XP Inc. Website

XP Inc.

NasdaqGS-XP

Basic

  • Market Cap

    $10.22B

  • EV

  • Shares Out

    548.31M

  • Revenue

    R$15.14B

  • Employees

Margins

  • Gross

    69.61%

  • EBITDA

  • Operating

  • Pre-Tax

    27.79%

  • Net

    27.3%

  • FCF

    8.29%

Returns (5Yr Avg)

  • ROA

    2.87%

  • ROTA

    29.02%

  • ROE

    26.97%

  • ROCE

  • ROIC

    3.47%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    $27.58

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    R$3,938.58M

  • Net Debt

    -R$47.34B

  • Debt/Equity

    6.43

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    18.93%

  • Rev 5Yr

    37.61%

  • Rev 10Yr

    84.08%

  • Dil EPS 3Yr

    20.67%

  • Dil EPS 5Yr

    50.24%

  • Dil EPS 10Yr

    49.08%

  • Rev Fwd 2Yr

    16.61%

  • EBITDA Fwd 2Yr

    19.79%

  • EPS Fwd 2Yr

    10.11%

  • EPS LT Growth Est

    14.42%

Dividends

  • Yield

  • Payout

    83.49%

  • DPS

    R$6.36

  • DPS Growth 3Yr

  • DPS Growth 5Yr

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Operating Revenues

2,371.8

3,454.9

4,147.9

4,247.6

4,410

4,459.2

Gain (Loss) on Sale of Investment, Total

1,154.8

1,429.8

1,917.4

1,631.4

1,979.4

2,220.4

Interest And Invest. Income

-84.4

-52.7

-135.7

-402.3

-617.5

Other Revenues, Total

1,601.3

3,266.9

6,011.8

7,468.4

8,470.7

8,463.4

Total Revenues

5,043.4

8,098.9

11,941.4

12,945.1

14,242.6

15,143

Total Revenues % Chg.

74.7%

60.6%

47.4%

8.4%

10%

17.9%

Cost of Goods Sold, Total

1,596.7

2,645.4

3,430.1

3,871.1

4,398.9

4,601.2

Gross Profit

3,446.8

5,453.6

8,511.3

9,074

9,843.7

10,541.8

Selling General & Admin Expenses, Total

2,006.9

3,104.5

4,866.6

5,708.6

5,565.1

5,925

Provision for Bad Debts

9.4

55.6

92.6

94.2

360.9

390.1

Other Operating Expenses

-133.4

-224.4

-278.8

-200.9

-69.1

-62.4

Other Operating Expenses, Total

1,882.9

2,935.6

4,680.3

5,601.8

5,856.9

6,252.7

Operating Income

1,563.9

2,517.9

3,830.9

3,472.2

3,986.8

4,289

Interest And Investment Income

Net Interest Expenses

Income (Loss) On Equity Invest.

0.9

-7.7

-12.2

73.5

61.5

EBT, Excl. Unusual Items

1,563.9

2,518.8

3,823.2

3,460

4,060.3

4,350.5

Merger & Related Restructuring Charges

Gain (Loss) On Sale Of Assets

1

21

16

14

-45.6

-45.6

Asset Writedown

-11.2

-73.1

-20.4

-20.8

-32.3

-32.3

Legal Settlements

-9.5

-45.3

-3.7

-8.6

-46.1

-64

EBT, Incl. Unusual Items

1,544.1

2,421.4

3,815.2

3,444.7

3,936.3

4,208.7

Income Tax Expense

454.6

339.9

222.7

-135.6

37

75.7

Earnings From Continuing Operations

1,089.5

2,081.5

3,592.5

3,580.2

3,899.4

4,133

Minority Interest

-9

-5.1

-3

-1.2

-0.7

0.7

Net Income

1,080.5

2,076.4

3,589.4

3,579.1

3,898.7

4,133.7

Net Income to Common Incl Extra Items

1,080.5

2,076.4

3,589.4

3,579.1

3,898.7

4,133.7

Net Income to Common Excl. Extra Items

1,080.5

2,076.4

3,589.4

3,579.1

3,898.7

4,133.7

Total Shares Outstanding

551.8

559.1

559

541.3

548.4

548.4

Weighted Avg. Shares Outstanding

511.5

552.3

559

555.4

539.8

542.9

Weighted Avg. Shares Outstanding Dil

511.7

559.1

573.5

573

544.2

549.1

EPS

2.1

3.8

6.4

6.4

7.2

7.6

EPS Diluted

2.1

3.7

6.3

6.2

7.2

7.5

Effective Tax Rate

29.4%

14%

5.8%

-3.9%

0.9%

1.8%