Saudi Awwal Bank Website

Saudi Awwal Bank

SASE-1060

Basic

  • Market Cap

    SAR 78.8B

  • EV

  • Shares Out

    2,054.79M

  • Revenue

    SAR 12.53B

  • Employees

    4,195

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    68.35%

  • Net

    58.12%

  • FCF

    -203.77%

Returns (5Yr Avg)

  • ROA

    0.86%

  • ROTA

    4.95%

  • ROE

    4.79%

  • ROCE

  • ROIC

    1.56%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    SAR 48.33

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    SAR 22.04B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    20.33%

  • Rev 5Yr

    11.14%

  • Rev 10Yr

  • Dil EPS 3Yr

    20.24%

  • Dil EPS 5Yr

    13.21%

  • Dil EPS 10Yr

    3.02%

  • Rev Fwd 2Yr

    8.33%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    6.85%

  • EPS LT Growth Est

    6.5%

Dividends

  • Yield

  • Payout

    53.06%

  • DPS

    SAR 1.86

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    -1.04%

  • DPS Growth 10Yr

    10.8%

  • DPS Growth Fwd 2Yr

    20.9%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

8,743.7

7,811.6

6,378.7

9,321.9

17,088.4

18,154

Interest Income On Investments

72.2

25.3

14.8

4.7

5.6

Interest Income, Total

8,815.9

7,836.9

6,393.5

9,321.9

17,093.2

18,159.7

Interest On Deposits

1,564

938.9

661.5

1,913.6

6,747

7,637.8

Interest Expense, Total

1,564

938.9

661.5

1,913.6

6,747

7,637.8

Net Interest Income

7,251.9

6,898

5,732

7,408.3

10,346.2

10,521.8

Income From Trading Activities

110

158.2

Gain (Loss) on Sale of Invest. & Securities

40

31.2

62.8

18.9

-19.8

-44.9

Total Other Non Interest Income

1,811.4

1,866.6

1,883.5

2,114.5

2,384.1

2,463.4

Non Interest Income, Total

1,961.5

2,056

1,946.3

2,133.3

2,364.2

2,418.5

Revenues Before Provison For Loan Losses

9,213.3

8,954

7,678.4

9,541.6

12,710.5

12,940.3

Provision For Loan Losses

2,501.2

1,630.9

453.7

445.3

562.4

414.1

Total Revenues

6,712.1

7,323

7,224.6

9,096.4

12,148

12,526.2

Total Revenues % Chg.

-5%

9.1%

-1.3%

25.9%

33.5%

23.6%

Salaries And Other Employee Benefits

1,689.2

1,688.9

1,736.8

1,748

2,055.3

2,096.6

Occupancy Expense

432.1

677.7

621.6

464.5

565.6

582.2

Selling General & Admin Expenses, Total

1,111.1

1,346.2

1,033.2

1,449.4

1,492.2

1,479.5

(Income) Loss on Equity Invest.

-132.6

-81.9

-131.4

-172.1

-188.2

-193.9

Non Interest Expense, Total

3,099.8

3,630.8

3,260.1

3,489.7

3,924.9

3,964.3

EBT, Excl. Unusual Items

3,612.4

3,692.2

3,964.5

5,606.7

8,223.1

8,561.9

Total Merger & Related Restructuring Charges

-417

-500

-37

Impairment of Goodwill

-7,417.8

Other Unusual Items

-76

108.6

EBT, Incl. Unusual Items

3,195.4

-4,301.6

3,927.5

5,715.3

8,223.1

8,561.9

Income Tax Expense

459.3

-134

695.7

835.8

1,220.8

1,281

Earnings From Continuing Operations

2,736.1

-4,167.6

3,231.8

4,879.5

7,002.4

7,280.8

Earnings Of Discontinued Operations

-30.2

-53.9

Minority Interest

18.2

35.5

2.8

2

Net Income

2,754.3

-4,132.1

3,204.4

4,827.6

7,002.4

7,280.8

Preferred Dividend and Other Adjustments

77.1

Net Income to Common Incl Extra Items

2,754.3

-4,132.1

3,204.4

4,827.6

7,002.4

7,203.7

Net Income to Common Excl. Extra Items

2,754.3

-4,132.1

3,234.6

4,881.5

7,002.4

7,203.7

Total Shares Outstanding

2,054.8

2,054.8

2,054.8

2,054.8

2,054.8

2,054.8

Weighted Avg. Shares Outstanding

1,802

2,055

2,054.8

2,054.8

2,054.8

2,054.8

Weighted Avg. Shares Outstanding Dil

1,802

2,055

2,054.8

2,054.8

2,054.8

2,054.8

EPS

1.5

-2

1.6

2.3

3.4

3.5

EPS Diluted

1.5

-2

1.6

2.3

3.4

3.5

Effective Tax Rate

14.4%

3.1%

17.7%

14.6%

14.8%

15%