United Overseas Bank Limited Website

United Overseas Bank Limited

SGX-U11

Income Statement
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

12,557

9,623

8,204

12,862

22,242

23,200

Interest Income On Investments

51

50

40

40

50

50

Interest Income, Total

12,608

9,673

8,244

12,902

22,292

23,250

Interest On Deposits

5,994

3,588

1,816

4,519

12,563

13,604

Interest Expense, Total

5,994

3,588

1,816

4,519

12,563

13,604

Net Interest Income

6,614

6,085

6,428

8,383

9,729

9,646

Income From Trading Activities

874

594

569

1,064

1,600

1,563

Gain (Loss) on Sale of Assets

23

6

—

11

19

19

Gain (Loss) on Sale of Invest. & Securities

242

286

216

-235

90

66

Total Other Non Interest Income

2,277

2,205

2,576

2,352

2,494

2,573

Non Interest Income, Total

3,416

3,091

3,361

3,192

4,203

4,221

Revenues Before Provison For Loan Losses

10,030

9,176

9,789

11,575

13,932

13,867

Provision For Loan Losses

435

1,554

657

603

921

782

Total Revenues

9,595

7,622

9,132

10,972

13,011

13,085

Total Revenues % Chg.

10%

-20.6%

19.8%

20.1%

18.6%

2.6%

Salaries And Other Employee Benefits

2,664

2,577

2,543

2,939

3,485

3,542

Amort. of Goodwill & Intang. Assets

—

—

—

—

—

—

—

—

3

24

27

Selling General & Admin Expenses, Total

386

379

373

266

431

447

(Income) Loss on Equity Invest.

-51

-98

-118

-97

-93

-98

Total Other Non Interest Expense

1,422

1,374

1,397

2,076

2,301

2,246

Non Interest Expense, Total

4,421

4,232

4,195

5,187

6,148

6,164

EBT, Excl. Unusual Items

5,174

3,390

4,937

5,785

6,863

6,921

Other Unusual Items

—

—

—

—

—

—

146

—

—

—

—

EBT, Incl. Unusual Items

5,174

3,536

4,937

5,785

6,863

6,921

Income Tax Expense

812

606

850

1,202

1,138

1,208

Earnings From Continuing Operations

4,362

2,930

4,087

4,583

5,725

5,713

Minority Interest

-19

-15

-12

-10

-14

-15

Net Income

4,343

2,915

4,075

4,573

5,711

5,698

Preferred Dividend and Other Adjustments

97

91

—

76

114

114

Net Income to Common Incl Extra Items

4,246

2,824

4,075

4,497

5,597

5,584

Net Income to Common Excl. Extra Items

4,246

2,824

4,075

4,497

5,597

5,584

Total Shares Outstanding

1,668.3

1,672.8

1,672

1,674.6

1,672.4

1,673.7

Weighted Avg. Shares Outstanding

1,667.4

1,669.8

1,705

1,674

1,674.1

1,673.7

Weighted Avg. Shares Outstanding Dil

1,673.4

1,677

1,712.2

1,680.6

1,680.9

1,673.7

EPS

2.5

1.7

2.4

2.7

3.3

3.3

EPS Diluted

2.5

1.7

2.4

2.7

3.3

3.3

Effective Tax Rate

15.7%

17.1%

17.2%

20.8%

16.6%

17.5%