Discover Financial Services Website

Discover Financial Services

NYSE-DFS

Basic

  • Market Cap

    $32.92B

  • EV

  • Shares Out

    250.78M

  • Revenue

    $9,915M

  • Employees

    21,100

Margins

  • Gross

    93.63%

  • EBITDA

  • Operating

  • Pre-Tax

    29.98%

  • Net

    23%

  • FCF

    83.88%

Returns (5Yr Avg)

  • ROA

    2.89%

  • ROTA

    27.46%

  • ROE

    27.02%

  • ROCE

  • ROIC

    15.18%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    $139.38

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    $14.01B

  • Net Debt

    $6,470M

  • Debt/Equity

    1.39

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    7.27%

  • Rev 5Yr

    4.9%

  • Rev 10Yr

    3.38%

  • Dil EPS 3Yr

    -0.45%

  • Dil EPS 5Yr

    1.56%

  • Dil EPS 10Yr

    5.92%

  • Rev Fwd 2Yr

    2.45%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    6.62%

  • EPS LT Growth Est

    -7.29%

Dividends

  • Yield

  • Payout

    31.92%

  • DPS

    $2.8

  • DPS Growth 3Yr

    16.74%

  • DPS Growth 5Yr

    12.56%

  • DPS Growth 10Yr

    15.55%

  • DPS Growth Fwd 2Yr

    2.86%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Operating Revenues

1,712

1,542

1,879

2,261

2,513

2,608

Gain (Loss) on Sale of Investment, Total

-3

80

424

-214

-9

9

Interest And Invest. Income

9,463

9,230

9,517

10,999

13,099

Other Revenues, Total

-2,944

-4,898

13

-2,112

-5,761

7,298

Total Revenues

8,228

5,954

11,833

10,934

9,842

9,915

Total Revenues % Chg.

7.2%

-27.6%

98.7%

-7.6%

-10%

-8.5%

Cost of Goods Sold, Total

409

540

500

513

608

632

Gross Profit

7,819

5,414

11,333

10,421

9,234

9,283

Selling General & Admin Expenses, Total

3,481

3,383

3,685

4,163

4,728

4,841

Other Operating Expenses

407

441

433

391

549

1,338

Other Operating Expenses, Total

3,888

3,824

4,118

4,554

5,277

6,179

Operating Income

3,931

1,590

7,215

5,867

3,957

3,104

EBT, Excl. Unusual Items

3,931

1,590

7,215

5,867

3,957

3,104

Asset Writedown

-59

-95

Other Unusual Items

-96

-96

-92

-149

-131

-131

EBT, Incl. Unusual Items

3,835

1,435

7,028

5,718

3,826

2,973

Income Tax Expense

878

294

1,606

1,344

886

693

Earnings From Continuing Operations

2,957

1,141

5,422

4,374

2,940

2,280

Net Income

2,957

1,141

5,422

4,374

2,940

2,280

Preferred Dividend and Other Adjustments

49

37

99

88

81

78

Net Income to Common Incl Extra Items

2,908

1,104

5,323

4,286

2,859

2,202

Net Income to Common Excl. Extra Items

2,908

1,104

5,323

4,286

2,859

2,202

Total Shares Outstanding

310.2

306.6

288.3

267.4

250.1

250.6

Weighted Avg. Shares Outstanding

320

307

300

277

254

251

Weighted Avg. Shares Outstanding Dil

320

307

300

278

254

251

EPS

9.1

3.6

17.7

15.5

11.3

8.8

EPS Diluted

9.1

3.6

17.7

15.4

11.3

8.8

Effective Tax Rate

22.9%

20.5%

22.9%

23.5%

23.2%

23.3%