Company Overview

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, commercial, and gold loans; two and three wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties; financing for products, such as consumer durable, digital, lifecare, furniture, etc.; and lease rental discounting products. The company also provides investment products, including fixed deposits, demat accounts, systematic deposit plans, and mutual funds; savings products; life, health, motor, car, two-wheeler, marine, home, crop, and pocket insurance products; wealth management and retirement planning services; healthcare needs for the family; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; and trading account, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

  • Name

    Bajaj Finserv Ltd.

  • CEO

    Mr. Tarun Chugh

  • Website

    www.bajajfinserv.in

  • Sector

    Financial Services

  • Year Founded

    2007

Profile

  • Market Cap

    ₹2,960.54B

  • EV

    ₹5,625.2B

  • Shares Out

    1,594.13M

  • Revenue

    ₹1,171.21B

  • Employees

    92,079

Margins

  • Gross

    50.36%

  • EBITDA

    36.35%

  • Operating

    36%

  • Pre-Tax

    18.97%

  • Net

    7.12%

  • FCF

    -63.81%

Returns (5Yr Avg)

  • ROA

    1.62%

  • ROTA

    8.46%

  • ROE

    8.6%

  • ROCE

    9.27%

  • ROIC

    5.83%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹1,757.73

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    ₹57.65B

  • Net Debt

    ₹2,230.19B

  • Debt/Equity

    2.2

  • EBIT/Interest

    2.11

Growth (CAGR)

  • Rev 3Yr

    25.11%

  • Rev 5Yr

    20.64%

  • Rev 10Yr

    28.96%

  • Dil EPS 3Yr

    26.43%

  • Dil EPS 5Yr

    20.59%

  • Dil EPS 10Yr

    17.94%

  • Rev Fwd 2Yr

    15%

  • EBITDA Fwd 2Yr

    15.42%

  • EPS Fwd 2Yr

    14.68%

  • EPS LT Growth Est

    18.15%

Dividends

  • Yield

  • Payout

    1.95%

  • DPS

    ₹1

  • DPS Growth 3Yr

    49.38%

  • DPS Growth 5Yr

    31.95%

  • DPS Growth 10Yr

    19.04%

  • DPS Growth Fwd 2Yr

    18.32%

NSEI:BAJAJFINSV