HDFC Bank Limited

NSEI-HDFCBANK

Basic

Market Cap
₹12.32T
EV
—
Shares Out
7,614.12M
Revenue
₹2,663.37B
Employees
213,527

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
31.05%
Net
25.59%
FCF
-140.79%

Returns (5Yr Avg)

ROA
1.96%
ROTA
16.55%
ROE
16.6%
ROCE
—
ROIC
2.1%

Valuation (TTM)

P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—

Valuation (NTM)

Price Target
₹1,867.88
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—

Financial Health

Cash
—
Net Debt
₹4,822.46B
Debt/Equity
—
EBIT/Interest
—

Growth (CAGR)

Rev 3Yr
49.07%
Rev 5Yr
32.72%
Rev 10Yr
—
Dil EPS 3Yr
14.68%
Dil EPS 5Yr
16.12%
Dil EPS 10Yr
16.76%
Rev Fwd 2Yr
14.32%
EBITDA Fwd 2Yr
6.29%
EPS Fwd 2Yr
11.33%
EPS LT Growth Est
14.59%

Dividends

Yield
—
Payout
21.57%
DPS
₹19.5
DPS Growth 3Yr
44.23%
DPS Growth 5Yr
21.06%
DPS Growth 10Yr
19%
DPS Growth Fwd 2Yr
9.84%

Metric	Mar '15	Mar '16	Mar '17	Mar '18	Mar '19	Mar '20	Mar '21	Mar '22	Mar '23	Mar '24	LTM
Interest Income On Loans						1,221,892.9	1,285,524	1,359,364.1	1,707,540.5	2,836,490.2	3,050,720.7
Interest Income On Investments	—	—	—	—	—	—	—	—	—	—	89,550.1
Interest Income, Total						1,221,892.9	1,285,524	1,359,364.1	1,707,540.5	2,836,490.2	3,140,270.8
Interest On Deposits						621,374.2	592,475.9	585,843.3	777,799.4	1,541,385.5	1,727,632.9
Interest Expense, Total						621,374.2	592,475.9	585,843.3	777,799.4	1,541,385.5	1,727,632.9
Net Interest Income						600,518.7	693,048.1	773,520.8	929,741.1	1,295,104.7	1,412,637.9
Gain (Loss) on Sale of Assets						259.2	465.7	707.6	933.8	1,998.5	1,998.5
Gain (Loss) on Sale of Invest. & Securities						20,013.7	39,036.9	23,316	-10,314.1	270,529.4	270,529.4
Total Other Non Interest Income						228,516.9	233,826.2	293,566.3	348,500.8	970,929.6	1,226,901
Non Interest Income, Total						248,789.7	273,328.8	317,589.9	339,120.5	1,243,457.5	1,499,428.9
Revenues Before Provison For Loan Losses						849,308.4	966,376.9	1,091,110.7	1,268,861.6	2,538,562.2	2,912,066.8
Provision For Loan Losses						136,999.3	188,402.8	179,252.6	138,540.8	250,182.8	248,692.7
Total Revenues						712,309.1	777,974.1	911,858.1	1,130,320.8	2,288,379.4	2,663,374.1
Total Revenues % Chg.						14.9%	9.2%	17.2%	24%	102.5%	120.8%
Salaries And Other Employee Benefits						129,201.3	136,766.7	158,970.3	200,168.5	310,230	333,609.1
Occupancy Expense						43,498.4	48,430	52,132.6	67,664.9	93,711.7	93,711.7
Selling General & Admin Expenses, Total						11,869.9	12,524.3	17,438.6	20,999.9	37,835.5	37,835.5
(Income) Loss on Equity Invest.					—	—	—	—	—	—	—
Total Other Non Interest Expense						145,791	152,291.6	174,582.8	226,503.6	1,080,916.2	1,371,225.3
Non Interest Expense, Total						330,360.6	350,012.6	403,124.3	515,336.9	1,522,693.4	1,836,381.6
EBT, Excl. Unusual Items						381,948.6	427,961.5	508,733.8	614,983.9	765,686	826,992.5
Total Merger & Related Restructuring Charges	—	—		—	—	—	—	—	—	—	—
EBT, Incl. Unusual Items						381,948.6	427,961.5	508,733.8	614,983.9	765,686	826,992.5
Income Tax Expense						108,985.9	109,393.8	127,224.8	153,496.9	111,221	124,679.5
Earnings From Continuing Operations						272,962.7	318,567.7	381,509	461,487	654,465	702,313
Minority Interest						-423.1	-235.6	-981.5	-1,515.9	-13,844.6	-20,647.9
Net Income						272,539.5	318,332.1	380,527.5	459,971.1	640,620.4	681,665.1
Net Income to Common Incl Extra Items						272,539.5	318,332.1	380,527.5	459,971.1	640,620.4	681,665.1
Net Income to Common Excl. Extra Items						272,539.5	318,332.1	380,527.5	459,971.1	640,620.4	681,665.1
Total Shares Outstanding						5,483.3	5,512.8	5,545.5	5,579.7	7,596.9	7,602.6
Weighted Avg. Shares Outstanding						5,468.8	5,499.7	5,533.2	5,565.7	7,084.8	7,589.3
Weighted Avg. Shares Outstanding Dil						5,509.8	5,525.4	5,570.9	5,591.2	7,117.3	7,621.1
EPS						49.8	57.9	68.8	82.6	90.4	89.8
EPS Diluted						49.5	57.6	68.3	82.3	90	89.4
Effective Tax Rate						28.5%	25.6%	25%	25%	14.5%	15.1%