Company Overview

The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

  • Name

    The Hartford Financial Services Group, Inc.

  • CEO

    Mr. Christopher Jerome Swift CPA

  • Website

    www.thehartford.com

  • Sector

    Insurance

  • Year Founded

    1810

Profile

  • Market Cap

    $33.72B

  • EV

    $38.26B

  • Shares Out

    293.01M

  • Revenue

    $25.5B

  • Employees

    18,700

Margins

  • Gross

    34.88%

  • EBITDA

    16.3%

  • Operating

    14.91%

  • Pre-Tax

    14.06%

  • Net

    11.42%

  • FCF

    21.68%

Returns (5Yr Avg)

  • ROA

    2.89%

  • ROTA

    15.19%

  • ROE

    13.45%

  • ROCE

    4.39%

  • ROIC

    3.37%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    $119.39

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    $154M

  • Net Debt

    $4,209M

  • Debt/Equity

    0.28

  • EBIT/Interest

    16.9

Growth (CAGR)

  • Rev 3Yr

    6.1%

  • Rev 5Yr

    5.52%

  • Rev 10Yr

    3.11%

  • Dil EPS 3Yr

    17.27%

  • Dil EPS 5Yr

    16.49%

  • Dil EPS 10Yr

    21.85%

  • Rev Fwd 2Yr

    7.81%

  • EBITDA Fwd 2Yr

    9.17%

  • EPS Fwd 2Yr

    14.32%

  • EPS LT Growth Est

    12.37%

Dividends

  • Yield

  • Payout

    19.01%

  • DPS

    $1.84

  • DPS Growth 3Yr

    10.77%

  • DPS Growth 5Yr

    8.87%

  • DPS Growth 10Yr

    11.83%

  • DPS Growth Fwd 2Yr

    7.96%

NYSE:HIG