KB Financial Group Inc. Website

KB Financial Group Inc.

KOSE-A105560

Basic

  • Market Cap

    ₩32.25T

  • EV

  • Shares Out

    380.31M

  • Revenue

    ₩13.36T

  • Employees

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    41.42%

  • Net

    31.23%

  • FCF

    -105.67%

Returns (5Yr Avg)

  • ROA

    0.65%

  • ROTA

    9.31%

  • ROE

    8.77%

  • ROCE

  • ROIC

    0.84%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₩91,969.57

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    ₩35.46T

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    2.16%

  • Rev 5Yr

    5.4%

  • Rev 10Yr

  • Dil EPS 3Yr

    0.59%

  • Dil EPS 5Yr

    6.66%

  • Dil EPS 10Yr

    12.48%

  • Rev Fwd 2Yr

    3.81%

  • EBITDA Fwd 2Yr

    -3.71%

  • EPS Fwd 2Yr

    12.46%

  • EPS LT Growth Est

    231.37%

Dividends

  • Yield

  • Payout

    32.02%

  • DPS

    ₩3,334

  • DPS Growth 3Yr

    23.5%

  • DPS Growth 5Yr

    11.67%

  • DPS Growth 10Yr

    20.89%

  • DPS Growth Fwd 2Yr

    7.5%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

13,935,124

12,196,597

14,620,490

19,857,842

27,729,713

28,433,816

Interest Income On Investments

704,063

2,334,275

590,388

929,735

1,415,366

1,458,642

Interest Income, Total

14,639,187

14,530,872

15,210,878

20,787,577

29,145,079

29,892,458

Interest On Deposits

5,442,400

2,916,794

3,981,306

9,272,252

17,003,362

17,423,121

Total Interest On Borrowings

1,846,679

Interest Expense, Total

5,442,400

4,763,473

3,981,306

9,272,252

17,003,362

17,423,121

Net Interest Income

9,196,787

9,767,399

11,229,572

11,515,325

12,141,717

12,469,337

Credit Card Fee

1,378,450

Income From Trading Activities

-13,731,191

Gain (Loss) on Sale of Loans

180,038

Gain (Loss) on Sale of Assets

27,160

73,195

155,177

1,790

1,790

Gain (Loss) on Sale of Invest. & Securities

1,563,358

159

27

174

155

Total Other Non Interest Income

2,236,687

36,498,760

3,253,872

2,265,252

4,087,243

3,797,095

Non Operating Income (Expenses) -

355,073

Non Interest Income, Total

2,263,847

26,317,683

3,254,031

2,420,456

4,089,207

3,799,040

Revenues Before Provison For Loan Losses

11,460,634

36,085,082

14,483,603

13,935,781

16,230,924

16,268,377

Provision For Loan Losses

670,185

1,043,498

1,185,133

1,847,775

3,146,409

2,906,491

Total Revenues

10,790,449

35,041,584

13,298,470

12,088,006

13,084,515

13,361,886

Total Revenues % Chg.

4.4%

224.7%

-62%

-9.1%

8.2%

7.7%

Salaries And Other Employee Benefits

3,955,287

4,275,532

4,635,055

4,156,995

4,014,261

4,084,657

Occupancy Expense

918,123

1,023,684

850,614

867,669

917,129

922,761

Federal Deposit Insurance

507,621

Selling General & Admin Expenses, Total

1,158,937

1,255,525

1,446,801

1,364,241

1,412,029

1,389,945

(Gain) Loss on Sale of Loans

16,061

(Income) Loss on Equity Invest.

-16,451

-93,526

28,755

-33,110

-34,187

Total Other Non Interest Expense

238,670

22,918,319

268,383

254,749

303,987

311,993

Non Operating (Income) Expenses

274

264,870

109,537

-34,147

293,502

1,146,382

Non Interest Expense, Total

6,254,840

30,261,612

7,216,864

6,638,262

6,907,798

7,821,551

EBT, Excl. Unusual Items

4,535,609

4,779,972

6,081,606

5,449,744

6,176,717

5,540,335

Restructuring Charges

Total Merger & Related Restructuring Charges

-1,623

Impairment of Goodwill

-6,268

-6,268

Other Unusual Items

EBT, Incl. Unusual Items

4,533,986

4,779,972

6,081,606

5,449,744

6,170,449

5,534,067

Income Tax Expense

1,220,787

1,264,394

1,697,225

1,518,343

1,607,018

1,417,713

Earnings From Continuing Operations

3,313,199

3,515,578

4,384,381

3,931,401

4,563,431

4,116,354

Minority Interest

-1,371

-47,130

25,162

221,591

68,501

56,003

Net Income

3,311,828

3,468,448

4,409,543

4,152,992

4,631,932

4,172,357

Preferred Dividend and Other Adjustments

6,512.5

22,859.5

71,537.5

126,402.2

184,915.1

192,281.3

Net Income to Common Incl Extra Items

3,305,315.5

3,445,588.5

4,338,005.5

4,026,589.8

4,447,017

3,980,075.7

Net Income to Common Excl. Extra Items

3,305,315.5

3,445,588.5

4,338,005.5

4,026,589.8

4,447,017

3,980,075.7

Total Shares Outstanding

389.6

389.6

389.6

389.6

378.7

382.8

Weighted Avg. Shares Outstanding

391.1

389.6

389.6

389.6

384

382.3

Weighted Avg. Shares Outstanding Dil

394

394.8

398.6

398.9

393.3

390.9

EPS

8,450.6

8,843.1

11,133.5

10,334.3

11,579.9

10,411.5

EPS Diluted

8,389

8,730.4

10,889.6

10,099.2

11,312.3

10,187.1

Effective Tax Rate

26.9%

26.5%

27.9%

27.9%

26%

25.6%