Life Insurance Corporation of India (LICI)

Basic

  • Market Cap

    ₹6,512.85B

  • EV

    ₹6,142.14B

  • Shares Out

    6,325M

  • Revenue

    ₹8,099.93B

  • Employees

    98,463

Margins

  • Gross

    8.63%

  • EBITDA

    3.34%

  • Operating

    3.28%

  • Pre-Tax

    5.07%

  • Net

    4.45%

  • FCF

    6.76%

Returns (5Yr Avg)

  • ROA

    0.22%

  • ROTA

    -47.54%

  • ROE

    13.02%

  • ROCE

    0.35%

  • ROIC

    -0.71%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹1,059.83

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    ₹454.99B

  • Net Debt

    -₹371.87B

  • Debt/Equity

    0

  • EBIT/Interest

    342.77

Growth (CAGR)

  • Rev 3Yr

    7.27%

  • Rev 5Yr

  • Rev 10Yr

  • Dil EPS 3Yr

    137.46%

  • Dil EPS 5Yr

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    335.06%

  • EBITDA Fwd 2Yr

    -9.85%

  • EPS Fwd 2Yr

    3.4%

  • EPS LT Growth Est

    -1.43%

Dividends

  • Yield

  • Payout

    4.45%

  • DPS

    ₹3

  • DPS Growth 3Yr

  • DPS Growth 5Yr

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    22.47%

Select a metric from the list below to chart it

Mar '19

Mar '20

Mar '21

Mar '22

Mar '23

LTM

Premiums and Annuity Revenues

3,399,716.3

3,824,755.2

4,053,985

4,295,007.7

4,759,568.8

4,562,871.7

Total Interest And Dividend Income

2,039,061.6

2,371,514

2,497,828.3

2,538,383.6

2,761,176.6

3,194,315.9

Gain (Loss) on Sale of Investments, Total

240,213.9

183,900.6

402,985.8

435,123.2

331,547.4

331,398

Other Revenues, Total

16,783.5

44,085.7

23,050.1

9,227.5

77,955.5

11,342.9

Total Revenues

5,695,775.3

6,424,255.5

6,977,849.1

7,277,741.9

7,930,248.2

8,099,928.5

Total Revenues % Chg.

12.8%

8.6%

4.3%

9%

1.2%

Policy Benefits

5,076,176.6

5,537,812.4

6,118,521.7

6,666,924.1

6,866,122.7

7,136,690.8

Policy Acquisition / Underwriting Costs, Total

204,826.1

215,482.6

223,581.6

238,255.3

257,049.1

262,505.5

Depreciation & Amortization - (Collected)

921.8

3,991.6

Selling General & Admin Expenses, Total

285,927.4

355,006

455,810.2

356,635.4

458,501.9

458,582.2

Provision for Bad Debts

114,520.1

108,881.7

101,819.1

-12,989.5

-19,420.1

-14,105.5

Salaries And Other Employee Benefits

6,501.3

33,637.1

-38,867

Other Operating Expenses

2,402

8,949.7

27,367

28,708.3

25,306.5

29,700.6

Total Operating Expenses

5,691,275.4

6,263,761

6,927,099.6

7,277,533.5

7,587,560.2

7,834,506.7

Operating Income

4,500

160,494.5

50,749.5

208.4

342,688

265,421.8

Interest Expense, Total

-34,314.9

-132,874.9

-1,136.2

-867

-774.3

-774.3

Income (Loss) on Equity Invest.

6,684

5,744.4

11,633.5

42,025.7

41,816.5

48,769.1

Currency Exchange Gains (Loss)

-13.5

24.3

Other Non Operating Income (Expenses)

61,664.1

-20,647.6

80,919

140,411

97,627.5

97,627.5

EBT, Excl. Unusual Items

38,519.6

12,740.7

142,165.9

181,778.2

481,357.6

411,044

EBT, Incl. Unusual Items

38,519.6

12,740.7

142,165.9

181,778.2

481,357.6

411,044

Income Tax Expense

55,717.6

108,336

91,767.3

80,131.7

54,662.5

50,572.5

Earnings From Continuing Operations

-17,198

-95,595.3

50,398.5

101,646.5

426,695.1

360,471.5

Minority Interest

25,162.1

63,726.7

-4,465.3

-61.9

20.3

-349.4

Net Income

7,964.1

-31,868.5

45,933.3

101,584.6

426,715.4

360,122.2

Net Income to Common Incl Extra Items

7,964.1

-31,868.5

45,933.3

101,584.6

426,715.4

360,122.2

Net Income to Common Excl. Extra Items

7,964.1

-31,868.5

45,933.3

101,584.6

426,715.4

360,122.2

Total Shares Outstanding

6,325

6,325

6,325

6,325

6,325

Weighted Avg. Shares Outstanding

6,325

6,325

6,325

6,325

6,325

Weighted Avg. Shares Outstanding Dil

6,325

6,325

6,325

6,325

6,325

EPS

1.3

-5

7.3

16.1

67.5

EPS Diluted

1.3

-5

7.3

16.1

67.5

EBITDA

5,421.8

164,486

53,770.2

4,570.3

347,353.7

270,315.4