Joint Stock Commercial Bank for Foreign Trade of Vietnam Website

Joint Stock Commercial Bank for Foreign Trade of Vietnam

HOSE-VCB

Income Statement
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
LTM

Interest Income On Loans

67,665,496

69,205,134

70,621,957

88,112,700

108,122,278

98,492,565

Interest Income, Total

67,665,496

69,205,134

70,621,957

88,112,700

108,122,278

98,492,565

Interest On Deposits

33,127,768

32,919,659

28,349,385

34,866,222

54,501,409

45,109,456

Interest Expense, Total

33,127,768

32,919,659

28,349,385

34,866,222

54,501,409

45,109,456

Net Interest Income

34,537,728

36,285,475

42,272,572

53,246,478

53,620,869

53,383,109

Income From Trading Activities

153,022

1,712

52,430

-33,599

124,217

58,731

Gain (Loss) on Sale of Invest. & Securities

40,176

335,274

3,927

26,583

-24,426

-24,426

Income (Loss) on Equity Invest.

42,336

42,152

31,930

21,613

131,053

139,070

Total Other Non Interest Income

10,912,127

12,397,928

14,269,107

14,778,747

13,847,323

12,187,209

Non Interest Income, Total

11,147,661

12,777,066

14,357,394

14,793,344

14,078,167

12,360,584

Revenues Before Provison For Loan Losses

45,685,389

49,062,541

56,629,966

68,039,822

67,699,036

65,743,693

Provision For Loan Losses

6,607,278

9,974,730

11,478,198

9,464,218

4,564,876

3,028,662

Total Revenues

39,078,111

39,087,811

45,151,768

58,575,604

63,134,160

62,715,031

Total Revenues % Chg.

22.7%

0%

15.5%

29.7%

7.8%

0.7%

Salaries And Other Employee Benefits

8,668,273

8,603,051

9,586,008

10,704,534

11,718,438

11,966,162

Occupancy Expense

2,701,784

2,902,528

3,463,858

4,017,315

3,455,613

3,330,048

Federal Deposit Insurance

578,981

631,788

711,257

802,452

880,742

942,536

Selling General & Admin Expenses, Total

—

—

—

—

—

3,603,531

3,490,020

5,226,349

5,284,175

4,358,657

Total Other Non Interest Expense

3,917,502

297,352

414,782

456,863

551,505

538,453

Non Interest Expense, Total

15,866,540

16,038,250

17,665,925

21,207,513

21,890,473

21,135,856

EBT, Excl. Unusual Items

23,211,571

23,049,561

27,485,843

37,368,091

41,243,687

41,579,175

EBT, Incl. Unusual Items

23,211,571

23,049,561

27,485,843

37,368,091

41,243,687

41,579,175

Income Tax Expense

4,614,227

4,577,043

5,469,010

7,449,037

8,189,239

8,233,884

Earnings From Continuing Operations

18,597,344

18,472,518

22,016,833

29,919,054

33,054,448

33,345,291

Minority Interest

-15,090

-21,207

-20,232

-20,040

-21,245

-21,936

Net Income

18,582,254

18,451,311

21,996,601

29,899,014

33,033,203

33,323,355

Preferred Dividend and Other Adjustments

2,276,180

2,423,361

2,299,162

3,344,476

2,575,897

2,575,897

Net Income to Common Incl Extra Items

16,306,074

16,027,950

19,697,439

26,554,538

30,457,306

30,747,458

Net Income to Common Excl. Extra Items

16,306,074

16,027,950

19,697,439

26,554,538

30,457,306

30,747,458

Total Shares Outstanding

5,589.1

5,589.1

5,589.1

5,589.1

5,589.1

5,589.1

Weighted Avg. Shares Outstanding

5,576.7

5,589.1

5,589.1

5,589.1

5,589.1

5,589.1

Weighted Avg. Shares Outstanding Dil

5,576.7

5,589.1

5,589.1

5,589.1

5,589.1

5,589.1

EPS

2,923.9

2,867.7

3,524.3

4,751.1

5,449.4

5,501.3

EPS Diluted

2,923.9

2,867.7

3,524.3

4,751.1

5,449.4

5,501.3

Effective Tax Rate

19.9%

19.9%

19.9%

19.9%

19.9%

19.8%