China Everbright Bank Company Limited

SHSE-601818

Basic

Market Cap
CN¥173.66B
EV
—
Shares Out
59.09B
Revenue
CN¥92.36B
Employees
48,428

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
53.45%
Net
44.22%
FCF
-164.8%

Returns (5Yr Avg)

ROA
0.74%
ROTA
9.34%
ROE
9.29%
ROCE
—
ROIC
0.76%

Valuation (TTM)

P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—

Valuation (NTM)

Price Target
CN¥3.21
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—

Financial Health

Cash
—
Net Debt
CN¥696.69B
Debt/Equity
—
EBIT/Interest
—

Growth (CAGR)

Rev 3Yr
1.76%
Rev 5Yr
3.73%
Rev 10Yr
—
Dil EPS 3Yr
-0.08%
Dil EPS 5Yr
1.5%
Dil EPS 10Yr
-0.54%
Rev Fwd 2Yr
-0.59%
EBITDA Fwd 2Yr
-5.28%
EPS Fwd 2Yr
2.85%
EPS LT Growth Est
-13.15%

Dividends

Yield
—
Payout
28.44%
DPS
CN¥0.17
DPS Growth 3Yr
-6.26%
DPS Growth 5Yr
1.45%
DPS Growth 10Yr
0.06%
DPS Growth Fwd 2Yr
3%

Metric	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Interest Income On Loans						210,044	221,475	229,334	241,309	250,809	249,546
Interest Income, Total						210,044	221,475	229,334	241,309	250,809	249,546
Interest On Deposits						108,126	110,778	117,179	127,654	143,329	145,277
Interest Expense, Total						108,126	110,778	117,179	127,654	143,329	145,277
Net Interest Income						101,918	110,697	112,155	113,655	107,480	104,269
Gain (Loss) on Sale of Assets						-25	-23	94	—	—	-32
Gain (Loss) on Sale of Invest. & Securities						65	599	-127	866	-971	-951
Income (Loss) on Equity Invest.	—	—	—	—	—	—	-5	-90	-63	36	28
Total Other Non Interest Income						30,721	31,125	40,676	37,074	38,876	38,369
Non Interest Income, Total						30,761	31,696	40,553	37,877	37,941	37,414
Revenues Before Provison For Loan Losses						132,679	142,393	152,708	151,532	145,421	141,683
Provision For Loan Losses						48,965	56,733	54,772	50,600	52,075	49,326
Total Revenues						83,714	85,660	97,936	100,932	93,346	92,357
Total Revenues % Chg.						12.6%	2.3%	14.3%	3.1%	-7.5%	-9%
Selling General & Admin Expenses, Total						36,218	37,651	42,805	42,279	41,042	40,441
Total Other Non Interest Expense						2,326	2,273	2,512	2,758	2,735	2,773
Non Operating (Income) Expenses	—	—	—		—	—	—	223	20	46	21
Non Interest Expense, Total						38,544	39,924	45,540	45,057	43,823	43,235
EBT, Excl. Unusual Items						45,170	45,736	52,396	55,875	49,523	49,122
Asset Writedown	—	—	—	—	—	—	-199	-23	-9	-30	-30
Other Unusual Items				—		-7	-11	568	100	264	276
EBT, Incl. Unusual Items						45,163	45,526	52,941	55,966	49,757	49,368
Income Tax Expense						7,722	7,598	9,302	10,926	8,681	8,251
Earnings From Continuing Operations						37,441	37,928	43,639	45,040	41,076	41,117
Minority Interest						-87	-93	-232	-233	-284	-277
Net Income						37,354	37,835	43,407	44,807	40,792	40,840
Preferred Dividend and Other Adjustments	—	—				1,450	2,219	4,800	4,811	4,811	6,491
Net Income to Common Incl Extra Items						35,904	35,616	38,607	39,996	35,981	34,349
Net Income to Common Excl. Extra Items						35,904	35,616	38,607	39,996	35,981	34,349
Total Shares Outstanding						52,489.3	54,031.9	54,031.9	54,032	59,085.6	59,085.6
Weighted Avg. Shares Outstanding						52,489	52,746	54,032	54,032	57,822	56,460.2
Weighted Avg. Shares Outstanding Dil						59,753	60,059	60,468	60,849	59,306	57,039.3
EPS						0.7	0.7	0.7	0.7	0.6	0.6
EPS Diluted						0.6	0.6	0.7	0.7	0.6	0.6
Effective Tax Rate						17.1%	16.7%	17.6%	19.5%	17.4%	16.7%