Company Overview

Riyad Bank provides banking and investment services in the Kingdom of Saudi Arabia. It operates through Retail Banking, Investment Banking and Brokerage, Corporate Banking, and Treasury and Investments segments. The Retail Banking segment offers deposits, credit, and investment products for individuals and small to medium sized businesses. The Corporate Banking segment offers current accounts, deposits, loans, overdrafts, and other credit facilities. The Treasury and Investments segment offers money market, trading, and treasury and derivative products and services, as well as manages investment portfolios. The Investment Banking and Brokerage segment provides investment management services; and asset management services related to dealing, managing, arranging, advising, and custody of securities. The company also provides prepaid, reward, and credit cards; trade finance, payroll solution, and cash deposit card; time deposit; sweeping; working capital, personal, car, home, contract, capital expenditure, and project financing; syndicated loan; Islamic banking products and services; and digital banking services. In addition, it owns, buys, and sells real estate; and acts as an agent for insurance products. The company operates through a network of branches in the Kingdom of Saudi Arabia, the United Kingdom, the United States; representative office in Singapore and ATMs; and points of sale. Riyad Bank was incorporated in 1957 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.

  • Name

    Riyad Bank

  • CEO

    Nadir Sami AlKoraya

  • Website

    www.riyadbank.com

  • Sector

    Banks

  • Year Founded

    1957

Profile

  • Market Cap

    SAR 77.72B

  • EV

  • Shares Out

    2,995M

  • Revenue

    SAR 14.55B

  • Employees

    6,261

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    64.8%

  • Net

    58.11%

  • FCF

    -167.38%

Returns (5Yr Avg)

  • ROA

    1.96%

  • ROTA

    13.3%

  • ROE

    13.3%

  • ROCE

  • ROIC

    2.27%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    SAR 34.14

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -SAR 15.84B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    14.69%

  • Rev 5Yr

    9.95%

  • Rev 10Yr

  • Dil EPS 3Yr

    17.42%

  • Dil EPS 5Yr

    13.58%

  • Dil EPS 10Yr

    6.76%

  • Rev Fwd 2Yr

    4.85%

  • EBITDA Fwd 2Yr

    2.06%

  • EPS Fwd 2Yr

    5.27%

  • EPS LT Growth Est

    6.32%

Dividends

  • Yield

  • Payout

    56.98%

  • DPS

    SAR 1.55

  • DPS Growth 3Yr

    15.73%

  • DPS Growth 5Yr

    11%

  • DPS Growth 10Yr

    7.11%

  • DPS Growth Fwd 2Yr

    5.4%

SASE:1010