The People's Insurance Company (Group) of China Limited Website

The People's Insurance Company (Group) of China Limited

SEHK-1339

Basic

  • Market Cap

    HK$228.1B

  • EV

    HK$469.52B

  • Shares Out

    44.22B

  • Revenue

    CN¥525.33B

  • Employees

    175,881

Margins

  • Gross

    8.74%

  • EBITDA

    7.54%

  • Operating

    7.06%

  • Pre-Tax

    6.39%

  • Net

    4.25%

  • FCF

    12.75%

Returns (5Yr Avg)

  • ROA

    1.52%

  • ROTA

    8.18%

  • ROE

    8.08%

  • ROCE

    3.61%

  • ROIC

    2.24%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    HK$3.27

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    CN¥20.39B

  • Net Debt

    CN¥129.44B

  • Debt/Equity

    0.45

  • EBIT/Interest

    25.34

Growth (CAGR)

  • Rev 3Yr

    -3.37%

  • Rev 5Yr

    1.1%

  • Rev 10Yr

    5.61%

  • Dil EPS 3Yr

    1.94%

  • Dil EPS 5Yr

    9.47%

  • Dil EPS 10Yr

    9.55%

  • Rev Fwd 2Yr

    8.23%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    18.98%

  • EPS LT Growth Est

    9.9%

Dividends

  • Yield

  • Payout

    30.91%

  • DPS

    CN¥0.16

  • DPS Growth 3Yr

  • DPS Growth 5Yr

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    8.13%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Premiums and Annuity Revenues

501,508

520,581

529,891

468,802

503,900

Total Interest And Dividend Income

35,335

37,318

38,708

10,713

17,549

Gain (Loss) on Sale of Investments, Total

1,413

9,070

11,501

-5,185

-14,028

Other Revenues, Total

12,634

15,170

14,448

18,493

17,906

Total Revenues

550,890

582,139

594,548

492,823

525,327

Total Revenues % Chg.

10.8%

5.7%

2.1%

-17.1%

6.6%

Policy Benefits

364,578

382,837

423,403

439,680

479,397

Policy Acquisition / Underwriting Costs, Total

66,448

62,489

50,939

Selling General & Admin Expenses, Total

95,854

107,584

90,360

7,752

9,224

Provision for Bad Debts

-6

Provision For Loan Losses

-933

-569

Salaries And Other Employee Benefits

109

82

89

81

75

Other Operating Expenses

1,749

1,589

1,566

-434

-438

Total Operating Expenses

528,738

555,514

566,926

447,079

488,252

Operating Income

22,152

26,625

27,622

45,744

37,075

Interest Expense, Total

-5,698

-5,607

-5,460

-2,206

-1,463

Income (Loss) on Equity Invest.

12,566

11,413

13,571

Currency Exchange Gains (Loss)

173

-816

-331

1,002

228

Other Non Operating Income (Expenses)

-205

-60

EBT, Excl. Unusual Items

29,193

31,615

35,402

44,335

35,780

Gain (Loss) on Sale of Assets

73

128

330

321

209

Asset Writedown

-119

-133

-143

-182

-463

Other Unusual Items

-1,757

-1,969

EBT, Incl. Unusual Items

29,147

31,610

35,589

42,717

33,557

Income Tax Expense

-2,134

3,377

5,219

7,270

2,746

Earnings From Continuing Operations

31,281

28,233

30,370

35,447

30,811

Minority Interest

-9,146

-8,197

-8,894

-10,065

-8,489

Net Income

22,135

20,036

21,476

25,382

22,322

Net Income to Common Incl Extra Items

22,135

20,036

21,476

25,382

22,322

Net Income to Common Excl. Extra Items

22,135

20,036

21,476

25,382

22,322

Total Shares Outstanding

44,224

44,224

44,224

44,224

44,224

Weighted Avg. Shares Outstanding

44,224

44,224

44,224

44,224

44,224

Weighted Avg. Shares Outstanding Dil

44,224

44,224

44,224

44,224

44,224

EPS

0.5

0.5

0.5

0.6

0.5

EPS Diluted

0.5

0.5

0.5

0.6

0.5

EBITDA

24,521

29,002

30,144

48,370

39,635

Effective Tax Rate

-7.3%

10.7%

14.7%

17%

8.2%