Company Overview

Bajaj Finance Limited operates as a non-banking financial company in India. The company offers consumer durable, lifestyle, lifecare, digital product, two and three wheeler, developer, used car, medical equipment, vendor, light engineering, specialty chemicals, financial institution, corporate, and warehouse finance services; IPO and ESOP finance, margin trading finance, trading account, depository, and HNI and retail broking services; personal, gold, home, business, working capital, secured enterprise, and professional loans; and loan against fixed deposits, shares, properties, and securities. It also provides life, general, and health insurance, as well as pocket insurance products; extended warranty, e-commerce, and lease rental discounting services; financial fitness reports; and EMI cards, and co-branded credit cards and wallets, as well as offers investment services, such as systematic deposit plan, fixed and term deposits, and mutual funds. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Limited.

  • Name

    Bajaj Finance Limited

  • CEO

    Mr. Rajeev A. Jain

  • Website

    www.bajajfinserv.in/corporate-bajaj-finance

  • Sector

    Consumer Finance

  • Year Founded

    1987

Profile

  • Market Cap

    ₹4,539.61B

  • EV

  • Shares Out

    618.01M

  • Revenue

    ₹329.59B

  • Employees

Margins

  • Gross

    93.88%

  • EBITDA

  • Operating

  • Pre-Tax

    60.75%

  • Net

    45.29%

  • FCF

    -231.96%

Returns (5Yr Avg)

  • ROA

    3.82%

  • ROTA

    19.95%

  • ROE

    20.39%

  • ROCE

  • ROIC

    4.69%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹7,963.9

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    ₹90.18B

  • Net Debt

    ₹2,252.78B

  • Debt/Equity

    3.05

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    41.76%

  • Rev 5Yr

    20.47%

  • Rev 10Yr

    28.16%

  • Dil EPS 3Yr

    48.8%

  • Dil EPS 5Yr

    26.49%

  • Dil EPS 10Yr

    32.04%

  • Rev Fwd 2Yr

    24.57%

  • EBITDA Fwd 2Yr

    27%

  • EPS Fwd 2Yr

    23.12%

  • EPS LT Growth Est

    26.06%

Dividends

  • Yield

  • Payout

    15.2%

  • DPS

    ₹36

  • DPS Growth 3Yr

    53.26%

  • DPS Growth 5Yr

    43.1%

  • DPS Growth 10Yr

    36.53%

  • DPS Growth Fwd 2Yr

    11.8%

NSEI:BAJFINANCE