Shinhan Financial Group Co., Ltd. Website

Shinhan Financial Group Co., Ltd.

KOSE-A055550

Basic

  • Market Cap

    ₩27.76T

  • EV

  • Shares Out

    509.39M

  • Revenue

    ₩14.51T

  • Employees

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    40.66%

  • Net

    29.65%

  • FCF

    -150.72%

Returns (5Yr Avg)

  • ROA

    0.65%

  • ROTA

    9.37%

  • ROE

    8.47%

  • ROCE

  • ROIC

    0.8%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₩59,269.57

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    ₩44.98T

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    6.02%

  • Rev 5Yr

    6.99%

  • Rev 10Yr

  • Dil EPS 3Yr

    4.48%

  • Dil EPS 5Yr

    3.62%

  • Dil EPS 10Yr

    7.24%

  • Rev Fwd 2Yr

    3.12%

  • EBITDA Fwd 2Yr

    -3.38%

  • EPS Fwd 2Yr

    11.52%

  • EPS LT Growth Est

    9.36%

Dividends

  • Yield

  • Payout

    33.02%

  • DPS

    ₩2,640

  • DPS Growth 3Yr

    20.74%

  • DPS Growth 5Yr

    10.53%

  • DPS Growth 10Yr

    15.05%

  • DPS Growth Fwd 2Yr

    5.57%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

14,878,516

13,943,159

11,925,354

20,092,325

27,579,211

28,276,764

Interest Income On Investments

911,004

928,793

2,923,407

177,569

181,486

192,103

Interest Income, Total

15,789,520

14,871,952

14,848,761

20,269,894

27,760,697

28,468,867

Interest On Deposits

5,969,398

4,891,296

2,173,804

9,495,472

16,761,289

17,216,814

Total Interest On Borrowings

1,781,101

Interest Expense, Total

5,969,398

4,891,296

3,954,905

9,495,472

16,761,289

17,216,814

Net Interest Income

9,820,122

9,980,656

10,893,856

10,774,422

10,999,408

11,252,053

Credit Card Fee

1,175,084

Income From Trading Activities

-64,128

Gain (Loss) on Sale of Loans

34,155

Gain (Loss) on Sale of Assets

12,574

79,789

-55,889

Gain (Loss) on Sale of Invest. & Securities

1,036,682

1,133,502

1,052,132

-161,483

-129,324

-88,407

Income (Loss) on Equity Invest.

198,193

Total Other Non Interest Income

1,491,541

1,776,860

11,449,734

3,928,918

5,557,336

5,497,761

Non Operating Income (Expenses) -

103,145

Non Interest Income, Total

2,540,797

2,990,151

13,892,426

3,767,435

5,428,012

5,409,354

Revenues Before Provison For Loan Losses

12,360,919

12,970,807

24,786,282

14,541,857

16,427,420

16,661,407

Provision For Loan Losses

980,692

1,382,179

959,232

1,291,813

2,244,503

2,155,278

Total Revenues

11,380,227

11,588,628

23,827,050

13,250,044

14,182,917

14,506,129

Total Revenues % Chg.

12.9%

1.8%

105.6%

-44.4%

7%

9.6%

Salaries And Other Employee Benefits

37,304

-4,208

3,782,716

9,777

11,862

13,708

Amort. of Goodwill & Intang. Assets

155,202

Occupancy Expense

490,457

Selling General & Admin Expenses, Total

4,899,679

5,216,681

1,127,281

5,480,371

5,686,291

5,700,756

(Gain) Loss on Sale of Loans

347

(Income) Loss on Equity Invest.

-53,287

-159,533

-121,697

-125,088

-72,520

Total Other Non Interest Expense

1,384,933

1,370,466

12,024,285

1,700,320

2,186,730

2,181,581

Non Operating (Income) Expenses

39,226

369,567

620,960

-339,365

260,978

586,718

Non Interest Expense, Total

6,307,855

6,792,973

18,201,248

6,729,406

8,020,773

8,410,243

EBT, Excl. Unusual Items

5,072,372

4,795,655

5,625,802

6,520,638

6,162,144

6,095,886

Restructuring Charges

-154,012

-197,184

-197,184

Impairment of Goodwill

Asset Writedown

-160,864

-41,784

-42,138

Other Unusual Items

EBT, Incl. Unusual Items

4,911,508

4,753,871

5,583,664

6,366,626

5,964,960

5,898,702

Income Tax Expense

1,269,124

1,255,795

1,471,036

1,611,112

1,486,960

1,487,216

Earnings From Continuing Operations

3,642,384

3,498,076

4,112,628

4,755,514

4,478,000

4,411,486

Minority Interest

-238,887

-83,481

-93,374

-89,871

-109,965

-109,877

Net Income

3,403,497

3,414,595

4,019,254

4,665,643

4,368,035

4,301,609

Preferred Dividend and Other Adjustments

61,993

85,327

116,388

156,277

189,672

177,484

Net Income to Common Incl Extra Items

3,341,504

3,329,268

3,902,866

4,509,366

4,178,363

4,124,125

Net Income to Common Excl. Extra Items

3,341,504

3,329,268

3,902,866

4,509,366

4,178,363

4,124,125

Total Shares Outstanding

477.8

533.4

534.1

527.5

512.8

509.4

Weighted Avg. Shares Outstanding

477.3

500.3

534

530.6

519.2

515.8

Weighted Avg. Shares Outstanding Dil

477.3

500.3

534

530.6

519.2

515.8

EPS

7,000.2

6,654

7,308.1

8,498

8,047.6

7,995.3

EPS Diluted

7,000.2

6,654

7,308.1

8,498

8,047.6

7,995.3

Effective Tax Rate

25.8%

26.4%

26.3%

25.3%

24.9%

25.2%