KBC Group NV Website

KBC Group NV

ENXTBR-KBC

Basic

  • Market Cap

    €25.81B

  • EV

  • Shares Out

    402.24M

  • Revenue

    €10.84B

  • Employees

    37,964

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    35.05%

  • Net

    27.93%

  • FCF

    30.86%

Returns (5Yr Avg)

  • ROA

    0.76%

  • ROTA

    12.76%

  • ROE

    11.82%

  • ROCE

  • ROIC

    0.94%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €75.55

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -€33.94B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    16.98%

  • Rev 5Yr

    7.95%

  • Rev 10Yr

  • Dil EPS 3Yr

    15.65%

  • Dil EPS 5Yr

    4.79%

  • Dil EPS 10Yr

    30.88%

  • Rev Fwd 2Yr

    0.91%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    -2.99%

  • EPS LT Growth Est

    4.13%

Dividends

  • Yield

  • Payout

    58.01%

  • DPS

    €4.15

  • DPS Growth 3Yr

    19.37%

  • DPS Growth 5Yr

    3.47%

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    6.19%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

7,244

6,264

6,320

11,225

20,170

20,988

Interest Income On Investments

82

53

45

59

59

58

Interest Income, Total

7,326

6,317

6,365

11,284

20,229

21,046

Interest On Deposits

2,626

1,797

1,869

6,063

14,697

15,469

Interest Expense, Total

2,626

1,797

1,869

6,063

14,697

15,469

Net Interest Income

4,700

4,520

4,496

5,221

5,532

5,577

Gain (Loss) on Sale of Assets

13

68

405

Gain (Loss) on Sale of Invest. & Securities

82

6

-32

-22

-28

Income (Loss) on Equity Invest.

18

18

Total Other Non Interest Income

2,828

2,676

3,056

4,629

5,281

5,293

Non Interest Income, Total

2,910

2,676

3,075

4,665

5,682

5,283

Revenues Before Provison For Loan Losses

7,610

7,196

7,571

9,886

11,214

10,860

Provision For Loan Losses

203

1,074

-334

154

-16

24

Total Revenues

7,407

6,122

7,905

9,732

11,230

10,836

Total Revenues % Chg.

-2%

-17.3%

29.1%

23.1%

15.4%

5.1%

Salaries And Other Employee Benefits

2,357

2,329

2,457

Occupancy Expense

351

309

356

Selling General & Admin Expenses, Total

1,104

1,015

1,058

333

373

370

(Income) Loss on Equity Invest.

-7

11

5

10

4

1

Total Other Non Interest Expense

495

509

532

5,922

6,454

6,448

Non Interest Expense, Total

4,300

4,173

4,408

6,265

6,831

6,819

EBT, Excl. Unusual Items

3,107

1,949

3,497

3,467

4,399

4,017

Impairment of Goodwill

-7

-5

-109

-109

Asset Writedown

-9

-73

-52

-123

-122

-123

Legal Settlements

9

6

149

2

Other Unusual Items

9

-29

-26

11

11

EBT, Incl. Unusual Items

3,116

1,847

3,418

3,488

4,179

3,798

Income Tax Expense

627

407

804

670

778

773

Earnings From Continuing Operations

2,489

1,440

2,614

2,818

3,401

3,025

Minority Interest

1

1

Net Income

2,489

1,440

2,614

2,818

3,402

3,026

Preferred Dividend and Other Adjustments

56

50

50

50

64

77

Net Income to Common Incl Extra Items

2,433

1,390

2,564

2,768

3,338

2,949

Net Income to Common Excl. Extra Items

2,433

1,390

2,564

2,768

3,338

2,949

Total Shares Outstanding

416.4

416.7

416.9

417.2

408.5

403.5

Weighted Avg. Shares Outstanding

416

416

417

417

415

412.3

Weighted Avg. Shares Outstanding Dil

416

416

417

417

415

412.3

EPS

5.8

3.3

6.1

6.6

8

7.2

EPS Diluted

5.8

3.3

6.1

6.6

8

7.2

Effective Tax Rate

20.1%

22%

23.5%

19.2%

18.6%

20.4%