The People's Insurance Company (Group) of China Limited Website

The People's Insurance Company (Group) of China Limited

SEHK-1339

Basic

  • Market Cap

    HK$226.33B

  • EV

    HK$426.5B

  • Shares Out

    44.22B

  • Revenue

    CN¥526.16B

  • Employees

    175,881

Margins

  • Gross

    7.71%

  • EBITDA

    6.68%

  • Operating

    6.2%

  • Pre-Tax

    5.48%

  • Net

    3.72%

  • FCF

    11.22%

Returns (5Yr Avg)

  • ROA

    1.72%

  • ROTA

    8.31%

  • ROE

    8.15%

  • ROCE

    3.63%

  • ROIC

    2.05%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    HK$3.36

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    CN¥20.24B

  • Net Debt

    CN¥93.53B

  • Debt/Equity

    0.34

  • EBIT/Interest

    17.17

Growth (CAGR)

  • Rev 3Yr

    -3.45%

  • Rev 5Yr

    0.76%

  • Rev 10Yr

    4.95%

  • Dil EPS 3Yr

    -6.01%

  • Dil EPS 5Yr

    2.5%

  • Dil EPS 10Yr

    8.58%

  • Rev Fwd 2Yr

    4.06%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    16.49%

  • EPS LT Growth Est

    9.81%

Dividends

  • Yield

  • Payout

    35.54%

  • DPS

    CN¥0.16

  • DPS Growth 3Yr

    2.12%

  • DPS Growth 5Yr

    27.83%

  • DPS Growth 10Yr

    34.09%

  • DPS Growth Fwd 2Yr

    12.46%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Premiums and Annuity Revenues

501,508

520,581

529,891

468,802

503,900

512,917

Total Interest And Dividend Income

35,335

37,318

38,708

10,713

17,549

12,825

Gain (Loss) on Sale of Investments, Total

1,413

9,070

11,501

-5,185

-14,028

-14,028

Other Revenues, Total

12,634

15,170

14,448

18,493

17,906

14,444

Total Revenues

550,890

582,139

594,548

492,823

525,327

526,158

Total Revenues % Chg.

10.8%

5.7%

2.1%

-17.1%

6.6%

3.3%

Policy Benefits

364,578

382,837

423,403

439,680

479,397

485,586

Policy Acquisition / Underwriting Costs, Total

66,448

62,489

50,939

Selling General & Admin Expenses, Total

95,854

107,584

90,360

7,752

9,224

9,022

Provision for Bad Debts

-6

-311

Provision For Loan Losses

-933

-569

Salaries And Other Employee Benefits

109

82

89

81

75

75

Other Operating Expenses

1,749

1,589

1,566

-434

-438

-814

Total Operating Expenses

528,738

555,514

566,926

447,079

488,252

493,558

Operating Income

22,152

26,625

27,622

45,744

37,075

32,600

Interest Expense, Total

-5,698

-5,607

-5,460

-2,206

-1,463

-1,899

Income (Loss) on Equity Invest.

12,566

11,413

13,571

Currency Exchange Gains (Loss)

173

-816

-331

1,002

228

462

Other Non Operating Income (Expenses)

-205

-60

-97

EBT, Excl. Unusual Items

29,193

31,615

35,402

44,335

35,780

31,066

Gain (Loss) on Sale of Assets

73

128

330

321

209

202

Asset Writedown

-119

-133

-143

-182

-463

-448

Other Unusual Items

-1,757

-1,969

-1,969

EBT, Incl. Unusual Items

29,147

31,610

35,589

42,717

33,557

28,851

Income Tax Expense

-2,134

3,377

5,219

7,270

2,746

2,027

Earnings From Continuing Operations

31,281

28,233

30,370

35,447

30,811

26,824

Minority Interest

-9,146

-8,197

-8,894

-10,065

-8,489

-7,260

Net Income

22,135

20,036

21,476

25,382

22,322

19,564

Net Income to Common Incl Extra Items

22,135

20,036

21,476

25,382

22,322

19,564

Net Income to Common Excl. Extra Items

22,135

20,036

21,476

25,382

22,322

19,564

Total Shares Outstanding

44,224

44,224

44,224

44,224

44,224

44,224

Weighted Avg. Shares Outstanding

44,224

44,224

44,224

44,224

44,224

44,575

Weighted Avg. Shares Outstanding Dil

44,224

44,224

44,224

44,224

44,224

44,575

EPS

0.5

0.5

0.5

0.6

0.5

0.4

EPS Diluted

0.5

0.5

0.5

0.6

0.5

0.4

EBITDA

24,521

29,002

30,144

48,370

39,635

35,143.5

Effective Tax Rate

-7.3%

10.7%

14.7%

17%

8.2%

7%