FirstRand Limited (FSR)

Basic

  • Market Cap

    ZAR 367.46B

  • EV

  • Shares Out

    5,606.59M

  • Revenue

    ZAR 124.88B

  • Employees

    50,493

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    42.54%

  • Net

    31.45%

  • FCF

    -157.96%

Returns (5Yr Avg)

  • ROA

  • ROTA

    18.71%

  • ROE

    18.21%

  • ROCE

  • ROIC

    1.75%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ZAR 77

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -ZAR 152.2B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    17.54%

  • Rev 5Yr

    6.27%

  • Rev 10Yr

  • Dil EPS 3Yr

    38.96%

  • Dil EPS 5Yr

    5.19%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    8.46%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    8.08%

  • EPS LT Growth Est

    1%

Dividends

  • Yield

  • Payout

    56.63%

  • DPS

    ZAR 3.84

  • DPS Growth 3Yr

    51.7%

  • DPS Growth 5Yr

    6.22%

  • DPS Growth 10Yr

    9.29%

  • DPS Growth Fwd 2Yr

    9.25%

Select a metric from the list below to chart it

Jun '14

Jun '15

Jun '16

Jun '17

Jun '18

Jun '19

Jun '20

Jun '21

Jun '22

Jun '23

LTM

Interest Income On Loans

119,797

121,046

103,912

107,515

149,269

172,772

Interest Income On Investments

471

841

2,023

1,452

2,627

2,664

Interest Income, Total

120,268

121,887

105,935

108,967

151,896

175,436

Interest On Deposits

59,811

58,972

42,645

42,592

75,459

94,148

Total Interest On Borrowings

4,751

4,785

4,326

5,955

9,331

11,800

Interest Expense, Total

64,562

63,757

46,971

48,547

84,790

105,948

Net Interest Income

55,706

58,130

58,964

60,420

67,106

69,488

Income From Trading Activities

Gain (Loss) on Sale of Assets

-14

-20

64

-18

-18

Gain (Loss) on Sale of Invest. & Securities

596

-46

112

1,234

1,234

Total Other Non Interest Income

50,559

45,868

49,675

54,046

63,454

66,516

Non Interest Income, Total

50,559

46,450

49,609

54,222

64,670

67,732

Revenues Before Provison For Loan Losses

106,265

104,580

108,573

114,642

131,776

137,220

Provision For Loan Losses

10,500

24,383

13,660

7,080

10,949

12,345

Total Revenues

95,765

80,197

94,913

107,562

120,827

124,875

Total Revenues % Chg.

13.1%

-16.3%

18.3%

13.3%

12.3%

8.5%

Stock-Based Compensation

556

1,158

1,452

2,433

2,433

Selling General & Admin Expenses, Total

3,721

3,351

3,823

4,115

4,115

(Income) Loss on Equity Invest.

-1,230

-29

-1,538

-1,491

-487

-1,678

Total Other Non Interest Expense

55,323

51,811

54,243

56,705

63,496

66,522

Non Interest Expense, Total

54,093

56,059

57,214

60,489

69,557

71,392

EBT, Excl. Unusual Items

41,672

24,138

37,699

47,073

51,270

53,483

Impairment of Goodwill

-212

-112

-60

-337

-337

Asset Writedown

-96

-89

-151

-25

-25

Other Unusual Items

-202

-207

-30

EBT, Incl. Unusual Items

41,672

23,628

37,291

46,832

50,908

53,121

Income Tax Expense

9,819

4,848

8,981

12,193

12,196

12,596

Earnings From Continuing Operations

31,853

18,780

28,310

34,639

38,712

40,525

Minority Interest

-882

-614

-790

-1,040

-1,227

-1,249

Net Income

30,971

18,166

27,520

33,599

37,485

39,276

Preferred Dividend and Other Adjustments

760

1,145

777

838

1,119

1,119

Net Income to Common Incl Extra Items

30,211

17,021

26,743

32,761

36,366

38,157

Net Income to Common Excl. Extra Items

30,211

17,021

26,743

32,761

36,366

38,157

Total Shares Outstanding

5,609.1

5,606.2

5,608.1

5,607.4

5,606.6

5,819.9

Weighted Avg. Shares Outstanding

5,609

5,608.2

5,608.2

5,606.7

5,605.7

5,627.3

Weighted Avg. Shares Outstanding Dil

5,609

5,608.2

5,608.2

5,606.7

5,605.7

5,627.3

EPS

5.4

3

4.8

5.8

6.5

6.8

EPS Diluted

5.4

3

4.8

5.8

6.5

6.8