Company Overview

Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. The company provides various retail services, including current, family, education, and savings accounts; self-service banking services; debit, credit, traveler, purchase, business expense, virtual, and prepaid cards; point of sale services; car, real estate, personal, and education financing, as well as mortgage, consumer, and commercial financing products; and bill payment services. It also offers treasury, letters of guarantee, documentary collection, import and export letters of credit, and guarantee verification services; cash management services; corporate partner services; finance and investment products; financial services; and payroll management and payment gateway services. In addition, the company provides investment management, asset management, custodianship, advisory, underwriting, and brokerage services; and operates as an insurance agent. Further, it offers its services to individuals, corporates, SMEs, and institutional customers. The company operates through a network of 100 branch locations. Alinma Bank was incorporated in 2006 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.

  • Name

    Alinma Bank

  • CEO

    Abdullah Ali Al Khalifa

  • Website

    www.alinma.com

  • Sector

    Banks

  • Year Founded

    2006

Profile

  • Market Cap

    SAR 73.75B

  • EV

  • Shares Out

    2,500M

  • Revenue

    SAR 9,197.83M

  • Employees

    3,878

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    65.16%

  • Net

    58.44%

  • FCF

    -309.4%

Returns (5Yr Avg)

  • ROA

    1.84%

  • ROTA

    11.39%

  • ROE

    11.34%

  • ROCE

  • ROIC

    1.94%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    SAR 34.27

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -SAR 5,124.53M

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    24.4%

  • Rev 5Yr

    13.84%

  • Rev 10Yr

  • Dil EPS 3Yr

    29.63%

  • Dil EPS 5Yr

    11.53%

  • Dil EPS 10Yr

    16.25%

  • Rev Fwd 2Yr

    11.96%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    12.32%

  • EPS LT Growth Est

    11.83%

Dividends

  • Yield

  • Payout

    11.52%

  • DPS

    SAR 0.24

  • DPS Growth 3Yr

    -22.72%

  • DPS Growth 5Yr

    -16.74%

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    16.25%

SASE:1150