Income Statement
Jun '15
Jun '16
Jun '17
Jun '18
Jun '19
Jun '20
Jun '21
Jun '22
Jun '23
Jun '24

Interest Income On Loans

121,046

103,912

107,515

149,269

188,258

Interest Income On Investments

841

2,023

1,452

2,627

1,266

Interest Income, Total

121,887

105,935

108,967

151,896

189,524

Interest On Deposits

58,972

42,645

42,592

75,460

106,070

Total Interest On Borrowings

4,785

4,326

5,955

9,331

11,599

Interest Expense, Total

63,757

46,971

48,547

84,791

117,669

Net Interest Income

58,130

58,964

60,420

67,105

71,855

Income From Trading Activities

Gain (Loss) on Sale of Assets

-14

-20

64

-18

-26

Gain (Loss) on Sale of Invest. & Securities

596

-46

112

1,234

145

Total Other Non Interest Income

45,868

49,675

54,046

61,984

67,534

Non Interest Income, Total

46,450

49,609

54,222

63,200

67,653

Revenues Before Provison For Loan Losses

104,580

108,573

114,642

130,305

139,508

Provision For Loan Losses

24,383

13,660

7,080

10,949

12,555

Total Revenues

80,197

94,913

107,562

119,356

126,953

Total Revenues % Chg.

-16.3%

18.3%

13.3%

11%

6.4%

Stock-Based Compensation

556

1,158

1,452

2,428

2,963

Selling General & Admin Expenses, Total

3,721

3,351

3,823

4,113

4,211

(Income) Loss on Equity Invest.

-29

-1,538

-1,491

-487

-2,426

Total Other Non Interest Expense

51,811

54,243

56,705

62,090

69,151.5

Non Interest Expense, Total

56,059

57,214

60,489

68,144

73,899.5

EBT, Excl. Unusual Items

24,138

37,699

47,073

51,212

53,053.5

Impairment of Goodwill

-212

-112

-60

-338

-60.5

Asset Writedown

-96

-89

-151

-25

28

Other Unusual Items

-202

-207

-30

EBT, Incl. Unusual Items

23,628

37,291

46,832

50,849

53,021

Income Tax Expense

4,848

8,981

12,193

12,172

11,841

Earnings From Continuing Operations

18,780

28,310

34,639

38,677

41,180

Minority Interest

-614

-790

-1,040

-1,227

-1,471

Net Income

18,166

27,520

33,599

37,450

39,709

Preferred Dividend and Other Adjustments

1,145

777

838

1,119

1,518

Net Income to Common Incl Extra Items

17,021

26,743

32,761

36,331

38,191

Net Income to Common Excl. Extra Items

17,021

26,743

32,761

36,331

38,191

Total Shares Outstanding

5,606.2

5,608.1

5,607.4

5,606.6

5,603.7

Weighted Avg. Shares Outstanding

5,608.2

5,608.2

5,606.7

5,605.7

5,604.5

Weighted Avg. Shares Outstanding Dil

5,608.2

5,608.2

5,606.7

5,605.7

5,604.5

EPS

3

4.8

5.8

6.5

6.8

EPS Diluted

3

4.8

5.8

6.5

6.8

Effective Tax Rate

20.5%

24.1%

26%

23.9%

22.3%