Company Overview

State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, fixed and recurring deposits, and flexi and annual deposits; home, personal, auto, education, and gold loans, as well as loans against property and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; and mobile, internet, and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, cash management, and asset-backed loans, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking and micro-credit to agriculturists and farmers; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides treasury, broking, bill payment, and MICR services; and merchant banking, advisory, securities broking, business & management consultancy, trustee business, factoring, payment, asset management, investment management, credit cards, and custody and fund accounting services. It also offers support and business correspondent services. The company was founded in 1806 and is headquartered in Mumbai, India.

  • Name

    State Bank of India

  • CEO

    Mr. Challa Sreenivasulu Setty

  • Website

    www.sbi.co.in

  • Sector

    Banks

  • Year Founded

    1806

Profile

  • Market Cap

    ₹6,983.51B

  • EV

  • Shares Out

    8,924.61M

  • Revenue

    ₹3,319.63B

  • Employees

    232,296

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    28.29%

  • Net

    20.45%

  • FCF

    -146.9%

Returns (5Yr Avg)

  • ROA

    0.74%

  • ROTA

    11.97%

  • ROE

    11.72%

  • ROCE

  • ROIC

    0.87%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹932.54

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    ₹3,240.27B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    21.72%

  • Rev 5Yr

    19.59%

  • Rev 10Yr

  • Dil EPS 3Yr

    39.48%

  • Dil EPS 5Yr

    48.23%

  • Dil EPS 10Yr

    14.2%

  • Rev Fwd 2Yr

    9.02%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    5.23%

  • EPS LT Growth Est

    7.16%

Dividends

  • Yield

  • Payout

    18.23%

  • DPS

    ₹13.7

  • DPS Growth 3Yr

    50.74%

  • DPS Growth 5Yr

  • DPS Growth 10Yr

    16.4%

  • DPS Growth Fwd 2Yr

    9.22%

NSEI:SBIN