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Cincinnati Financial Corporation
NasdaqGS-CINF
Company Overview
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Name
Cincinnati Financial Corporation
CEO
Mr. Stephen Michael Spray
Website
www.cinfin.com
Sector
Insurance
Year Founded
1950
Profile
Market Cap
$21.3B
EV
$21.4B
Shares Out
156.24M
Revenue
$10.65B
Employees
5,426
Margins
Gross
26.79%
EBITDA
26.76%
Operating
25.69%
Pre-Tax
25.18%
Net
20.2%
FCF
21.6%
Returns (5Yr Avg)
ROA
5.05%
ROTA
14.76%
ROE
13.46%
ROCE
7.29%
ROIC
5.32%
Valuation (TTM)
P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—
Valuation (NTM)
Price Target
$137
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
Financial Health
Cash
$771M
Net Debt
$103M
Debt/Equity
0.07
EBIT/Interest
50.65
Growth (CAGR)
Rev 3Yr
4.08%
Rev 5Yr
9.71%
Rev 10Yr
8.46%
Dil EPS 3Yr
-8.02%
Dil EPS 5Yr
12.83%
Dil EPS 10Yr
18.11%
Rev Fwd 2Yr
4.11%
EBITDA Fwd 2Yr
—
EPS Fwd 2Yr
8.87%
EPS LT Growth Est
7.83%
Dividends
Yield
—
Payout
22.74%
DPS
$3.12
DPS Growth 3Yr
8.24%
DPS Growth 5Yr
7.43%
DPS Growth 10Yr
6.14%
DPS Growth Fwd 2Yr
6.65%