Bajaj Finance Limited

NSEI-BAJFINANCE

Basic

Market Cap
₹4,196.12B
EV
—
Shares Out
618.01M
Revenue
₹329.59B
Employees
—

Margins

Gross
93.88%
EBITDA
—
Operating
—
Pre-Tax
60.75%
Net
45.29%
FCF
-231.96%

Returns (5Yr Avg)

ROA
3.82%
ROTA
19.95%
ROE
20.39%
ROCE
—
ROIC
4.69%

Valuation (TTM)

P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—

Valuation (NTM)

Price Target
₹8,053.42
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—

Financial Health

Cash
₹90.18B
Net Debt
₹2,252.78B
Debt/Equity
3.05
EBIT/Interest
—

Growth (CAGR)

Rev 3Yr
41.76%
Rev 5Yr
20.47%
Rev 10Yr
28.16%
Dil EPS 3Yr
48.8%
Dil EPS 5Yr
26.49%
Dil EPS 10Yr
32.04%
Rev Fwd 2Yr
24.74%
EBITDA Fwd 2Yr
27%
EPS Fwd 2Yr
23%
EPS LT Growth Est
26.64%

Dividends

Yield
—
Payout
15.2%
DPS
₹36
DPS Growth 3Yr
53.26%
DPS Growth 5Yr
43.1%
DPS Growth 10Yr
36.53%
DPS Growth Fwd 2Yr
11.8%

Metric	Mar '15	Mar '16	Mar '17	Mar '18	Mar '19	Mar '20	Mar '21	Mar '22	Mar '23	Mar '24	LTM
Operating Revenues	—	—	—			25,909.2	24,523.9	30,672.5	43,788	52,805	55,054.2
Gain (Loss) on Sale of Investment, Total			—		—	139.3	843	—	—	—	—
Interest And Invest. Income						134,971.8	138,893.8	175,235.4	229,886.8	295,819.1	—
Other Revenues, Total						-31,201.7	-51,042.7	-34,998.4	-16,987.6	-32,352.9	274,536.4
Total Revenues						129,818.6	113,218	170,909.5	256,687.2	316,271.2	329,590.6
Total Revenues % Chg.						9.3%	-12.8%	51%	50.2%	23.2%	21.1%
Cost of Goods Sold, Total	—	—	—			11,542.5	13,343.9	17,621.4	18,914.7	19,315	20,173.9
Gross Profit						118,276.1	99,874.1	153,288.1	237,772.5	296,956.2	309,416.7
Selling General & Admin Expenses, Total						27,757.8	26,117.1	35,924.4	51,001.9	63,960.1	66,737.3
Provision for Bad Debts		—	—	—	—	—	—	—	—	—	—
Depreciation & Amortization						2,946.3	3,252.7	3,845.7	4,853.8	6,833.2	7,270.4
Other Operating Expenses						14,338.8	10,560.9	18,480.2	26,654.9	33,143.6	35,245.2
Other Operating Expenses, Total						45,042.9	39,930.7	58,250.3	82,510.6	103,936.9	109,252.9
Operating Income						73,233.2	59,943.4	95,037.8	155,261.9	193,019.3	200,163.8
Income (Loss) On Equity Invest.	—	—	—	—	—	—	—	—	16.7	76.4	73.3
Currency Exchange Gains (Loss)	—	—	—			0.8	—	—	—	—	—
Other Non Operating Income (Expenses)					—	10.1	47.7	—	—	—	—
EBT, Excl. Unusual Items						73,244.1	59,991.1	95,037.8	155,278.6	193,095.7	200,237.1
Gain (Loss) On Sale Of Investments				—	—	—	—	—	—	—	—
Gain (Loss) On Sale Of Assets						-22.9	-68.5	—	—	—	—
Other Unusual Items	—	—		—	—	—	—	—	—	—	—
EBT, Incl. Unusual Items						73,221.2	59,922.6	95,037.8	155,278.6	193,095.7	200,237.1
Income Tax Expense						20,583.7	15,724.4	24,755.5	40,201.7	48,584	50,974.5
Earnings From Continuing Operations						52,637.5	44,198.2	70,282.3	115,076.9	144,511.7	149,262.6
Net Income						52,637.5	44,198.2	70,282.3	115,076.9	144,511.7	149,262.6
Net Income to Common Incl Extra Items						52,637.5	44,198.2	70,282.3	115,076.9	144,511.7	149,262.6
Net Income to Common Excl. Extra Items						52,637.5	44,198.2	70,282.3	115,076.9	144,511.7	149,262.6
Total Shares Outstanding						599.9	601.6	603.3	604.4	618	618.2
Weighted Avg. Shares Outstanding						586.3	600.7	602.6	604	610	613.4
Weighted Avg. Shares Outstanding Dil						591	605.5	607	607	612.4	615.5
EPS						89.8	73.6	116.6	190.5	236.9	243.3
EPS Diluted						89.1	73	115.8	189.6	236	242.5
Effective Tax Rate						28.1%	26.2%	26%	25.9%	25.2%	25.5%