KBC Group NV

ENXTBR-KBC

Overview Financials Investor Relations Estimates Ownership Industry Dividends Modeling Filings

Income Statement	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Interest Income On Loans						7,244	6,264	6,320	11,225	20,170	21,015
Interest Income On Investments						82	53	45	59	59	55
Interest Income, Total						7,326	6,317	6,365	11,284	20,229	21,070
Interest On Deposits						2,626	1,797	1,869	6,063	14,697	15,525
Interest Expense, Total						2,626	1,797	1,869	6,063	14,697	15,525
Net Interest Income						4,700	4,520	4,496	5,221	5,532	5,545
Gain (Loss) on Sale of Assets			—	—	—	—	—	13	68	405	—
Gain (Loss) on Sale of Invest. & Securities					—	82	—	6	-32	-22	-36
Income (Loss) on Equity Invest.	—	—	—	—	—	—	—	—	—	18	18
Total Other Non Interest Income						2,828	2,676	3,056	4,629	5,281	5,371
Non Interest Income, Total						2,910	2,676	3,075	4,665	5,682	5,353
Revenues Before Provison For Loan Losses						7,610	7,196	7,571	9,886	11,214	10,898
Provision For Loan Losses						203	1,074	-334	154	-16	119
Total Revenues						7,407	6,122	7,905	9,732	11,230	10,779
Total Revenues % Chg.						-2%	-17.3%	29.1%	23.1%	15.4%	1.8%
Salaries And Other Employee Benefits						2,357	2,329	2,457	—	—	—
Occupancy Expense						351	309	356	—	—	—
Selling General & Admin Expenses, Total						1,104	1,015	1,058	333	373	361
(Income) Loss on Equity Invest.						-7	11	5	10	4	-2
Total Other Non Interest Expense						495	509	532	5,922	6,454	6,436
Non Interest Expense, Total						4,300	4,173	4,408	6,265	6,831	6,795
EBT, Excl. Unusual Items						3,107	1,949	3,497	3,467	4,399	3,984
Impairment of Goodwill	—		—	—	—	—	—	-7	-5	-109	-109
Asset Writedown						-9	-73	-52	-123	-122	-126
Legal Settlements		—	—			9	—	6	149	—	-2
Other Unusual Items					—	9	-29	-26	—	11	11
EBT, Incl. Unusual Items						3,116	1,847	3,418	3,488	4,179	3,758
Income Tax Expense						627	407	804	670	778	774
Earnings From Continuing Operations						2,489	1,440	2,614	2,818	3,401	2,984
Minority Interest	—	—	—	—	—	—	—	—	—	1	1
Net Income						2,489	1,440	2,614	2,818	3,402	2,985
Preferred Dividend and Other Adjustments						56	50	50	50	64	84
Net Income to Common Incl Extra Items						2,433	1,390	2,564	2,768	3,338	2,901
Net Income to Common Excl. Extra Items						2,433	1,390	2,564	2,768	3,338	2,901
Total Shares Outstanding						416.4	416.7	416.9	417.2	408.5	398.4
Weighted Avg. Shares Outstanding						416	416	417	417	415	408
Weighted Avg. Shares Outstanding Dil						416	416	417	417	415	408
EPS						5.8	3.3	6.1	6.6	8	7.1
EPS Diluted						5.8	3.3	6.1	6.6	8	7.1
Effective Tax Rate						20.1%	22%	23.5%	19.2%	18.6%	20.6%