-23

94

-32

Gain (Loss) on Sale of Invest. & Securities

65

599

-127

866

-971

-951

Income (Loss) on Equity Invest.

-5

-90

-63

36

28

Total Other Non Interest Income

30,721

31,125

40,676

37,074

38,876

38,369

Non Interest Income, Total

30,761

31,696

40,553

37,877

37,941

37,414

Revenues Before Provison For Loan Losses

132,679

142,393

152,708

151,532

145,421

141,683

Provision For Loan Losses

48,965

56,733

54,772

50,600

52,075

49,326

Total Revenues

83,714

85,660

97,936

100,932

93,346

92,357

Total Revenues % Chg.

12.6%

2.3%

14.3%

3.1%

-7.5%

-9%

Selling General & Admin Expenses, Total

36,218

37,651

42,805

42,279

41,042

40,441

Total Other Non Interest Expense

2,326

2,273

2,512

2,758

2,735

2,773

Non Operating (Income) Expenses

223

20

46

21

Non Interest Expense, Total

38,544

39,924

45,540

45,057

43,823

43,235

EBT, Excl. Unusual Items

45,170

45,736

52,396

55,875

49,523

49,122

Asset Writedown

-199

-23

-9

-30

-30

Other Unusual Items

-7

-11

568

100

264

276

EBT, Incl. Unusual Items

45,163

45,526

52,941

55,966

49,757

49,368

Income Tax Expense

7,722

7,598

9,302

10,926

8,681

8,251

Earnings From Continuing Operations

37,441

37,928

43,639

45,040

41,076

41,117

Minority Interest

-87

-93

-232

-233

-284

-277

Net Income

37,354

37,835

43,407

44,807

40,792

40,840

Preferred Dividend and Other Adjustments

1,450

2,219

4,800

4,811

4,811

6,491

Net Income to Common Incl Extra Items

35,904

35,616

38,607

39,996

35,981

34,349

Net Income to Common Excl. Extra Items

35,904

35,616

38,607

39,996

35,981

34,349

Total Shares Outstanding

52,489.3

54,031.9

54,031.9

54,032

59,085.6

59,085.6

Weighted Avg. Shares Outstanding

52,489

52,746

54,032

54,032

57,822

56,460.2

Weighted Avg. Shares Outstanding Dil

59,753

60,059

60,468

60,849

59,306

57,039.3

EPS

0.7

0.7

0.7

0.7

0.6

0.6

EPS Diluted

0.6

0.6

0.7

0.7

0.6

0.6

Effective Tax Rate

17.1%

16.7%

17.6%

19.5%

17.4%

16.7%