Citizens Financial Group, Inc. Website

Citizens Financial Group, Inc.

NYSE-CFG

Basic

  • Market Cap

    $18.62B

  • EV

  • Shares Out

    455.02M

  • Revenue

    $7,365M

  • Employees

    17,570

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    24.39%

  • Net

    19.43%

  • FCF

    30.29%

Returns (5Yr Avg)

  • ROA

    0.94%

  • ROTA

    8.31%

  • ROE

    7.88%

  • ROCE

  • ROIC

    1%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    $41.05

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    $3,058M

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    6.89%

  • Rev 5Yr

    4.46%

  • Rev 10Yr

  • Dil EPS 3Yr

    -8%

  • Dil EPS 5Yr

    -5.4%

  • Dil EPS 10Yr

    -7.65%

  • Rev Fwd 2Yr

    1.1%

  • EBITDA Fwd 2Yr

    -5.34%

  • EPS Fwd 2Yr

    2.12%

  • EPS LT Growth Est

    1.04%

Dividends

  • Yield

  • Payout

    60.29%

  • DPS

    $1.68

  • DPS Growth 3Yr

    2.5%

  • DPS Growth 5Yr

    9.24%

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    2.26%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

5,517

4,827

4,348

6,092

8,591

8,595

Interest Income On Investments

672

530

503

968

1,613

1,817

Interest Income, Total

6,189

5,357

4,851

7,060

10,204

10,412

Interest On Deposits

1,155

509

160

651

3,145

3,582

Total Interest On Borrowings

420

262

179

397

818

790

Interest Expense, Total

1,575

771

339

1,048

3,963

4,372

Net Interest Income

4,614

4,586

4,512

6,012

6,241

6,040

Trust Income

202

203

239

249

259

264

Total Mortgage Banking Activities

302

915

434

261

242

234

Gain (Loss) on Sale of Invest. & Securities

19

4

10

9

28

28

Total Other Non Interest Income

1,354

1,197

1,452

1,490

1,454

1,489

Non Interest Income, Total

1,877

2,319

2,135

2,009

1,983

2,015

Revenues Before Provison For Loan Losses

6,491

6,905

6,647

8,021

8,224

8,055

Provision For Loan Losses

393

1,616

-411

474

687

690

Total Revenues

6,098

5,289

7,058

7,547

7,537

7,365

Total Revenues % Chg.

5.1%

-13.3%

33.4%

6.9%

-0.1%

-6.1%

Salaries And Other Employee Benefits

1,971

2,075

2,073

2,465

2,512

2,544

Amort. of Goodwill & Intang. Assets

Occupancy Expense

333

331

333

410

492

492

Selling General & Admin Expenses, Total

1,179

1,266

1,375

1,598

1,717

1,710

Total Other Non Interest Expense

364

319

300

419

786

823

Non Interest Expense, Total

3,847

3,991

4,081

4,892

5,507

5,569

EBT, Excl. Unusual Items

2,251

1,298

2,977

2,655

2,030

1,796

Restructuring Charges

Asset Writedown

EBT, Incl. Unusual Items

2,251

1,298

2,977

2,655

2,030

1,796

Income Tax Expense

460

241

658

582

422

365

Earnings From Continuing Operations

1,791

1,057

2,319

2,073

1,608

1,431

Net Income

1,791

1,057

2,319

2,073

1,608

1,431

Preferred Dividend and Other Adjustments

73

107

113

113

117

124

Net Income to Common Incl Extra Items

1,718

950

2,206

1,960

1,491

1,307

Net Income to Common Excl. Extra Items

1,718

950

2,206

1,960

1,491

1,307

Total Shares Outstanding

433.1

427.2

422.1

492.3

466.4

458.5

Weighted Avg. Shares Outstanding

449.7

427.1

425.7

476

475.1

469.1

Weighted Avg. Shares Outstanding Dil

451.2

428.2

427.4

477.8

476.7

470.7

EPS

3.8

2.2

5.2

4.1

3.1

2.8

EPS Diluted

3.8

2.2

5.2

4.1

3.1

2.8

Effective Tax Rate

20.4%

18.6%

22.1%

21.9%

20.8%

20.3%