Income Statement
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

121,756,276

135,764,561

143,523,329

151,874,816

178,995,994

192,052,519

Interest Income, Total

121,756,276

135,764,561

143,523,329

151,874,816

178,995,994

192,052,519

Interest On Deposits

40,048,971

42,180,448

29,428,900

27,277,743

43,812,507

52,480,501

Interest Expense, Total

40,048,971

42,180,448

29,428,900

27,277,743

43,812,507

52,480,501

Net Interest Income

81,707,305

93,584,113

114,094,429

124,597,073

135,183,487

139,572,018

Gain (Loss) on Sale of Assets

141

41,211

44,164

242,077

125,187

104,409

Gain (Loss) on Sale of Invest. & Securities

1,325,306

3,115,308

3,572,852

1,663,711

2,113,088

1,733,132

Total Other Non Interest Income

20,463,556

28,512,612

29,680,270

26,872,136

29,160,155

30,688,816

Non Interest Income, Total

21,789,003

31,669,131

33,297,286

28,777,924

31,398,430

32,526,357

Revenues Before Provison For Loan Losses

103,496,308

125,253,244

147,391,715

153,374,997

166,581,917

172,098,375

Provision For Loan Losses

21,556,319

33,024,492

35,806,312

27,384,906

29,523,426

36,852,130

Total Revenues

81,939,989

92,228,752

111,585,403

125,990,091

137,058,491

135,246,245

Total Revenues % Chg.

5.7%

12.6%

21%

12.9%

8.8%

1.9%

Salaries And Other Employee Benefits

23,773,911

30,647,564

35,806,729

38,956,576

36,836,264

38,431,558

Federal Deposit Insurance

Selling General & Admin Expenses, Total

15,485,208

23,284,471

24,701,759

25,958,686

28,741,523

29,658,917

Total Other Non Interest Expense

5,963,868

17,932,102

20,323,895

8,424,048

10,105,813

7,879,078

Non Operating (Income) Expenses

68,021

-173,494

196,481

-48,587

524,212

562,251

Non Interest Expense, Total

45,291,008

71,690,643

81,028,864

73,290,723

76,207,812

76,531,804

EBT, Excl. Unusual Items

36,648,981

20,538,109

30,556,539

52,699,368

60,850,679

58,714,441

Restructuring Charges

-350,909

-177,916

-807,682

-433,557

-756,697

-756,697

Asset Writedown

7,065,981

7,252,171

8,842,517

12,330,890

16,335,730

19,721,369

EBT, Incl. Unusual Items

43,364,053

27,612,364

38,591,374

64,596,701

76,429,712

77,679,113

Income Tax Expense

8,950,228

8,951,971

7,835,608

13,188,494

16,004,664

16,919,315

Earnings From Continuing Operations

34,413,825

18,660,393

30,755,766

51,408,207

60,425,048

60,759,798

Minority Interest

-41,216

-5,640

310,826

-237,895

-325,185

-379,591

Net Income

34,372,609

18,654,753

31,066,592

51,170,312

60,099,863

60,380,207

Net Income to Common Incl Extra Items

34,372,609

18,654,753

31,066,592

51,170,312

60,099,863

60,380,207

Net Income to Common Excl. Extra Items

34,372,609

18,654,753

31,066,592

51,170,312

60,099,863

60,380,207

Total Shares Outstanding

122,380.6

122,595.3

151,543.1

151,070.7

150,790.9

150,774

Weighted Avg. Shares Outstanding

122,334.6

122,564.8

130,552.6

151,386.4

150,881

150,819

Weighted Avg. Shares Outstanding Dil

122,341.5

123,315.3

130,573.5

151,408.9

150,914.8

150,864.3

EPS

281

152.2

238

338

398.3

400.3

EPS Diluted

281

151.3

238

338

398

400

Effective Tax Rate

20.6%

32.4%

20.3%

20.4%

20.9%

21.8%