Company Overview

Al Rajhi Banking and Investment Corporation, together with its subsidiaries, provides banking and investment services in the Kingdom of Saudi Arabia and internationally. The company operates through four segments: Retail, Corporate, Treasury, and Investment Services and Brokerage. It offers current, future, affluent, private, ladies, business, and escrow accounts; personal, auto, home, car, real estate, fleet, payroll, POS merchant, contract, invoice, and working capital finance services; credit and debit cards; and personal accident, medical, staff guarantee, marine cargo, engineering, machine breakdown, property, vehicle, and professional responsibility insurance products. The company also provides documentary collection, letters of credit, letters of guarantee, supply chain finance, and e-trade and automated trade notifications services; and cash management services. In addition, it offers Ijara Mawsufha Fi Al Dhimmah, which is used to finance large project finance transactions. Further, the company provides treasury products, including direct investment, banknotes, foreign exchange, and gold trading. Additionally, it offers real estate and engineering consulting services; recruitment services; micro consumer financing, finance lease, and small and medium business financing services; and technical work in financial services, digital payment systems, financial settlements, and related services. In addition, it offers phone and online banking and digital services. It operates through a network of 521 branches and 4,891 ATMs. The company was founded in 1957 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.

  • Name

    Al Rajhi Banking and Investment Corporation

  • CEO

    Waleed Abdullah Almogbel

  • Website

    www.alrajhibank.com.sa

  • Sector

    Banks

  • Year Founded

    1957

Profile

  • Market Cap

    SAR 354.8B

  • EV

  • Shares Out

    4,000M

  • Revenue

    SAR 27.13B

  • Employees

    20,878

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    71.59%

  • Net

    64.25%

  • FCF

    -101.57%

Returns (5Yr Avg)

  • ROA

    2.4%

  • ROTA

    19.53%

  • ROE

    19.47%

  • ROCE

  • ROIC

    2.77%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    SAR 89.79

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -SAR 15.69B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    8.82%

  • Rev 5Yr

    9.97%

  • Rev 10Yr

  • Dil EPS 3Yr

    9.21%

  • Dil EPS 5Yr

    32.32%

  • Dil EPS 10Yr

    9.14%

  • Rev Fwd 2Yr

    11.81%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    14.73%

  • EPS LT Growth Est

    9.05%

Dividends

  • Yield

  • Payout

    57.87%

  • DPS

    SAR 2.4

  • DPS Growth 3Yr

    16.96%

  • DPS Growth 5Yr

    5.33%

  • DPS Growth 10Yr

    11.88%

  • DPS Growth Fwd 2Yr

    59.94%

SASE:1120