Emirates NBD Bank PJSC Website

Emirates NBD Bank PJSC

DFM-EMIRATESNBD

Basic

  • Market Cap

    AED 108.64B

  • EV

  • Shares Out

    6,316.55M

  • Revenue

    AED 41.12B

  • Employees

    30,000

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    60.11%

  • Net

    53.92%

  • FCF

    -161.27%

Returns (5Yr Avg)

  • ROA

    1.87%

  • ROTA

    15.66%

  • ROE

    15.41%

  • ROCE

  • ROIC

    2.55%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    AED 22.49

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    AED 63.04B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    38.88%

  • Rev 5Yr

    20.57%

  • Rev 10Yr

  • Dil EPS 3Yr

    49.43%

  • Dil EPS 5Yr

    14.39%

  • Dil EPS 10Yr

    19.74%

  • Rev Fwd 2Yr

    6.6%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    -5.51%

  • EPS LT Growth Est

    -3.35%

Dividends

  • Yield

  • Payout

    34.97%

  • DPS

    AED 1.2

  • DPS Growth 3Yr

    44.23%

  • DPS Growth 5Yr

    24.57%

  • DPS Growth 10Yr

    16.98%

  • DPS Growth Fwd 2Yr

    -5.96%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

28,021.7

28,017.5

26,485.5

34,838

57,319

62,811

Interest Income, Total

28,021.7

28,017.5

26,485.5

34,838

57,319

62,811

Interest On Deposits

11,834.2

10,530.3

9,561

11,616

27,239

32,515

Interest Expense, Total

11,834.2

10,530.3

9,561

11,616

27,239

32,515

Net Interest Income

16,187.5

17,487.2

16,924.6

23,222

30,080

30,296

Income From Trading Activities

208.8

180

150.8

52

480

566

Gain (Loss) on Sale of Assets

2

-0

-3.1

25

389

377

Gain (Loss) on Sale of Invest. & Securities

4,318.8

-243.2

195

114

413

252

Total Other Non Interest Income

6,090.7

5,786.7

6,554.3

9,094

11,666

11,735

Non Interest Income, Total

10,620.3

5,723.5

6,897.1

9,285

12,948

12,930

Revenues Before Provison For Loan Losses

26,807.8

23,210.7

23,821.7

32,507

43,028

43,226

Provision For Loan Losses

4,818.1

7,936.1

5,898.9

5,184

3,448

2,111

Total Revenues

21,989.8

15,274.6

17,922.8

27,323

39,580

41,115

Total Revenues % Chg.

40.5%

-30.5%

17.3%

52.4%

44.9%

27.2%

Salaries And Other Employee Benefits

4,196.7

4,616.7

4,565.7

5,350

6,772

7,086

Amort. of Goodwill & Intang. Assets

68

163.3

163.3

163

28

Occupancy Expense

1,007.8

1,161.4

1,056.5

1,077

1,139

1,154

Selling General & Admin Expenses, Total

1,934.5

1,915

2,206

2,664

3,757

3,883

(Income) Loss on Equity Invest.

-19.4

-12.2

21.1

Non Interest Expense, Total

7,187.7

7,844.1

8,012.7

9,254

11,696

12,123

EBT, Excl. Unusual Items

14,802.1

7,430.5

9,910.1

18,069

27,884

28,992

Asset Writedown

Other Unusual Items

92

-3,095

-4,229

-4,278

EBT, Incl. Unusual Items

14,894.1

7,430.5

9,910.1

14,974

23,655

24,714

Income Tax Expense

390.4

465.3

604.2

1,964

2,134

2,499

Earnings From Continuing Operations

14,503.7

6,965.2

9,306

13,010

21,521

22,215

Minority Interest

-1.1

-5.6

-8.4

-7

-41

-45

Net Income

14,502.6

6,959.5

9,297.5

13,003

21,480

22,170

Preferred Dividend and Other Adjustments

5,054.1

651.1

592.2

511

511

511

Net Income to Common Incl Extra Items

9,448.5

6,308.5

8,705.3

12,492

20,969

21,659

Net Income to Common Excl. Extra Items

9,448.5

6,308.5

8,705.3

12,492

20,969

21,659

Total Shares Outstanding

6,316.6

6,316.6

6,316.6

6,316.6

6,316.6

6,316.6

Weighted Avg. Shares Outstanding

5,620.5

6,310.7

6,310.7

6,311

6,311

6,311

Weighted Avg. Shares Outstanding Dil

5,620.5

6,310.7

6,310.7

6,311

6,311

6,311

EPS

1.7

1

1.4

2

3.3

3.4

EPS Diluted

1.7

1

1.4

2

3.3

3.4

Effective Tax Rate

2.6%

6.3%

6.1%

13.1%

9%

10.1%