Income Statement
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

274,815

286,593

277,679

262,937

267,126

262,009

Interest Income, Total

274,815

286,593

277,679

262,937

267,126

262,009

Interest On Deposits

152,781

151,369

151,904

155,474

164,695

162,330

Interest Expense, Total

152,781

151,369

151,904

155,474

164,695

162,330

Net Interest Income

122,034

135,224

125,775

107,463

102,431

99,679

Income From Trading Activities

3,110

4,690

4,748

4,748

Gain (Loss) on Sale of Assets

Gain (Loss) on Sale of Invest. & Securities

7,346

4,357

8,529

8,703

Total Other Non Interest Income

58,407

49,225

31,625

25,214

24,276

22,442

Non Interest Income, Total

58,407

49,225

42,081

34,261

37,553

35,893

Revenues Before Provison For Loan Losses

180,441

184,449

167,856

141,724

139,984

135,572

Provision For Loan Losses

62,807

92,988

77,398

48,762

45,707

44,048

Total Revenues

117,634

91,461

90,458

92,962

94,277

91,524

Total Revenues % Chg.

9%

-22.2%

-1.1%

2.8%

1.4%

-0.6%

Salaries And Other Employee Benefits

31,015

31,455

32,176

32,176

Occupancy Expense

6,508

6,808

7,381

7,381

Selling General & Admin Expenses, Total

48,244

50,686

14,011

14,971

13,870

13,305

Total Other Non Interest Expense

4,458

4,086

3,324

2,558

3,492

2,654

Non Operating (Income) Expenses

194

485

-79

Non Interest Expense, Total

52,896

55,257

54,858

55,792

56,919

55,437

EBT, Excl. Unusual Items

64,738

36,204

35,600

37,170

37,358

36,087

Other Unusual Items

502

EBT, Incl. Unusual Items

64,738

36,706

35,600

37,170

37,358

36,087

Income Tax Expense

9,814

1,604

747

1,393

1,372

1,364

Earnings From Continuing Operations

54,924

35,102

34,853

35,777

35,986

34,723

Minority Interest

-1,105

-793

-472

-508

-163

-203

Net Income

53,819

34,309

34,381

35,269

35,823

34,520

Preferred Dividend and Other Adjustments

558

3,337

3,328

4,106

4,316

4,316

Net Income to Common Incl Extra Items

53,261

30,972

31,053

31,163

31,507

30,204

Net Income to Common Excl. Extra Items

53,261

30,972

31,053

31,163

31,507

30,204

Total Shares Outstanding

43,782.4

43,782.4

43,782.4

43,782.4

43,782.4

43,782

Weighted Avg. Shares Outstanding

43,782

43,782

43,782

43,782

43,782

43,782

Weighted Avg. Shares Outstanding Dil

43,782

43,782

43,782

43,782

43,782

43,782

EPS

1.2

0.7

0.7

0.7

0.7

0.7

EPS Diluted

1.2

0.7

0.7

0.7

0.7

0.7

Effective Tax Rate

15.2%

4.4%

2.1%

3.7%

3.7%

3.8%