Life Insurance Corporation of India Website

Life Insurance Corporation of India

NSEI-LICI

Basic

  • Market Cap

    ₹7,018.53B

  • EV

    ₹6,601.82B

  • Shares Out

    6,325M

  • Revenue

    ₹8,563.54B

  • Employees

Margins

  • Gross

    10.02%

  • EBITDA

    4.5%

  • Operating

    4.45%

  • Pre-Tax

    5.66%

  • Net

    4.94%

  • FCF

    2.96%

Returns (5Yr Avg)

  • ROA

    0.81%

  • ROTA

    116.26%

  • ROE

    145.71%

  • ROCE

    0.63%

  • ROIC

    0.55%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹1,119.24

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    ₹418.24B

  • Net Debt

    -₹418.24B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    7.06%

  • Rev 5Yr

    8.5%

  • Rev 10Yr

  • Dil EPS 3Yr

    107.3%

  • Dil EPS 5Yr

    119.86%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    13.14%

  • EBITDA Fwd 2Yr

    -9.85%

  • EPS Fwd 2Yr

    -1.1%

  • EPS LT Growth Est

    4.16%

Dividends

  • Yield

  • Payout

    15.46%

  • DPS

    ₹10

  • DPS Growth 3Yr

  • DPS Growth 5Yr

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    39.64%

Select a metric from the list below to chart it

Mar '19

Mar '20

Mar '21

Mar '22

Mar '23

Mar '24

Mar '25 (E)

Mar '26 (E)

Mar '27 (E)

Premiums and Annuity Revenues

3,824,755.2

4,053,985

4,295,007.7

4,759,568.8

4,768,312.2

Total Interest And Dividend Income

2,371,514

2,497,828.3

2,538,383.6

2,761,176.6

3,691,351.4

Gain (Loss) on Sale of Investments, Total

183,900.6

402,985.8

435,123.2

331,547.4

18,300.3

Other Revenues, Total

44,085.7

23,050.1

9,227.5

77,955.5

85,577

Total Revenues

6,424,255.5

6,977,849.1

7,277,741.9

7,930,248.2

8,563,540.9

Total Revenues % Chg.

12.8%

8.6%

4.3%

9%

8%

Policy Benefits

5,537,812.4

6,118,521.7

6,666,924.1

6,866,122.7

7,444,419.7

Policy Acquisition / Underwriting Costs, Total

215,482.6

223,581.6

238,255.3

257,049.1

260,636.6

Depreciation & Amortization - (Collected)

3,991.6

Selling General & Admin Expenses, Total

355,006

455,810.2

356,635.4

458,501.9

3,348.5

Provision for Bad Debts

108,881.7

101,819.1

-12,989.5

-19,420.1

-10,114.8

Salaries And Other Employee Benefits

33,637.1

396,247.6

Other Operating Expenses

8,949.7

27,367

28,708.3

25,306.5

88,023.4

Total Operating Expenses

6,263,761

6,927,099.6

7,277,533.5

7,587,560.2

8,182,561

Operating Income

160,494.5

50,749.5

208.4

342,688

380,979.9

Interest Expense, Total

-132,874.9

-1,136.2

-867

-774.3

Income (Loss) on Equity Invest.

5,744.4

11,633.5

42,025.7

41,816.5

41,025.6

Currency Exchange Gains (Loss)

24.3

Other Non Operating Income (Expenses)

-20,647.6

80,919

140,411

97,627.5

62,579.8

EBT, Excl. Unusual Items

12,740.7

142,165.9

181,778.2

481,357.6

484,585.3

EBT, Incl. Unusual Items

12,740.7

142,165.9

181,778.2

481,357.6

484,585.3

Income Tax Expense

108,336

91,767.3

80,131.7

54,662.5

60,976.9

Earnings From Continuing Operations

-95,595.3

50,398.5

101,646.5

426,695.1

423,608.4

Minority Interest

63,726.7

-4,465.3

-61.9

20.3

-310.8

Net Income

-31,868.5

45,933.3

101,584.6

426,715.4

423,297.6

Net Income to Common Incl Extra Items

-31,868.5

45,933.3

101,584.6

426,715.4

423,297.6

Net Income to Common Excl. Extra Items

-31,868.5

45,933.3

101,584.6

426,715.4

423,297.6

Total Shares Outstanding

6,325

6,325

6,325

6,325

6,919.7

Weighted Avg. Shares Outstanding

6,325

6,325

6,325

6,325

6,543.5

Weighted Avg. Shares Outstanding Dil

6,325

6,325

6,325

6,325

6,543.5

EPS

-5

7.3

16.1

67.5

64.7

EPS Diluted

-5

7.3

16.1

67.5

64.7

EBITDA

164,486

53,770.2

4,570.3

347,353.7

385,645.6

Effective Tax Rate

850.3%

64.5%

44.1%

11.4%

12.6%