Company Overview

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

  • Name

    Cincinnati Financial Corporation

  • CEO

    Mr. Stephen Michael Spray

  • Website

    www.cinfin.com

  • Sector

    Insurance

  • Year Founded

    1950

Profile

  • Market Cap

    $21.3B

  • EV

    $21.4B

  • Shares Out

    156.24M

  • Revenue

    $10.65B

  • Employees

    5,426

Margins

  • Gross

    26.79%

  • EBITDA

    26.76%

  • Operating

    25.69%

  • Pre-Tax

    25.18%

  • Net

    20.2%

  • FCF

    21.6%

Returns (5Yr Avg)

  • ROA

    5.05%

  • ROTA

    14.76%

  • ROE

    13.46%

  • ROCE

    7.29%

  • ROIC

    5.32%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    $137

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    $771M

  • Net Debt

    $103M

  • Debt/Equity

    0.07

  • EBIT/Interest

    50.65

Growth (CAGR)

  • Rev 3Yr

    4.08%

  • Rev 5Yr

    9.71%

  • Rev 10Yr

    8.46%

  • Dil EPS 3Yr

    -8.02%

  • Dil EPS 5Yr

    12.83%

  • Dil EPS 10Yr

    18.11%

  • Rev Fwd 2Yr

    4.11%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    8.87%

  • EPS LT Growth Est

    7.83%

Dividends

  • Yield

  • Payout

    22.74%

  • DPS

    $3.12

  • DPS Growth 3Yr

    8.24%

  • DPS Growth 5Yr

    7.43%

  • DPS Growth 10Yr

    6.14%

  • DPS Growth Fwd 2Yr

    6.65%

NasdaqGS:CINF