Income Statement
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

6,399

5,536

5,116

7,937

17,303

19,123

Interest Income On Investments

1,041

557

565

879

2,426

2,573

Interest Income, Total

7,440

6,093

5,681

8,816

19,729

21,696

Interest On Deposits

3,334

1,779

1,167

3,474

12,278

13,983

Total Interest On Borrowings

-212

-201

-411

-322

Interest Expense, Total

3,122

1,578

756

3,152

12,278

13,983

Net Interest Income

4,318

4,515

4,925

5,664

7,451

7,713

Gain (Loss) on Sale of Assets

9

12

34

39

29

29

Gain (Loss) on Sale of Invest. & Securities

2,443

584

2,300

-688

1,967

1,961

Income (Loss) on Equity Invest.

50

-1

-6

-8

-3

15

Total Other Non Interest Income

1,761

3,262

2,169

4,755

2,349

2,314

Non Interest Income, Total

4,263

3,857

4,497

4,098

4,342

4,319

Revenues Before Provison For Loan Losses

8,581

8,372

9,422

9,762

11,793

12,032

Provision For Loan Losses

536

908

118

112

187

218

Total Revenues

8,045

7,464

9,304

9,650

11,606

11,814

Total Revenues % Chg.

-10%

-7.2%

24.7%

3.7%

20.3%

6%

Salaries And Other Employee Benefits

3,017

2,752

2,725

2,781

2,888

2,954

Occupancy Expense

558

553

605

586

609

584

Selling General & Admin Expenses, Total

1,639

1,286

1,036

1,120

1,226

1,334

(Gain) Loss on Sale of Loans

-12

-48

-83

13

-20

-1

Total Other Non Interest Expense

224

322

316

121

Non Interest Expense, Total

5,202

4,543

4,507

4,822

5,019

4,992

EBT, Excl. Unusual Items

2,843

2,921

4,797

4,828

6,587

6,822

Impairment of Goodwill

Asset Writedown

-730

42

139

-66

-249

-235

EBT, Incl. Unusual Items

2,113

2,963

4,936

4,762

6,338

6,587

Income Tax Expense

571

698

1,105

1,175

1,404

1,472

Earnings From Continuing Operations

1,542

2,265

3,831

3,587

4,934

5,115

Earnings Of Discontinued Operations

Minority Interest

3

2

Net Income

1,545

2,265

3,831

3,589

4,934

5,115

Preferred Dividend and Other Adjustments

26

27

26

26

26

26

Net Income to Common Incl Extra Items

1,519

2,238

3,805

3,563

4,908

5,089

Net Income to Common Excl. Extra Items

1,519

2,238

3,805

3,563

4,908

5,089

Total Shares Outstanding

4,039.1

4,038.1

3,932.8

3,640.9

3,519.2

3,499

Weighted Avg. Shares Outstanding

4,035

4,038

4,023

3,779

3,576

3,528

Weighted Avg. Shares Outstanding Dil

4,035

4,039

4,025

3,782

3,579

3,531

EPS

0.4

0.6

0.9

0.9

1.4

1.4

EPS Diluted

0.4

0.6

0.9

0.9

1.4

1.4

Effective Tax Rate

27%

23.6%

22.4%

24.7%

22.2%

22.3%